Root annual debt-to-equity ratio
2020
2021
2022
2023
2024
2025
Root Debt-to-Equity Ratio Growth & History (ROOT)
Root's debt-to-equity ratio was 0.72 for fiscal 2025.
View full Root company overviewRoot annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.72 | −0.29 | −28.87% |
| 2024 | 2024-12-31 | 1.01 | −0.84 | −45.43% |
| 2023 | 2023-12-31 | 1.85 | 0.75 | +67.94% |
| 2022 | 2022-12-31 | 1.10 | 1.08 | +4099.65% |
| 2021 | 2021-12-31 | 0.03 | −0.17 | −86.71% |
| 2020 | 2020-12-31 | 0.20 | — | — |
Root quarterly debt-to-equity ratio
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.60 | −0.22 | −26.29% |
| Q1 2026 | 2026-03-31 | 0.61 | −0.26 | −29.72% |
| Q4 2025 | 2025-12-31 | 0.72 | −0.29 | −28.87% |
| Q3 2025 | 2025-09-30 | 0.76 | −0.90 | −54.28% |
| Q2 2025 | 2025-06-30 | 0.82 | −1.17 | −58.74% |
| Q1 2025 | 2025-03-31 | 0.87 | −0.93 | −51.59% |
| Q4 2024 | 2024-12-31 | 1.01 | −0.84 | −45.43% |
| Q3 2024 | 2024-09-30 | 1.65 | −0.03 | −1.79% |
| Q2 2024 | 2024-06-30 | 1.98 | 0.60 | +42.99% |
| Q1 2024 | 2024-03-31 | 1.81 | 0.59 | +48.56% |
| Q4 2023 | 2023-12-31 | 1.85 | 0.75 | +67.94% |
| Q3 2023 | 2023-09-30 | 1.68 | 0.77 | +84.43% |
| Q2 2023 | 2023-06-30 | 1.39 | 0.62 | +80.95% |
| Q1 2023 | 2023-03-31 | 1.22 | 0.59 | +95.50% |
| Q4 2022 | 2022-12-31 | 1.10 | 1.08 | +4099.65% |
| Q3 2022 | 2022-09-30 | 0.91 | 0.57 | +168.42% |
| Q2 2022 | 2022-06-30 | 0.77 | 0.49 | +175.02% |
| Q1 2022 | 2022-03-31 | 0.62 | 0.40 | +179.35% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.17 | −86.71% |
| Q3 2021 | 2021-09-30 | 0.34 | — | — |
| Q2 2021 | 2021-06-30 | 0.28 | — | — |
| Q1 2021 | 2021-03-31 | 0.22 | — | — |
| Q4 2020 | 2020-12-31 | 0.20 | — | — |
Root debt-to-equity ratio trends
Over the last five fiscal years, Root's debt-to-equity ratio increased from 0.20 to 0.72, a change of 0.52. The latest reported quarter, Q2 2026, shows 0.60.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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