Santander UK annual net debt
2019
2020
2021
2022
2023
2024
2025
Santander UK Net Debt Growth & History (SANB)
Santander UK's net debt was −£28.67B for fiscal 2025.
View full Santander UK company overviewSantander UK annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −£28.67B | £427.0M | — |
| 2024 | 2024-12-31 | −£29.09B | £7.58B | — |
| 2023 | 2023-12-31 | −£36.67B | £6.08B | — |
| 2022 | 2022-12-31 | −£42.75B | £3.84B | — |
| 2021 | 2021-12-31 | −£46.58B | £17.0M | — |
| 2020 | 2020-12-31 | −£46.60B | −£18.87B | — |
| 2019 | 2019-12-31 | −£27.73B | — | — |
Santander UK quarterly net debt
Q4.19
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q2.25
Q4.25
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | £11.63B | £654.0M | +5.96% |
| Q4 2025 | 2025-12-31 | −£28.67B | £427.0M | — |
| Q2 2025 | 2025-06-30 | £10.98B | — | — |
| Q4 2024 | 2024-12-31 | −£29.09B | £7.58B | — |
| Q4 2023 | 2023-12-31 | −£36.67B | £6.08B | — |
| Q4 2022 | 2022-12-31 | −£42.75B | £3.84B | — |
| Q4 2021 | 2021-12-31 | −£46.58B | £17.0M | — |
| Q4 2020 | 2020-12-31 | −£46.60B | −£18.87B | — |
| Q4 2019 | 2019-12-31 | −£27.73B | — | — |
Santander UK net debt trends
Over the last five fiscal years, Santander UK's net debt increased from −£46.60B to −£28.67B, a change of £17.93B. The latest reported quarter, Q2 2026, shows £11.63B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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