Sb Financial Group Return on Equity (ROE) Growth & History (SBFG)
Sb Financial Group's return on equity was 10.40% for fiscal 2025.
View full Sb Financial Group company overviewSb Financial Group annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 10.40% | +1.29 pp |
| 2024 | 2024-12-31 | 9.11% | −0.86 pp |
| 2023 | 2023-12-31 | 9.96% | +0.46 pp |
| 2022 | 2022-12-31 | 9.51% | −3.19 pp |
| 2021 | 2021-12-31 | 12.70% | +1.99 pp |
| 2020 | 2020-12-31 | 10.71% | +1.73 pp |
| 2019 | 2019-12-31 | 8.98% | −1.39 pp |
| 2018 | 2018-12-31 | 10.37% | −1.89 pp |
| 2017 | 2017-12-31 | 12.26% | +1.79 pp |
| 2016 | 2016-12-31 | 10.47% | +0.76 pp |
| 2015 | 2015-12-31 | 9.71% | +1.73 pp |
| 2014 | 2014-12-31 | 7.98% | −1.53 pp |
| 2013 | 2013-12-31 | 9.50% | −0.01 pp |
| 2012 | 2012-12-31 | 9.51% | +5.97 pp |
| 2011 | 2011-12-31 | 3.54% | +32.53 pp |
| 2010 | 2010-12-31 | −28.99% | — |
Sb Financial Group quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.10% | +0.19 pp |
| Q1 2026 | 2026-03-31 | 3.02% | +1.35 pp |
| Q4 2025 | 2025-12-31 | 2.82% | +0.02 pp |
| Q3 2025 | 2025-09-30 | 2.99% | +1.16 pp |
| Q2 2025 | 2025-06-30 | 2.91% | — |
| Q1 2025 | 2025-03-31 | 1.67% | — |
| Q4 2024 | 2024-12-31 | 2.79% | −0.49 pp |
| Q3 2024 | 2024-09-30 | 1.83% | −0.51 pp |
| Q4 2023 | 2023-12-31 | 3.28% | +0.25 pp |
| Q3 2023 | 2023-09-30 | 2.34% | −0.46 pp |
| Q2 2023 | 2023-06-30 | 2.59% | +0.39 pp |
| Q1 2023 | 2023-03-31 | 2.06% | +0.03 pp |
| Q4 2022 | 2022-12-31 | 3.03% | +0.73 pp |
| Q3 2022 | 2022-09-30 | 2.79% | −0.05 pp |
| Q2 2022 | 2022-06-30 | 2.20% | −0.41 pp |
| Q1 2022 | 2022-03-31 | 2.03% | −2.91 pp |
| Q4 2021 | 2021-12-31 | 2.30% | −1.47 pp |
| Q3 2021 | 2021-09-30 | 2.85% | −0.91 pp |
| Q2 2021 | 2021-06-30 | 2.61% | −0.06 pp |
| Q1 2021 | 2021-03-31 | 4.94% | +4.44 pp |
| Q4 2020 | 2020-12-31 | 3.77% | +1.29 pp |
| Q3 2020 | 2020-09-30 | 3.76% | +0.95 pp |
| Q2 2020 | 2020-06-30 | 2.67% | +0.69 pp |
| Q1 2020 | 2020-03-31 | 0.50% | −1.20 pp |
| Q4 2019 | 2019-12-31 | 2.48% | +0.19 pp |
| Q3 2019 | 2019-09-30 | 2.81% | +0.33 pp |
| Q2 2019 | 2019-06-30 | 1.98% | −0.53 pp |
| Q1 2019 | 2019-03-31 | 1.70% | −0.56 pp |
| Q4 2018 | 2018-12-31 | 2.30% | −2.06 pp |
| Q3 2018 | 2018-09-30 | 2.47% | −0.55 pp |
| Q2 2018 | 2018-06-30 | 2.51% | −0.11 pp |
| Q1 2018 | 2018-03-31 | 2.26% | −0.02 pp |
| Q4 2017 | 2017-12-31 | 4.36% | +1.68 pp |
| Q3 2017 | 2017-09-30 | 3.03% | +0.05 pp |
| Q2 2017 | 2017-06-30 | 2.62% | −0.08 pp |
| Q1 2017 | 2017-03-31 | 2.28% | +0.27 pp |
| Q4 2016 | 2016-12-31 | 2.68% | +0.37 pp |
| Q3 2016 | 2016-09-30 | 2.98% | +0.12 pp |
| Q2 2016 | 2016-06-30 | 2.70% | +0.13 pp |
| Q1 2016 | 2016-03-31 | 2.01% | +0.06 pp |
| Q4 2015 | 2015-12-31 | 2.31% | +0.07 pp |
| Q3 2015 | 2015-09-30 | 2.86% | +0.32 pp |
| Q2 2015 | 2015-06-30 | 2.57% | +0.43 pp |
| Q1 2015 | 2015-03-31 | 1.96% | +0.23 pp |
| Q4 2014 | 2014-12-31 | 2.24% | +0.05 pp |
| Q3 2014 | 2014-09-30 | 2.54% | +0.09 pp |
| Q2 2014 | 2014-06-30 | 2.14% | −0.29 pp |
| Q1 2014 | 2014-03-31 | 1.72% | −0.73 pp |
| Q4 2013 | 2013-12-31 | 2.19% | −0.71 pp |
| Q3 2013 | 2013-09-30 | 2.45% | −0.11 pp |
| Q2 2013 | 2013-06-30 | 2.43% | +0.38 pp |
| Q1 2013 | 2013-03-31 | 2.45% | +0.45 pp |
| Q4 2012 | 2012-12-31 | 2.90% | +2.32 pp |
| Q3 2012 | 2012-09-30 | 2.55% | +1.27 pp |
| Q2 2012 | 2012-06-30 | 2.04% | +0.36 pp |
| Q1 2012 | 2012-03-31 | 2.00% | — |
| Q4 2011 | 2011-12-31 | 0.57% | — |
| Q3 2011 | 2011-09-30 | 1.29% | — |
| Q2 2011 | 2011-06-30 | 1.68% | — |
Sb Financial Group return on equity trends
Over the last five fiscal years, Sb Financial Group's return on equity decreased from 10.71% to 10.40%, a change of −0.31 percentage points. The latest reported quarter, Q2 2026, shows 3.10%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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