Schwab Charles annual debt-to-equity ratio
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2025
Schwab Charles Debt-to-Equity Ratio Growth & History (SCHW)
Schwab Charles's debt-to-equity ratio was 0.51 for fiscal 2025.
View full Schwab Charles company overviewSchwab Charles annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.51 | 0.03 | +5.28% |
| 2024 | 2024-12-31 | 0.48 | −0.18 | −27.16% |
| 2023 | 2023-12-31 | 0.66 | −0.40 | −37.87% |
| 2022 | 2022-12-31 | 1.06 | 0.62 | +141.85% |
| 2021 | 2021-12-31 | 0.44 | 0.18 | +67.83% |
| 2020 | 2020-12-31 | 0.26 | −0.11 | −29.60% |
| 2019 | 2019-12-31 | 0.37 | 0.04 | +11.67% |
| 2018 | 2018-12-31 | 0.33 | −0.73 | −68.79% |
| 2017 | 2017-12-31 | 1.07 | 0.89 | +508.82% |
| 2016 | 2016-12-31 | 0.18 | −0.04 | −18.41% |
| 2015 | 2015-12-31 | 0.21 | 0.05 | +33.43% |
| 2014 | 2014-12-31 | 0.16 | −0.02 | −12.23% |
| 2013 | 2013-12-31 | 0.18 | 0.01 | +7.71% |
| 2012 | 2012-12-31 | 0.17 | −0.10 | −37.51% |
| 2011 | 2011-12-31 | 0.27 | −0.07 | −19.71% |
| 2010 | 2010-12-31 | 0.34 | 0.02 | +6.03% |
| 2009 | 2009-12-31 | 0.32 | 0.10 | +47.14% |
| 2008 | 2008-12-31 | 0.22 | — | — |
Schwab Charles quarterly debt-to-equity ratio
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Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.45 | 0.00 | +0.66% |
| Q1 2026 | 2026-03-31 | 0.42 | −0.04 | −8.12% |
| Q4 2025 | 2025-12-31 | 0.51 | 0.03 | +5.28% |
| Q3 2025 | 2025-09-30 | 0.43 | −0.05 | −10.54% |
| Q2 2025 | 2025-06-30 | 0.45 | −0.06 | −12.07% |
| Q1 2025 | 2025-03-31 | 0.45 | −0.09 | −16.00% |
| Q4 2024 | 2024-12-31 | 0.48 | −0.18 | −27.16% |
| Q3 2024 | 2024-09-30 | 0.48 | −0.18 | −27.84% |
| Q2 2024 | 2024-06-30 | 0.51 | −0.09 | −15.61% |
| Q1 2024 | 2024-03-31 | 0.54 | −0.02 | −3.31% |
| Q4 2023 | 2023-12-31 | 0.66 | −0.40 | −37.87% |
| Q3 2023 | 2023-09-30 | 0.66 | 0.08 | +14.31% |
| Q2 2023 | 2023-06-30 | 0.61 | 0.10 | +19.94% |
| Q1 2023 | 2023-03-31 | 0.56 | 0.01 | +2.72% |
| Q4 2022 | 2022-12-31 | 1.06 | 0.62 | +141.85% |
| Q3 2022 | 2022-09-30 | 0.58 | 0.18 | +46.91% |
| Q2 2022 | 2022-06-30 | 0.50 | 0.12 | +30.54% |
| Q1 2022 | 2022-03-31 | 0.54 | 0.18 | +49.40% |
| Q4 2021 | 2021-12-31 | 0.44 | 0.18 | +67.83% |
| Q3 2021 | 2021-09-30 | 0.39 | 0.14 | +56.82% |
| Q2 2021 | 2021-06-30 | 0.39 | 0.11 | +39.71% |
| Q1 2021 | 2021-03-31 | 0.36 | 0.04 | +12.00% |
| Q4 2020 | 2020-12-31 | 0.26 | −0.11 | −29.60% |
| Q3 2020 | 2020-09-30 | 0.25 | −0.13 | −34.00% |
| Q2 2020 | 2020-06-30 | 0.28 | −0.10 | −27.12% |
| Q1 2020 | 2020-03-31 | 0.32 | −0.02 | −6.36% |
| Q4 2019 | 2019-12-31 | 0.37 | 0.04 | +11.67% |
| Q3 2019 | 2019-09-30 | 0.38 | 0.10 | +36.35% |
| Q2 2019 | 2019-06-30 | 0.38 | 0.09 | +31.80% |
| Q1 2019 | 2019-03-31 | 0.35 | 0.13 | +62.23% |
| Q4 2018 | 2018-12-31 | 0.33 | −0.73 | −68.79% |
| Q3 2018 | 2018-09-30 | 0.28 | −0.18 | −39.41% |
| Q2 2018 | 2018-06-30 | 0.29 | 0.07 | +31.95% |
| Q1 2018 | 2018-03-31 | 0.21 | −0.03 | −11.93% |
| Q4 2017 | 2017-12-31 | 1.07 | 0.89 | +508.82% |
| Q3 2017 | 2017-09-30 | 0.46 | 0.08 | +20.73% |
| Q2 2017 | 2017-06-30 | 0.22 | −0.31 | −58.45% |
| Q1 2017 | 2017-03-31 | 0.24 | −0.01 | −4.29% |
| Q4 2016 | 2016-12-31 | 0.18 | −0.04 | −18.41% |
| Q3 2016 | 2016-09-30 | 0.38 | 0.16 | +73.28% |
| Q2 2016 | 2016-06-30 | 0.53 | 0.29 | +125.54% |
| Q1 2016 | 2016-03-31 | 0.25 | 0.02 | +6.40% |
| Q4 2015 | 2015-12-31 | 0.21 | 0.05 | +33.43% |
| Q3 2015 | 2015-09-30 | 0.22 | 0.05 | +32.38% |
| Q2 2015 | 2015-06-30 | 0.23 | 0.06 | +36.88% |
| Q1 2015 | 2015-03-31 | 0.24 | 0.06 | +35.39% |
| Q4 2014 | 2014-12-31 | 0.16 | −0.02 | −12.23% |
| Q3 2014 | 2014-09-30 | 0.17 | −0.02 | −12.56% |
| Q2 2014 | 2014-06-30 | 0.17 | 0.00 | +1.49% |
| Q1 2014 | 2014-03-31 | 0.18 | 0.01 | +5.41% |
| Q4 2013 | 2013-12-31 | 0.18 | 0.01 | +7.71% |
| Q3 2013 | 2013-09-30 | 0.19 | −0.01 | −4.19% |
| Q2 2013 | 2013-06-30 | 0.17 | −0.05 | −23.58% |
| Q1 2013 | 2013-03-31 | 0.17 | −0.07 | −30.45% |
| Q4 2012 | 2012-12-31 | 0.17 | −0.10 | −37.51% |
| Q3 2012 | 2012-09-30 | 0.20 | −0.06 | −24.42% |
| Q2 2012 | 2012-06-30 | 0.22 | −0.08 | −26.27% |
| Q1 2012 | 2012-03-31 | 0.24 | −0.07 | −22.38% |
| Q4 2011 | 2011-12-31 | 0.27 | −0.07 | −19.71% |
| Q3 2011 | 2011-09-30 | 0.26 | −0.09 | −25.37% |
| Q2 2011 | 2011-06-30 | 0.30 | 0.08 | +33.76% |
| Q1 2011 | 2011-03-31 | 0.31 | 0.08 | +33.90% |
| Q4 2010 | 2010-12-31 | 0.34 | 0.02 | +6.03% |
| Q3 2010 | 2010-09-30 | 0.35 | 0.04 | +13.34% |
| Q2 2010 | 2010-06-30 | 0.22 | −0.12 | −34.20% |
| Q1 2010 | 2010-03-31 | 0.23 | — | — |
| Q4 2009 | 2009-12-31 | 0.32 | 0.10 | +47.14% |
| Q3 2009 | 2009-09-30 | 0.31 | — | — |
| Q2 2009 | 2009-06-30 | 0.34 | — | — |
| Q4 2008 | 2008-12-31 | 0.22 | — | — |
Schwab Charles debt-to-equity ratio trends
Over the last five fiscal years, Schwab Charles's debt-to-equity ratio increased from 0.26 to 0.51, a change of 0.24. The latest reported quarter, Q2 2026, shows 0.45.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Schwab Charles source filings ↗