Sound Financial Bancorp annual return on equity
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2025
Sound Financial Bancorp Return on Equity (ROE) Growth & History (SFBC)
Sound Financial Bancorp's return on equity was 6.72% for fiscal 2025.
View full Sound Financial Bancorp company overviewSound Financial Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 6.72% | +2.18 pp |
| 2024 | 2024-12-31 | 4.54% | −2.96 pp |
| 2023 | 2023-12-31 | 7.50% | −1.72 pp |
| 2022 | 2022-12-31 | 9.22% | −1.02 pp |
| 2021 | 2021-12-31 | 10.24% | −0.71 pp |
| 2020 | 2020-12-31 | 10.95% | +2.01 pp |
| 2019 | 2019-12-31 | 8.94% | −1.35 pp |
| 2018 | 2018-12-31 | 10.29% | +2.12 pp |
| 2017 | 2017-12-31 | 8.17% | −1.20 pp |
| 2016 | 2016-12-31 | 9.37% | +0.26 pp |
| 2015 | 2015-12-31 | 9.11% | +0.38 pp |
| 2014 | 2014-12-31 | 8.73% | −0.03 pp |
| 2013 | 2013-12-31 | 8.76% | +1.44 pp |
| 2012 | 2012-12-31 | 7.32% | — |
Sound Financial Bancorp quarterly return on equity
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| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.26% | +0.31 pp |
| Q1 2026 | 2026-03-31 | 1.43% | +0.31 pp |
| Q4 2025 | 2025-12-31 | 2.07% | +0.20 pp |
| Q3 2025 | 2025-09-30 | 1.59% | +0.45 pp |
| Q2 2025 | 2025-06-30 | 1.95% | +1.16 pp |
| Q1 2025 | 2025-03-31 | 1.12% | +0.36 pp |
| Q4 2024 | 2024-12-31 | 1.87% | +0.66 pp |
| Q3 2024 | 2024-09-30 | 1.13% | −0.03 pp |
| Q2 2024 | 2024-06-30 | 0.79% | −2.13 pp |
| Q1 2024 | 2024-03-31 | 0.76% | −1.45 pp |
| Q4 2023 | 2023-12-31 | 1.20% | −1.83 pp |
| Q3 2023 | 2023-09-30 | 1.17% | −1.54 pp |
| Q2 2023 | 2023-06-30 | 2.91% | +1.19 pp |
| Q1 2023 | 2023-03-31 | 2.21% | +0.37 pp |
| Q4 2022 | 2022-12-31 | 3.03% | +1.02 pp |
| Q3 2022 | 2022-09-30 | 2.71% | −0.15 pp |
| Q2 2022 | 2022-06-30 | 1.73% | −0.82 pp |
| Q1 2022 | 2022-03-31 | 1.84% | −0.99 pp |
| Q4 2021 | 2021-12-31 | 2.01% | −2.15 pp |
| Q3 2021 | 2021-09-30 | 2.86% | −0.02 pp |
| Q2 2021 | 2021-06-30 | 2.54% | −0.14 pp |
| Q1 2021 | 2021-03-31 | 2.83% | +1.57 pp |
| Q4 2020 | 2020-12-31 | 4.16% | +1.73 pp |
| Q3 2020 | 2020-09-30 | 2.87% | +0.82 pp |
| Q2 2020 | 2020-06-30 | 2.69% | +0.22 pp |
| Q1 2020 | 2020-03-31 | 1.26% | −0.74 pp |
| Q4 2019 | 2019-12-31 | 2.43% | +0.12 pp |
| Q3 2019 | 2019-09-30 | 2.06% | −0.58 pp |
| Q2 2019 | 2019-06-30 | 2.46% | −0.45 pp |
| Q1 2019 | 2019-03-31 | 2.00% | −0.43 pp |
| Q4 2018 | 2018-12-31 | 2.32% | +0.47 pp |
| Q3 2018 | 2018-09-30 | 2.64% | +0.70 pp |
| Q2 2018 | 2018-06-30 | 2.91% | +0.82 pp |
| Q1 2018 | 2018-03-31 | 2.43% | +0.11 pp |
| Q4 2017 | 2017-12-31 | 1.85% | −0.79 pp |
| Q3 2017 | 2017-09-30 | 1.94% | −0.59 pp |
| Q2 2017 | 2017-06-30 | 2.09% | −0.14 pp |
| Q1 2017 | 2017-03-31 | 2.32% | +0.31 pp |
| Q4 2016 | 2016-12-31 | 2.64% | +0.37 pp |
| Q3 2016 | 2016-09-30 | 2.53% | +0.39 pp |
| Q2 2016 | 2016-06-30 | 2.23% | −0.18 pp |
| Q1 2016 | 2016-03-31 | 2.01% | −0.35 pp |
| Q4 2015 | 2015-12-31 | 2.27% | +0.67 pp |
| Q3 2015 | 2015-09-30 | 2.13% | −0.40 pp |
| Q2 2015 | 2015-06-30 | 2.41% | −0.15 pp |
| Q1 2015 | 2015-03-31 | 2.36% | +0.24 pp |
| Q4 2014 | 2014-12-31 | 1.60% | −0.58 pp |
| Q3 2014 | 2014-09-30 | 2.53% | +0.36 pp |
| Q2 2014 | 2014-06-30 | 2.56% | +0.02 pp |
| Q1 2014 | 2014-03-31 | 2.12% | +0.30 pp |
| Q4 2013 | 2013-12-31 | 2.18% | +0.11 pp |
| Q3 2013 | 2013-09-30 | 2.17% | +0.45 pp |
| Q2 2013 | 2013-06-30 | 2.54% | — |
| Q1 2013 | 2013-03-31 | 1.82% | — |
| Q4 2012 | 2012-12-31 | 2.07% | — |
| Q3 2012 | 2012-09-30 | 1.72% | — |
Sound Financial Bancorp return on equity trends
Over the last five fiscal years, Sound Financial Bancorp's return on equity decreased from 10.95% to 6.72%, a change of −4.23 percentage points. The latest reported quarter, Q2 2026, shows 2.26%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Sound Financial Bancorp source filings ↗