Slm annual debt-to-assets ratio
2008
2009
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2012
2014
2015
2016
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2018
2019
2020
2021
2022
2023
2024
2025
Slm Debt-to-Assets Ratio Growth & History (SLM)
Slm's debt-to-assets ratio was 0.20 for fiscal 2025.
View full Slm company overviewSlm annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.20 | −0.02 | −8.00% |
| 2024 | 2024-12-31 | 0.21 | 0.03 | +19.50% |
| 2023 | 2023-12-31 | 0.18 | −0.00 | −1.37% |
| 2022 | 2022-12-31 | 0.18 | −0.02 | −10.47% |
| 2021 | 2021-12-31 | 0.20 | 0.03 | +20.35% |
| 2020 | 2020-12-31 | 0.17 | 0.03 | +18.72% |
| 2019 | 2019-12-31 | 0.14 | −0.02 | −11.68% |
| 2018 | 2018-12-31 | 0.16 | 0.01 | +6.95% |
| 2017 | 2017-12-31 | 0.15 | 0.03 | +28.55% |
| 2016 | 2016-12-31 | 0.12 | 0.05 | +64.90% |
| 2015 | 2015-12-31 | 0.07 | 0.07 | — |
| 2014 | 2014-12-31 | 0.00 | — | — |
| 2012 | 2012-12-31 | 0.95 | −0.00 | −0.12% |
| 2011 · Dec 31 | 2011-12-31 | 0.95 | −0.01 | −0.92% |
| 2010 | 2010-12-31 | 0.96 | 0.01 | +1.11% |
| 2009 | 2009-12-31 | 0.95 | 0.00 | +0.08% |
| 2008 | 2008-12-31 | 0.95 | — | — |
Slm quarterly debt-to-assets ratio
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Q2.09
Q3.09
Q4.09
Q1.10
Q2.10
Q3.10
Q4.10
Q3.11
Q4.11
Q1.12
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Q3.12
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Q1.13
Q2.13
Q3.13
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Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
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Q4.20
Q1.21
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Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.20 | −0.01 | −5.58% |
| Q1 2026 | 2026-03-31 | 0.21 | −0.00 | −1.39% |
| Q4 2025 | 2025-12-31 | 0.20 | −0.02 | −8.00% |
| Q3 2025 | 2025-09-30 | 0.23 | 0.03 | +14.85% |
| Q2 2025 | 2025-06-30 | 0.22 | 0.03 | +15.31% |
| Q1 2025 | 2025-03-31 | 0.21 | 0.04 | +20.86% |
| Q4 2024 | 2024-12-31 | 0.21 | 0.03 | +19.50% |
| Q3 2024 | 2024-09-30 | 0.20 | 0.01 | +6.75% |
| Q2 2024 | 2024-06-30 | 0.19 | −0.00 | −0.19% |
| Q1 2024 | 2024-03-31 | 0.18 | −0.01 | −5.98% |
| Q4 2023 | 2023-12-31 | 0.18 | −0.00 | −1.37% |
| Q3 2023 | 2023-09-30 | 0.19 | −0.00 | −0.58% |
| Q2 2023 | 2023-06-30 | 0.19 | −0.00 | −0.86% |
| Q1 2023 | 2023-03-31 | 0.19 | −0.00 | −2.05% |
| Q4 2022 | 2022-12-31 | 0.18 | −0.02 | −10.47% |
| Q3 2022 | 2022-09-30 | 0.19 | 0.00 | +0.68% |
| Q2 2022 | 2022-06-30 | 0.19 | 0.01 | +5.81% |
| Q1 2022 | 2022-03-31 | 0.19 | 0.03 | +19.01% |
| Q4 2021 | 2021-12-31 | 0.20 | 0.03 | +20.35% |
| Q3 2021 | 2021-09-30 | 0.19 | 0.03 | +16.58% |
| Q2 2021 | 2021-06-30 | 0.18 | 0.03 | +22.59% |
| Q1 2021 | 2021-03-31 | 0.16 | 0.01 | +8.34% |
| Q4 2020 | 2020-12-31 | 0.17 | 0.03 | +18.72% |
| Q3 2020 | 2020-09-30 | 0.16 | 0.00 | +2.69% |
| Q2 2020 | 2020-06-30 | 0.15 | −0.02 | −10.98% |
| Q1 2020 | 2020-03-31 | 0.15 | −0.02 | −9.25% |
| Q4 2019 | 2019-12-31 | 0.14 | −0.02 | −11.68% |
| Q3 2019 | 2019-09-30 | 0.16 | −0.02 | −10.87% |
| Q2 2019 | 2019-06-30 | 0.16 | −0.01 | −5.72% |
| Q1 2019 | 2019-03-31 | 0.16 | 0.00 | +2.11% |
| Q4 2018 | 2018-12-31 | 0.16 | 0.01 | +6.95% |
| Q3 2018 | 2018-09-30 | 0.18 | 0.03 | +22.01% |
| Q2 2018 | 2018-06-30 | 0.17 | 0.03 | +18.44% |
| Q1 2018 | 2018-03-31 | 0.16 | 0.01 | +8.46% |
| Q4 2017 | 2017-12-31 | 0.15 | 0.03 | +28.55% |
| Q3 2017 | 2017-09-30 | 0.14 | 0.04 | +33.10% |
| Q2 2017 | 2017-06-30 | 0.15 | 0.08 | +121.63% |
| Q1 2017 | 2017-03-31 | 0.15 | 0.08 | +108.33% |
| Q4 2016 | 2016-12-31 | 0.12 | 0.05 | +64.90% |
| Q3 2016 | 2016-09-30 | 0.11 | 0.02 | +20.41% |
| Q2 2016 | 2016-06-30 | 0.07 | 0.07 | — |
| Q1 2016 | 2016-03-31 | 0.07 | 0.07 | — |
| Q4 2015 | 2015-12-31 | 0.07 | 0.07 | — |
| Q3 2015 | 2015-09-30 | 0.09 | — | — |
| Q2 2015 | 2015-06-30 | 0.00 | — | — |
| Q1 2015 | 2015-03-31 | 0.00 | −0.94 | — |
| Q4 2014 | 2014-12-31 | 0.00 | — | — |
| Q1 2014 | 2014-03-31 | 0.94 | −0.00 | −0.42% |
| Q3 2013 | 2013-09-30 | 0.94 | −0.01 | −0.78% |
| Q2 2013 | 2013-06-30 | 0.94 | −0.01 | −0.81% |
| Q1 2013 | 2013-03-31 | 0.95 | −0.00 | −0.48% |
| Q4 2012 | 2012-12-31 | 0.95 | −0.00 | −0.12% |
| Q3 2012 | 2012-09-30 | 0.95 | −0.00 | −0.33% |
| Q2 2012 | 2012-06-30 | 0.95 | — | — |
| Q1 2012 | 2012-03-31 | 0.95 | — | — |
| Q4 2011 · Dec 31 | 2011-12-31 | 0.95 | −0.01 | −0.92% |
| Q3 2011 | 2011-09-30 | 0.95 | 0.73 | +333.43% |
| Q4 2010 | 2010-12-31 | 0.96 | 0.01 | +1.11% |
| Q3 2010 | 2010-09-30 | 0.22 | −0.73 | −76.94% |
| Q2 2010 | 2010-06-30 | 0.96 | 0.00 | +0.27% |
| Q1 2010 | 2010-03-31 | 0.96 | — | — |
| Q4 2009 | 2009-12-31 | 0.95 | 0.00 | +0.08% |
| Q3 2009 | 2009-09-30 | 0.96 | — | — |
| Q2 2009 | 2009-06-30 | 0.96 | — | — |
| Q4 2008 | 2008-12-31 | 0.95 | — | — |
Slm debt-to-assets ratio trends
Over the last five fiscal years, Slm's debt-to-assets ratio increased from 0.17 to 0.20, a change of 0.03. The latest reported quarter, Q2 2026, shows 0.20.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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