Southern Missouri Bancorp annual return on equity
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2025
Southern Missouri Bancorp Return on Equity (ROE) Growth & History (SMBC)
Southern Missouri Bancorp's return on equity was 11.34% for fiscal 2025.
View full Southern Missouri Bancorp company overviewSouthern Missouri Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-06-30 | 11.34% | +0.60 pp |
| 2024 | 2024-06-30 | 10.74% | +0.50 pp |
| 2023 | 2023-06-30 | 10.23% | −5.38 pp |
| 2022 | 2022-06-30 | 15.61% | −1.80 pp |
| 2021 | 2021-06-30 | 17.42% | +6.33 pp |
| 2020 | 2020-06-30 | 11.09% | −2.08 pp |
| 2019 | 2019-06-30 | 13.17% | +1.97 pp |
| 2018 | 2018-06-30 | 11.20% | +0.80 pp |
| 2017 | 2017-06-30 | 10.40% | −1.08 pp |
| 2016 | 2016-06-30 | 11.48% | +0.27 pp |
| 2015 | 2015-06-30 | 11.21% | +1.75 pp |
| 2014 | 2014-06-30 | 9.47% | −0.77 pp |
| 2013 | 2013-06-30 | 10.24% | −3.18 pp |
| 2012 | 2012-06-30 | 13.42% | — |
Southern Missouri Bancorp quarterly return on equity
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Q1.13
Q2.13
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Q1.14
Q2.14
Q3.14
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Q2.15
Q3.15
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Q1.19
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Q1.25
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Q3.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q3 2026 | 2026-03-31 | 3.11% | +0.10 pp |
| Q2 2026 | 2025-12-31 | 3.22% | +0.34 pp |
| Q1 2026 | 2025-09-30 | 2.83% | +0.33 pp |
| Q4 2025 | 2025-06-30 | 2.94% | +0.15 pp |
| Q3 2025 | 2025-03-31 | 3.01% | +0.63 pp |
| Q2 2025 | 2024-12-31 | 2.88% | +0.24 pp |
| Q1 2025 | 2024-09-30 | 2.51% | −0.42 pp |
| Q4 2024 | 2024-06-30 | 2.79% | −0.73 pp |
| Q3 2024 | 2024-03-31 | 2.38% | +1.76 pp |
| Q2 2024 | 2023-12-31 | 2.64% | −0.88 pp |
| Q1 2024 | 2023-09-30 | 2.92% | −0.05 pp |
| Q4 2023 | 2023-06-30 | 3.53% | −0.53 pp |
| Q3 2023 | 2023-03-31 | 0.62% | −2.36 pp |
| Q2 2023 | 2022-12-31 | 3.52% | −0.51 pp |
| Q1 2023 | 2022-09-30 | 2.97% | −1.45 pp |
| Q4 2022 | 2022-06-30 | 4.05% | −0.87 pp |
| Q3 2022 | 2022-03-31 | 2.98% | −1.25 pp |
| Q2 2022 | 2021-12-31 | 4.03% | −0.54 pp |
| Q1 2022 | 2021-09-30 | 4.42% | +0.57 pp |
| Q4 2021 | 2021-06-30 | 4.92% | +2.20 pp |
| Q3 2021 | 2021-03-31 | 4.24% | +2.19 pp |
| Q2 2021 | 2020-12-31 | 4.57% | +1.42 pp |
| Q1 2021 | 2020-09-30 | 3.85% | +0.60 pp |
| Q4 2020 | 2020-06-30 | 2.72% | −0.50 pp |
| Q3 2020 | 2020-03-31 | 2.04% | −1.07 pp |
| Q2 2020 | 2019-12-31 | 3.14% | −0.32 pp |
| Q1 2020 | 2019-09-30 | 3.26% | −0.09 pp |
| Q4 2019 | 2019-06-30 | 3.22% | +0.38 pp |
| Q3 2019 | 2019-03-31 | 3.12% | +0.33 pp |
| Q2 2019 | 2018-12-31 | 3.47% | +0.57 pp |
| Q1 2019 | 2018-09-30 | 3.34% | +0.57 pp |
| Q4 2018 | 2018-06-30 | 2.84% | +0.42 pp |
| Q3 2018 | 2018-03-31 | 2.79% | −0.20 pp |
| Q2 2018 | 2017-12-31 | 2.89% | −0.33 pp |
| Q1 2018 | 2017-09-30 | 2.78% | −0.13 pp |
| Q4 2017 | 2017-06-30 | 2.42% | −0.55 pp |
| Q3 2017 | 2017-03-31 | 2.99% | +0.24 pp |
| Q2 2017 | 2016-12-31 | 3.22% | −0.08 pp |
| Q1 2017 | 2016-09-30 | 2.91% | +0.20 pp |
| Q4 2016 | 2016-06-30 | 2.97% | +0.28 pp |
| Q3 2016 | 2016-03-31 | 2.75% | +0.19 pp |
| Q2 2016 | 2015-12-31 | 3.30% | +0.62 pp |
| Q1 2016 | 2015-09-30 | 2.71% | −0.07 pp |
| Q4 2015 | 2015-06-30 | 2.69% | +0.16 pp |
| Q3 2015 | 2015-03-31 | 2.56% | +0.45 pp |
| Q2 2015 | 2014-12-31 | 2.68% | +0.26 pp |
| Q1 2015 | 2014-09-30 | 2.78% | +0.28 pp |
| Q4 2014 | 2014-06-30 | 2.52% | +0.02 pp |
| Q3 2014 | 2014-03-31 | 2.11% | −0.36 pp |
| Q2 2014 | 2013-12-31 | 2.42% | −0.11 pp |
| Q1 2014 | 2013-09-30 | 2.50% | −0.20 pp |
| Q4 2013 | 2013-06-30 | 2.50% | −0.06 pp |
| Q3 2013 | 2013-03-31 | 2.47% | +0.10 pp |
| Q2 2013 | 2012-12-31 | 2.53% | −0.81 pp |
| Q1 2013 | 2012-09-30 | 2.70% | −1.87 pp |
| Q4 2012 | 2012-06-30 | 2.56% | — |
| Q3 2012 | 2012-03-31 | 2.37% | — |
| Q2 2012 | 2011-12-31 | 3.34% | — |
| Q1 2012 | 2011-09-30 | 4.57% | — |
Southern Missouri Bancorp return on equity trends
Over the last five fiscal years, Southern Missouri Bancorp's return on equity increased from 11.09% to 11.34%, a change of +0.25 percentage points. The latest reported quarter, Q3 2026, shows 3.11%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Southern Missouri Bancorp source filings ↗