SoFi Technologies annual gross margin
2019
2020
2021
2022
2023
2024
2025
SoFi Technologies Gross Margin Growth & History (SOFI)
SoFi Technologies's gross margin was 83.15% for fiscal 2025.
View full SoFi Technologies company overviewSoFi Technologies annual gross margin history
| Fiscal year | Period ended | Gross margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 83.15% | +0.40 pp |
| 2024 | 2024-12-31 | 82.74% | +0.64 pp |
| 2023 | 2023-12-31 | 82.10% | +2.00 pp |
| 2022 | 2022-12-31 | 80.09% | +6.19 pp |
| 2021 | 2021-12-31 | 73.91% | +5.54 pp |
| 2020 | 2020-12-31 | 68.37% | −5.35 pp |
| 2019 | 2019-12-31 | 73.72% | — |
SoFi Technologies quarterly gross margin
Q2.20
Q3.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Gross margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 83.58% | +1.17 pp |
| Q1 2026 | 2026-03-31 | 84.45% | +2.01 pp |
| Q4 2025 | 2025-12-31 | 84.23% | +1.69 pp |
| Q3 2025 | 2025-09-30 | 83.21% | +0.96 pp |
| Q2 2025 | 2025-06-30 | 82.40% | +0.73 pp |
| Q1 2025 | 2025-03-31 | 82.44% | −2.05 pp |
| Q4 2024 | 2024-12-31 | 82.54% | −0.57 pp |
| Q3 2024 | 2024-09-30 | 82.25% | +0.54 pp |
| Q2 2024 | 2024-06-30 | 81.67% | +0.53 pp |
| Q1 2024 | 2024-03-31 | 84.49% | +2.26 pp |
| Q4 2023 | 2023-12-31 | 83.11% | +0.76 pp |
| Q3 2023 | 2023-09-30 | 81.71% | +1.31 pp |
| Q2 2023 | 2023-06-30 | 81.15% | +2.96 pp |
| Q1 2023 | 2023-03-31 | 82.23% | +3.55 pp |
| Q4 2022 | 2022-12-31 | 82.35% | +6.57 pp |
| Q3 2022 | 2022-09-30 | 80.40% | +5.99 pp |
| Q2 2022 | 2022-06-30 | 78.18% | +4.40 pp |
| Q1 2022 | 2022-03-31 | 78.68% | +8.05 pp |
| Q4 2021 | 2021-12-31 | 75.77% | — |
| Q3 2021 | 2021-09-30 | 74.42% | +0.22 pp |
| Q2 2021 | 2021-06-30 | 73.79% | +9.81 pp |
| Q1 2021 | 2021-03-31 | 70.63% | — |
| Q3 2020 | 2020-09-30 | 74.19% | — |
| Q2 2020 | 2020-06-30 | 63.98% | — |
SoFi Technologies gross margin trends
Over the last five fiscal years, SoFi Technologies's gross margin increased from 68.37% to 83.15%, a change of +14.78 percentage points. The latest reported quarter, Q2 2026, shows 83.58%.
About the metric
What gross margin means
Gross margin measures the percentage of revenue remaining after the direct costs of producing goods or services. It helps show how efficiently a company turns sales into gross profit before operating expenses.
Calculation and source
How gross margin is calculated
TickerStat calculates gross margin as SEC-reported gross profit divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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