SoFi Technologies annual return on equity
2021
2022
2023
2024
2025
SoFi Technologies Return on Equity (ROE) Growth & History (SOFI)
SoFi Technologies's return on equity was 5.66% for fiscal 2025.
View full SoFi Technologies company overviewSoFi Technologies annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 5.66% | −2.82 pp |
| 2024 | 2024-12-31 | 8.48% | +14.24 pp |
| 2023 | 2023-12-31 | −5.76% | +0.93 pp |
| 2022 | 2022-12-31 | −6.69% | +16.05 pp |
| 2021 | 2021-12-31 | −22.73% | — |
SoFi Technologies quarterly return on equity
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.43% | −0.01 pp |
| Q1 2026 | 2026-03-31 | 1.57% | +0.49 pp |
| Q4 2025 | 2025-12-31 | 1.80% | −3.46 pp |
| Q3 2025 | 2025-09-30 | 1.78% | +0.77 pp |
| Q2 2025 | 2025-06-30 | 1.44% | +1.14 pp |
| Q1 2025 | 2025-03-31 | 1.08% | −0.51 pp |
| Q4 2024 | 2024-12-31 | 5.26% | +4.33 pp |
| Q3 2024 | 2024-09-30 | 1.01% | +6.18 pp |
| Q2 2024 | 2024-06-30 | 0.30% | +1.20 pp |
| Q1 2024 | 2024-03-31 | 1.59% | +2.25 pp |
| Q4 2023 | 2023-12-31 | 0.93% | +1.70 pp |
| Q3 2023 | 2023-09-30 | −5.17% | −3.74 pp |
| Q2 2023 | 2023-06-30 | −0.91% | +0.94 pp |
| Q1 2023 | 2023-03-31 | −0.66% | +1.64 pp |
| Q4 2022 | 2022-12-31 | −0.77% | +1.80 pp |
| Q3 2022 | 2022-09-30 | −1.43% | −0.72 pp |
| Q2 2022 | 2022-06-30 | −1.84% | +6.60 pp |
| Q1 2022 | 2022-03-31 | −2.30% | — |
| Q4 2021 | 2021-12-31 | −2.57% | — |
| Q3 2021 | 2021-09-30 | −0.71% | — |
| Q2 2021 | 2021-06-30 | −8.45% | — |
SoFi Technologies return on equity trends
Between the periods ended 2021-12-31 and 2025-12-31, SoFi Technologies's return on equity increased from −22.73% to 5.66%, a change of +28.39 percentage points. The latest reported quarter, Q2 2026, shows 1.43%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review SoFi Technologies source filings ↗