South Plains Financial Return on Equity (ROE) Growth & History (SPFI)
South Plains Financial's return on equity was 12.54% for fiscal 2025.
View full South Plains Financial company overviewSouth Plains Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 12.54% | +0.78 pp |
| 2024 | 2024-12-31 | 11.75% | −4.67 pp |
| 2023 | 2023-12-31 | 16.42% | +1.19 pp |
| 2022 | 2022-12-31 | 15.24% | +0.16 pp |
| 2021 | 2021-12-31 | 15.08% | +1.66 pp |
| 2020 | 2020-12-31 | 13.41% | +0.73 pp |
| 2019 | 2019-12-31 | 12.68% | — |
South Plains Financial quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.35% | +0.09 pp |
| Q1 2026 | 2026-03-31 | 2.91% | +0.13 pp |
| Q4 2025 | 2025-12-31 | 3.14% | −0.60 pp |
| Q3 2025 | 2025-09-30 | 3.50% | +0.90 pp |
| Q2 2025 | 2025-06-30 | 3.25% | +0.56 pp |
| Q1 2025 | 2025-03-31 | 2.79% | +0.12 pp |
| Q4 2024 | 2024-12-31 | 3.74% | +1.09 pp |
| Q3 2024 | 2024-09-30 | 2.60% | −0.93 pp |
| Q2 2024 | 2024-06-30 | 2.69% | −5.12 pp |
| Q1 2024 | 2024-03-31 | 2.67% | +0.12 pp |
| Q4 2023 | 2023-12-31 | 2.65% | −0.96 pp |
| Q3 2023 | 2023-09-30 | 3.53% | −0.85 pp |
| Q2 2023 | 2023-06-30 | 7.81% | +3.58 pp |
| Q1 2023 | 2023-03-31 | 2.55% | −1.04 pp |
| Q4 2022 | 2022-12-31 | 3.61% | −0.02 pp |
| Q3 2022 | 2022-09-30 | 4.38% | +0.54 pp |
| Q2 2022 | 2022-06-30 | 4.23% | +0.67 pp |
| Q1 2022 | 2022-03-31 | 3.59% | −0.48 pp |
| Q4 2021 | 2021-12-31 | 3.63% | −0.78 pp |
| Q3 2021 | 2021-09-30 | 3.84% | −1.02 pp |
| Q2 2021 | 2021-06-30 | 3.56% | +1.86 pp |
| Q1 2021 | 2021-03-31 | 4.07% | +1.83 pp |
| Q4 2020 | 2020-12-31 | 4.41% | +1.07 pp |
| Q3 2020 | 2020-09-30 | 4.86% | +2.06 pp |
| Q2 2020 | 2020-06-30 | 1.69% | −1.00 pp |
| Q1 2020 | 2020-03-31 | 2.24% | −0.79 pp |
| Q4 2019 | 2019-12-31 | 3.34% | — |
| Q3 2019 | 2019-09-30 | 2.80% | — |
| Q2 2019 | 2019-06-30 | 2.69% | — |
| Q1 2019 | 2019-03-31 | 3.03% | — |
South Plains Financial return on equity trends
Over the last five fiscal years, South Plains Financial's return on equity decreased from 13.41% to 12.54%, a change of −0.88 percentage points. The latest reported quarter, Q2 2026, shows 3.35%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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