S&T Bancorp Debt-to-Equity Ratio Growth & History (STBA)
S&T Bancorp's debt-to-equity ratio was 0.14 for fiscal 2025.
View full S&T Bancorp company overviewS&T Bancorp annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.14 | 0.00 | +0.44% |
| 2024 | 2024-12-31 | 0.14 | −0.22 | −60.43% |
| 2023 | 2023-12-31 | 0.36 | 0.01 | +1.94% |
| 2022 | 2022-12-31 | 0.36 | 0.24 | +215.62% |
| 2021 | 2021-12-31 | 0.11 | −0.06 | −32.85% |
| 2020 | 2020-12-31 | 0.17 | −0.23 | −57.54% |
| 2019 | 2019-12-31 | 0.39 | −0.25 | −38.89% |
| 2018 | 2018-12-31 | 0.65 | −0.13 | −16.42% |
| 2017 | 2017-12-31 | 0.77 | 0.77 | +650470.11% |
| 2016 | 2016-12-31 | 0.00 | −0.00 | −52.95% |
| 2015 | 2015-12-31 | 0.00 | −0.00 | −23.21% |
| 2014 | 2014-12-31 | 0.00 | −0.00 | −6.10% |
| 2013 | 2013-12-31 | 0.00 | −0.00 | −37.29% |
| 2012 | 2012-12-31 | 0.00 | −0.28 | −99.80% |
| 2011 | 2011-12-31 | 0.28 | 0.16 | +131.23% |
| 2010 | 2010-12-31 | 0.12 | — | — |
S&T Bancorp quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.20 | 0.02 | +13.24% |
| Q1 2026 | 2026-03-31 | 0.11 | — | — |
| Q4 2025 | 2025-12-31 | 0.14 | 0.00 | +0.44% |
| Q3 2025 | 2025-09-30 | 0.16 | — | — |
| Q2 2025 | 2025-06-30 | 0.17 | — | — |
| Q4 2024 | 2024-12-31 | 0.14 | −0.22 | −60.43% |
| Q4 2023 | 2023-12-31 | 0.36 | 0.01 | +1.94% |
| Q4 2022 | 2022-12-31 | 0.36 | 0.24 | +215.62% |
| Q4 2021 | 2021-12-31 | 0.11 | −0.06 | −32.85% |
| Q4 2020 | 2020-12-31 | 0.17 | −0.23 | −57.54% |
| Q3 2020 | 2020-09-30 | 0.21 | −0.34 | −62.10% |
| Q2 2020 | 2020-06-30 | 0.26 | −0.23 | −47.18% |
| Q1 2020 | 2020-03-31 | 0.51 | 0.06 | +14.53% |
| Q4 2019 | 2019-12-31 | 0.39 | −0.25 | −38.89% |
| Q3 2019 | 2019-09-30 | 0.55 | −0.18 | −24.38% |
| Q2 2019 | 2019-06-30 | 0.48 | −0.33 | −40.40% |
| Q1 2019 | 2019-03-31 | 0.44 | −0.30 | −40.35% |
| Q4 2018 | 2018-12-31 | 0.65 | −0.13 | −16.42% |
| Q3 2018 | 2018-09-30 | 0.73 | −0.15 | −17.32% |
| Q2 2018 | 2018-06-30 | 0.81 | −0.05 | −5.80% |
| Q1 2018 | 2018-03-31 | 0.74 | −0.10 | −11.80% |
| Q4 2017 | 2017-12-31 | 0.77 | 0.77 | +650470.11% |
| Q3 2017 | 2017-09-30 | 0.88 | 0.09 | +11.01% |
| Q2 2017 | 2017-06-30 | 0.86 | 0.06 | +7.73% |
| Q1 2017 | 2017-03-31 | 0.84 | 0.13 | +17.75% |
| Q4 2016 | 2016-12-31 | 0.00 | −0.00 | −52.95% |
| Q3 2016 | 2016-09-30 | 0.80 | 0.18 | +28.83% |
| Q2 2016 | 2016-06-30 | 0.80 | 0.23 | +39.88% |
| Q1 2016 | 2016-03-31 | 0.71 | 0.30 | +71.83% |
| Q4 2015 | 2015-12-31 | 0.00 | −0.00 | −23.21% |
| Q3 2015 | 2015-09-30 | 0.62 | 0.03 | +5.71% |
| Q2 2015 | 2015-06-30 | 0.57 | 0.11 | +23.51% |
| Q1 2015 | 2015-03-31 | 0.41 | 0.06 | +17.77% |
| Q4 2014 | 2014-12-31 | 0.00 | −0.00 | −6.10% |
| Q3 2014 | 2014-09-30 | 0.58 | 0.09 | +17.37% |
| Q2 2014 | 2014-06-30 | 0.46 | −0.03 | −5.42% |
| Q1 2014 | 2014-03-31 | 0.35 | 0.22 | +160.49% |
| Q4 2013 | 2013-12-31 | 0.00 | −0.00 | −37.29% |
| Q3 2013 | 2013-09-30 | 0.50 | 0.37 | +303.47% |
| Q2 2013 | 2013-06-30 | 0.49 | 0.27 | +126.39% |
| Q1 2013 | 2013-03-31 | 0.14 | −0.08 | −36.00% |
| Q4 2012 | 2012-12-31 | 0.00 | −0.28 | −99.80% |
| Q3 2012 | 2012-09-30 | 0.12 | 0.07 | +130.30% |
| Q2 2012 | 2012-06-30 | 0.22 | 0.16 | +291.17% |
| Q1 2012 | 2012-03-31 | 0.21 | — | — |
| Q4 2011 | 2011-12-31 | 0.28 | 0.23 | +451.35% |
| Q3 2011 | 2011-09-30 | 0.05 | — | — |
| Q2 2011 | 2011-06-30 | 0.06 | — | — |
| Q4 2010 | 2010-12-31 | 0.05 | — | — |
S&T Bancorp debt-to-equity ratio trends
Over the last five fiscal years, S&T Bancorp's debt-to-equity ratio decreased from 0.17 to 0.14, a change of −0.02. The latest reported quarter, Q2 2026, shows 0.20.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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