TFS Financial Return on Equity (ROE) Growth & History (TFSL)
TFS Financial's return on equity was 4.84% for fiscal 2025.
View full TFS Financial company overviewTFS Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-09-30 | 4.84% | +0.64 pp |
| 2024 | 2024-09-30 | 4.20% | +0.21 pp |
| 2023 | 2023-09-30 | 3.99% | −0.18 pp |
| 2022 | 2022-09-30 | 4.17% | −0.59 pp |
| 2021 | 2021-09-30 | 4.76% | −0.19 pp |
| 2020 | 2020-09-30 | 4.95% | +0.30 pp |
| 2019 | 2019-09-30 | 4.64% | −0.31 pp |
| 2018 | 2018-09-30 | 4.95% | −0.35 pp |
| 2017 | 2017-09-30 | 5.31% | +0.55 pp |
| 2016 | 2016-09-30 | 4.75% | +0.68 pp |
| 2015 | 2015-09-30 | 4.07% | +0.52 pp |
| 2014 | 2014-09-30 | 3.55% | +0.51 pp |
| 2013 | 2013-09-30 | 3.04% | +2.40 pp |
| 2012 | 2012-09-30 | 0.64% | +0.11 pp |
| 2011 | 2011-09-30 | 0.53% | −0.12 pp |
| 2010 | 2010-09-30 | 0.65% | −0.15 pp |
| 2009 | 2009-09-30 | 0.80% | — |
TFS Financial quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q3 2026 | 2026-06-30 | 1.57% | +0.44 pp |
| Q2 2026 | 2026-03-31 | 1.22% | +0.11 pp |
| Q1 2026 | 2025-12-31 | 1.17% | −0.01 pp |
| Q4 2025 | 2025-09-30 | 1.37% | +0.41 pp |
| Q3 2025 | 2025-06-30 | 1.14% | +0.09 pp |
| Q2 2025 | 2025-03-31 | 1.10% | +0.01 pp |
| Q1 2025 | 2024-12-31 | 1.19% | +0.10 pp |
| Q4 2024 | 2024-09-30 | 0.96% | −0.06 pp |
| Q3 2024 | 2024-06-30 | 1.04% | +0.10 pp |
| Q2 2024 | 2024-03-31 | 1.10% | +0.23 pp |
| Q1 2024 | 2023-12-31 | 1.09% | −0.11 pp |
| Q4 2023 | 2023-09-30 | 1.03% | −0.37 pp |
| Q3 2023 | 2023-06-30 | 0.95% | −0.00 pp |
| Q2 2023 | 2023-03-31 | 0.86% | −0.03 pp |
| Q1 2023 | 2022-12-31 | 1.20% | +0.28 pp |
| Q4 2022 | 2022-09-30 | 1.39% | +0.40 pp |
| Q3 2022 | 2022-06-30 | 0.95% | +0.01 pp |
| Q2 2022 | 2022-03-31 | 0.89% | −0.48 pp |
| Q1 2022 | 2021-12-31 | 0.93% | −0.58 pp |
| Q4 2021 | 2021-09-30 | 0.99% | +0.17 pp |
| Q3 2021 | 2021-06-30 | 0.94% | −0.69 pp |
| Q2 2021 | 2021-03-31 | 1.37% | +0.35 pp |
| Q1 2021 | 2020-12-31 | 1.50% | +0.00 pp |
| Q4 2020 | 2020-09-30 | 0.82% | −0.45 pp |
| Q3 2020 | 2020-06-30 | 1.62% | +0.56 pp |
| Q2 2020 | 2020-03-31 | 1.02% | −0.14 pp |
| Q1 2020 | 2019-12-31 | 1.50% | +0.34 pp |
| Q4 2019 | 2019-09-30 | 1.26% | +0.03 pp |
| Q3 2019 | 2019-06-30 | 1.06% | −0.14 pp |
| Q2 2019 | 2019-03-31 | 1.16% | −0.20 pp |
| Q1 2019 | 2018-12-31 | 1.16% | +0.00 pp |
| Q4 2018 | 2018-09-30 | 1.23% | −0.13 pp |
| Q3 2018 | 2018-06-30 | 1.20% | −0.16 pp |
| Q2 2018 | 2018-03-31 | 1.36% | −0.04 pp |
| Q1 2018 | 2017-12-31 | 1.16% | −0.02 pp |
| Q4 2017 | 2017-09-30 | 1.37% | +0.00 pp |
| Q3 2017 | 2017-06-30 | 1.36% | +0.13 pp |
| Q2 2017 | 2017-03-31 | 1.40% | +0.27 pp |
| Q1 2017 | 2016-12-31 | 1.18% | +0.14 pp |
| Q4 2016 | 2016-09-30 | 1.37% | +0.05 pp |
| Q3 2016 | 2016-06-30 | 1.22% | +0.25 pp |
| Q2 2016 | 2016-03-31 | 1.14% | +0.27 pp |
| Q1 2016 | 2015-12-31 | 1.04% | +0.13 pp |
| Q4 2015 | 2015-09-30 | 1.32% | +0.46 pp |
| Q3 2015 | 2015-06-30 | 0.97% | +0.03 pp |
| Q2 2015 | 2015-03-31 | 0.87% | −0.01 pp |
| Q1 2015 | 2014-12-31 | 0.91% | +0.05 pp |
| Q4 2014 | 2014-09-30 | 0.86% | +0.01 pp |
| Q3 2014 | 2014-06-30 | 0.94% | +0.06 pp |
| Q2 2014 | 2014-03-31 | 0.87% | +0.17 pp |
| Q1 2014 | 2013-12-31 | 0.86% | +0.24 pp |
| Q4 2013 | 2013-09-30 | 0.85% | +0.79 pp |
| Q3 2013 | 2013-06-30 | 0.88% | +0.83 pp |
| Q2 2013 | 2013-03-31 | 0.70% | +0.64 pp |
| Q1 2013 | 2012-12-31 | 0.62% | +0.14 pp |
| Q4 2012 | 2012-09-30 | 0.06% | −0.42 pp |
| Q3 2012 | 2012-06-30 | 0.05% | −0.29 pp |
| Q2 2012 | 2012-03-31 | 0.06% | −0.07 pp |
| Q1 2012 | 2011-12-31 | 0.47% | +0.89 pp |
| Q4 2011 | 2011-09-30 | 0.48% | +1.09 pp |
| Q3 2011 | 2011-06-30 | 0.34% | −0.24 pp |
| Q2 2011 | 2011-03-31 | 0.13% | — |
| Q1 2011 | 2010-12-31 | −0.42% | — |
| Q4 2010 | 2010-09-30 | −0.61% | — |
| Q3 2010 | 2010-06-30 | 0.58% | — |
TFS Financial return on equity trends
Over the last five fiscal years, TFS Financial's return on equity decreased from 4.95% to 4.84%, a change of −0.10 percentage points. The latest reported quarter, Q3 2026, shows 1.57%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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