Trustco Bank Corp N Y annual debt-to-equity ratio
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2025
Trustco Bank Corp N Y Debt-to-Equity Ratio Growth & History (TRST)
Trustco Bank Corp N Y's debt-to-equity ratio was 0.23 for fiscal 2025.
View full Trustco Bank Corp N Y company overviewTrustco Bank Corp N Y annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.23 | 0.04 | +23.35% |
| 2024 | 2024-12-31 | 0.18 | −0.02 | −10.68% |
| 2023 | 2023-12-31 | 0.21 | −0.08 | −27.72% |
| 2022 | 2022-12-31 | 0.29 | −0.21 | −42.16% |
| 2021 | 2021-12-31 | 0.49 | 0.02 | +5.07% |
| 2020 | 2020-12-31 | 0.47 | 0.09 | +23.51% |
| 2019 | 2019-12-31 | 0.38 | 0.05 | +15.37% |
| 2018 | 2018-12-31 | 0.33 | −0.20 | −37.67% |
| 2017 | 2017-12-31 | 0.53 | 0.05 | +9.55% |
| 2016 | 2016-12-31 | 0.48 | 0.02 | +4.60% |
| 2015 | 2015-12-31 | 0.46 | −0.02 | −3.74% |
| 2014 | 2014-12-31 | 0.48 | −0.08 | −14.82% |
| 2013 | 2013-12-31 | 0.56 | 0.12 | +26.66% |
| 2012 | 2012-12-31 | 0.45 | 0.01 | +2.20% |
| 2011 | 2011-12-31 | 0.44 | −0.05 | −10.65% |
| 2010 | 2010-12-31 | 0.49 | — | — |
Trustco Bank Corp N Y quarterly debt-to-equity ratio
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| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.22 | 0.04 | +25.58% |
| Q1 2026 | 2026-03-31 | 0.22 | 0.05 | +26.53% |
| Q4 2025 | 2025-12-31 | 0.23 | 0.04 | +23.35% |
| Q3 2025 | 2025-09-30 | 0.20 | −0.00 | −1.13% |
| Q2 2025 | 2025-06-30 | 0.18 | −0.03 | −12.63% |
| Q1 2025 | 2025-03-31 | 0.18 | −0.04 | −17.40% |
| Q4 2024 | 2024-12-31 | 0.18 | −0.02 | −10.68% |
| Q3 2024 | 2024-09-30 | 0.20 | −0.04 | −16.54% |
| Q2 2024 | 2024-06-30 | 0.20 | −0.06 | −22.36% |
| Q1 2024 | 2024-03-31 | 0.21 | −0.08 | −28.28% |
| Q4 2023 | 2023-12-31 | 0.21 | −0.08 | −27.72% |
| Q3 2023 | 2023-09-30 | 0.24 | −0.06 | −19.88% |
| Q2 2023 | 2023-06-30 | 0.26 | −0.08 | −22.63% |
| Q1 2023 | 2023-03-31 | 0.30 | −0.21 | −41.79% |
| Q4 2022 | 2022-12-31 | 0.29 | −0.21 | −42.16% |
| Q3 2022 | 2022-09-30 | 0.30 | −0.18 | −38.03% |
| Q2 2022 | 2022-06-30 | 0.33 | −0.16 | −32.83% |
| Q1 2022 | 2022-03-31 | 0.51 | 0.02 | +3.18% |
| Q4 2021 | 2021-12-31 | 0.49 | 0.02 | +5.07% |
| Q3 2021 | 2021-09-30 | 0.48 | 0.04 | +9.43% |
| Q2 2021 | 2021-06-30 | 0.50 | 0.08 | +19.41% |
| Q1 2021 | 2021-03-31 | 0.49 | 0.12 | +33.02% |
| Q4 2020 | 2020-12-31 | 0.47 | 0.09 | +23.51% |
| Q3 2020 | 2020-09-30 | 0.44 | 0.05 | +12.00% |
| Q2 2020 | 2020-06-30 | 0.42 | −0.02 | −3.48% |
| Q1 2020 | 2020-03-31 | 0.37 | −0.06 | −14.15% |
| Q4 2019 | 2019-12-31 | 0.38 | 0.05 | +15.37% |
| Q3 2019 | 2019-09-30 | 0.39 | 0.02 | +5.82% |
| Q2 2019 | 2019-06-30 | 0.43 | 0.04 | +11.44% |
| Q1 2019 | 2019-03-31 | 0.43 | −0.01 | −2.21% |
| Q4 2018 | 2018-12-31 | 0.33 | −0.20 | −37.67% |
| Q3 2018 | 2018-09-30 | 0.37 | −0.11 | −22.32% |
| Q2 2018 | 2018-06-30 | 0.39 | −0.13 | −25.69% |
| Q1 2018 | 2018-03-31 | 0.44 | −0.06 | −12.38% |
| Q4 2017 | 2017-12-31 | 0.53 | 0.05 | +9.55% |
| Q3 2017 | 2017-09-30 | 0.48 | 0.06 | +15.69% |
| Q2 2017 | 2017-06-30 | 0.52 | 0.08 | +17.92% |
| Q1 2017 | 2017-03-31 | 0.50 | 0.10 | +25.67% |
| Q4 2016 | 2016-12-31 | 0.48 | 0.02 | +4.60% |
| Q3 2016 | 2016-09-30 | 0.41 | −0.04 | −8.02% |
| Q2 2016 | 2016-06-30 | 0.44 | 0.02 | +4.38% |
| Q1 2016 | 2016-03-31 | 0.40 | −0.09 | −17.59% |
| Q4 2015 | 2015-12-31 | 0.46 | −0.02 | −3.74% |
| Q3 2015 | 2015-09-30 | 0.45 | −0.01 | −3.20% |
| Q2 2015 | 2015-06-30 | 0.42 | −0.05 | −10.01% |
| Q1 2015 | 2015-03-31 | 0.49 | −0.04 | −7.49% |
| Q4 2014 | 2014-12-31 | 0.48 | −0.08 | −14.82% |
| Q3 2014 | 2014-09-30 | 0.46 | −0.06 | −11.60% |
| Q2 2014 | 2014-06-30 | 0.47 | −0.03 | −6.79% |
| Q1 2014 | 2014-03-31 | 0.53 | 0.05 | +10.92% |
| Q4 2013 | 2013-12-31 | 0.56 | 0.12 | +26.66% |
| Q3 2013 | 2013-09-30 | 0.52 | 0.07 | +15.56% |
| Q2 2013 | 2013-06-30 | 0.51 | 0.08 | +17.42% |
| Q1 2013 | 2013-03-31 | 0.47 | 0.01 | +2.72% |
| Q4 2012 | 2012-12-31 | 0.45 | 0.01 | +2.20% |
| Q3 2012 | 2012-09-30 | 0.45 | 0.03 | +6.79% |
| Q2 2012 | 2012-06-30 | 0.43 | −0.05 | −10.06% |
| Q1 2012 | 2012-03-31 | 0.46 | — | — |
| Q4 2011 | 2011-12-31 | 0.44 | −0.05 | −10.65% |
| Q3 2011 | 2011-09-30 | 0.42 | — | — |
| Q2 2011 | 2011-06-30 | 0.48 | — | — |
| Q4 2010 | 2010-12-31 | 0.49 | — | — |
Trustco Bank Corp N Y debt-to-equity ratio trends
Over the last five fiscal years, Trustco Bank Corp N Y's debt-to-equity ratio decreased from 0.47 to 0.23, a change of −0.24. The latest reported quarter, Q2 2026, shows 0.22.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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