United Bancorp annual net debt
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United Bancorp Net Debt Growth & History (UBCP)
United Bancorp's net debt was −$43.6M for fiscal 2025.
View full United Bancorp company overviewUnited Bancorp annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$43.6M | −$26.8M | — |
| 2024 | 2024-12-31 | −$16.7M | $21.3M | — |
| 2023 | 2023-12-31 | −$38.0M | −$7.9M | — |
| 2022 | 2022-12-31 | −$30.1M | $37.2M | — |
| 2021 | 2021-12-31 | −$67.3M | −$28.4M | — |
| 2020 | 2020-12-31 | −$38.9M | −$30.8M | — |
| 2019 | 2019-12-31 | −$8.1M | $9.1M | — |
| 2018 | 2018-12-31 | −$17.2M | −$14.0M | — |
| 2017 | 2017-12-31 | −$3.2M | −$1.1M | — |
| 2016 | 2016-12-31 | −$2.1M | $4.9M | — |
| 2015 | 2015-12-31 | −$7.0M | $27.1M | — |
| 2014 | 2014-12-31 | −$34.1M | −$16.3M | — |
| 2013 | 2013-12-31 | −$17.7M | $46.7M | — |
| 2012 | 2012-12-31 | −$64.4M | −$58.7M | — |
| 2011 | 2011-12-31 | −$5.7M | −$6.6M | — |
| 2010 | 2010-12-31 | $908,000 | — | — |
United Bancorp quarterly net debt
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Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$43.0M | $3.7M | — |
| Q1 2026 | 2026-03-31 | −$24.3M | $9.2M | — |
| Q4 2025 | 2025-12-31 | −$43.6M | −$26.8M | — |
| Q3 2025 | 2025-09-30 | −$42.7M | −$7.8M | — |
| Q2 2025 | 2025-06-30 | −$46.8M | −$12.0M | — |
| Q1 2025 | 2025-03-31 | −$33.5M | $10.6M | — |
| Q4 2024 | 2024-12-31 | −$16.7M | $21.3M | — |
| Q3 2024 | 2024-09-30 | −$34.9M | $36.0M | — |
| Q2 2024 | 2024-06-30 | −$34.8M | $47.0M | — |
| Q1 2024 | 2024-03-31 | −$44.1M | $56.5M | — |
| Q4 2023 | 2023-12-31 | −$38.0M | −$7.9M | — |
| Q3 2023 | 2023-09-30 | −$70.9M | −$63.7M | — |
| Q2 2023 | 2023-06-30 | −$81.8M | −$89.4M | — |
| Q1 2023 | 2023-03-31 | −$100.6M | −$54.6M | — |
| Q4 2022 | 2022-12-31 | −$30.1M | $37.2M | — |
| Q3 2022 | 2022-09-30 | −$7.2M | $65.9M | — |
| Q2 2022 | 2022-06-30 | $7.7M | $69.7M | — |
| Q1 2022 | 2022-03-31 | −$46.0M | $23.9M | — |
| Q4 2021 | 2021-12-31 | −$67.3M | −$28.4M | — |
| Q3 2021 | 2021-09-30 | −$73.1M | −$39.2M | — |
| Q2 2021 | 2021-06-30 | −$62.0M | −$49.8M | — |
| Q1 2021 | 2021-03-31 | −$69.9M | −$56.4M | — |
| Q4 2020 | 2020-12-31 | −$38.9M | −$30.8M | — |
| Q3 2020 | 2020-09-30 | −$33.9M | −$30.5M | — |
| Q2 2020 | 2020-06-30 | −$12.2M | $5.4M | — |
| Q1 2020 | 2020-03-31 | −$13.5M | $5.8M | — |
| Q4 2019 | 2019-12-31 | −$8.1M | $9.1M | — |
| Q3 2019 | 2019-09-30 | −$3.4M | −$5.9M | — |
| Q2 2019 | 2019-06-30 | −$17.6M | −$13.7M | — |
| Q1 2019 | 2019-03-31 | −$19.3M | −$20.1M | — |
| Q4 2018 | 2018-12-31 | −$17.2M | −$14.0M | — |
| Q3 2018 | 2018-09-30 | $2.5M | $9.4M | — |
| Q2 2018 | 2018-06-30 | −$4.0M | $3.8M | — |
| Q1 2018 | 2018-03-31 | $812,000 | $1.6M | — |
| Q4 2017 | 2017-12-31 | −$3.2M | −$1.1M | — |
| Q3 2017 | 2017-09-30 | −$6.9M | −$7.2M | — |
| Q2 2017 | 2017-06-30 | −$7.8M | −$8.1M | — |
| Q1 2017 | 2017-03-31 | −$816,000 | $5.3M | — |
| Q4 2016 | 2016-12-31 | −$2.1M | $4.9M | — |
| Q3 2016 | 2016-09-30 | $307,000 | $14.9M | — |
| Q2 2016 | 2016-06-30 | $277,000 | $16.5M | — |
| Q1 2016 | 2016-03-31 | −$6.1M | $21.0M | — |
| Q4 2015 | 2015-12-31 | −$7.0M | $27.1M | — |
| Q3 2015 | 2015-09-30 | −$14.6M | $13.6M | — |
| Q2 2015 | 2015-06-30 | −$16.3M | $8.2M | — |
| Q1 2015 | 2015-03-31 | −$27.1M | $4.0M | — |
| Q4 2014 | 2014-12-31 | −$34.1M | −$16.3M | — |
| Q3 2014 | 2014-09-30 | −$28.2M | $2.5M | — |
| Q2 2014 | 2014-06-30 | −$24.4M | $21.9M | — |
| Q1 2014 | 2014-03-31 | −$31.1M | $24.4M | — |
| Q4 2013 | 2013-12-31 | −$17.7M | $46.7M | — |
| Q3 2013 | 2013-09-30 | −$30.7M | $57.8M | — |
| Q2 2013 | 2013-06-30 | −$46.3M | −$12.9M | — |
| Q1 2013 | 2013-03-31 | −$55.5M | −$30.6M | — |
| Q4 2012 | 2012-12-31 | −$64.4M | −$58.7M | — |
| Q3 2012 | 2012-09-30 | −$88.5M | −$82.8M | — |
| Q2 2012 | 2012-06-30 | −$33.4M | −$32.8M | — |
| Q1 2012 | 2012-03-31 | −$24.9M | — | — |
| Q4 2011 | 2011-12-31 | −$5.7M | −$6.6M | — |
| Q3 2011 | 2011-09-30 | −$5.7M | — | — |
| Q2 2011 | 2011-06-30 | −$620,000 | — | — |
| Q4 2010 | 2010-12-31 | $908,000 | — | — |
United Bancorp net debt trends
Over the last five fiscal years, United Bancorp's net debt decreased from −$38.9M to −$43.6M, a change of −$4.7M. The latest reported quarter, Q2 2026, shows −$43.0M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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