United Bankshares annual debt-to-assets ratio
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2025
United Bankshares Debt-to-Assets Ratio Growth & History (UBSI)
United Bankshares's debt-to-assets ratio was 0.02 for fiscal 2025.
View full United Bankshares company overviewUnited Bankshares annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.02 | −0.00 | −8.31% |
| 2024 | 2024-12-31 | 0.03 | −0.04 | −61.47% |
| 2023 | 2023-12-31 | 0.07 | −0.01 | −15.87% |
| 2022 | 2022-12-31 | 0.08 | 0.05 | +134.37% |
| 2021 | 2021-12-31 | 0.04 | −0.01 | −14.60% |
| 2020 | 2020-12-31 | 0.04 | −0.06 | −59.94% |
| 2019 | 2019-12-31 | 0.10 | 0.02 | +18.25% |
| 2018 | 2018-12-31 | 0.09 | 0.00 | +1.07% |
| 2017 | 2017-12-31 | 0.09 | −0.01 | −9.55% |
| 2016 | 2016-12-31 | 0.10 | −0.01 | −9.83% |
| 2015 | 2015-12-31 | 0.11 | −0.02 | −15.51% |
| 2014 | 2014-12-31 | 0.12 | 0.03 | +37.95% |
| 2013 | 2013-12-31 | 0.09 | 0.03 | +52.61% |
| 2012 | 2012-12-31 | 0.06 | −0.01 | −16.39% |
| 2011 | 2011-12-31 | 0.07 | 0.04 | +162.98% |
| 2010 | 2010-12-31 | 0.03 | — | — |
United Bankshares quarterly debt-to-assets ratio
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Q2.13
Q3.13
Q4.13
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Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
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Q4.21
Q1.22
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Q4.22
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Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.01 | −0.01 | −48.97% |
| Q1 2026 | 2026-03-31 | 0.01 | −0.01 | −51.15% |
| Q4 2025 | 2025-12-31 | 0.02 | −0.00 | −8.31% |
| Q3 2025 | 2025-09-30 | 0.02 | −0.00 | −13.27% |
| Q2 2025 | 2025-06-30 | 0.02 | −0.03 | −69.14% |
| Q1 2025 | 2025-03-31 | 0.02 | −0.04 | −73.05% |
| Q4 2024 | 2024-12-31 | 0.03 | −0.04 | −61.47% |
| Q3 2024 | 2024-09-30 | 0.02 | −0.03 | −62.46% |
| Q2 2024 | 2024-06-30 | 0.05 | −0.02 | −31.41% |
| Q1 2024 | 2024-03-31 | 0.06 | −0.03 | −35.94% |
| Q4 2023 | 2023-12-31 | 0.07 | −0.01 | −15.87% |
| Q3 2023 | 2023-09-30 | 0.05 | 0.01 | +26.20% |
| Q2 2023 | 2023-06-30 | 0.07 | 0.05 | +192.84% |
| Q1 2023 | 2023-03-31 | 0.09 | 0.07 | +258.49% |
| Q4 2022 | 2022-12-31 | 0.08 | 0.05 | +134.37% |
| Q3 2022 | 2022-09-30 | 0.04 | 0.02 | +68.24% |
| Q2 2022 | 2022-06-30 | 0.02 | 0.00 | +12.48% |
| Q1 2022 | 2022-03-31 | 0.03 | 0.00 | +13.59% |
| Q4 2021 | 2021-12-31 | 0.04 | −0.01 | −14.60% |
| Q3 2021 | 2021-09-30 | 0.02 | −0.01 | −19.91% |
| Q2 2021 | 2021-06-30 | 0.02 | −0.03 | −59.23% |
| Q1 2021 | 2021-03-31 | 0.02 | −0.09 | −80.82% |
| Q4 2020 | 2020-12-31 | 0.04 | −0.06 | −59.94% |
| Q3 2020 | 2020-09-30 | 0.03 | −0.06 | −68.34% |
| Q2 2020 | 2020-06-30 | 0.05 | −0.03 | −32.92% |
| Q1 2020 | 2020-03-31 | 0.12 | 0.03 | +37.81% |
| Q4 2019 | 2019-12-31 | 0.10 | 0.02 | +18.25% |
| Q3 2019 | 2019-09-30 | 0.09 | 0.02 | +31.30% |
| Q2 2019 | 2019-06-30 | 0.08 | −0.00 | −0.02% |
| Q1 2019 | 2019-03-31 | 0.09 | 0.03 | +49.23% |
| Q4 2018 | 2018-12-31 | 0.09 | 0.00 | +1.07% |
| Q3 2018 | 2018-09-30 | 0.07 | 0.00 | +0.69% |
| Q2 2018 | 2018-06-30 | 0.08 | 0.02 | +37.74% |
| Q1 2018 | 2018-03-31 | 0.06 | −0.00 | −5.22% |
| Q4 2017 | 2017-12-31 | 0.09 | −0.01 | −9.55% |
| Q3 2017 | 2017-09-30 | 0.07 | — | — |
| Q2 2017 | 2017-06-30 | 0.06 | — | — |
| Q1 2017 | 2017-03-31 | 0.06 | — | — |
| Q4 2016 | 2016-12-31 | 0.10 | −0.01 | −9.83% |
| Q4 2015 | 2015-12-31 | 0.11 | −0.02 | −15.51% |
| Q4 2014 | 2014-12-31 | 0.12 | 0.03 | +37.95% |
| Q4 2013 | 2013-12-31 | 0.09 | 0.03 | +52.61% |
| Q3 2013 | 2013-09-30 | 0.05 | 0.05 | +494903.12% |
| Q2 2013 | 2013-06-30 | 0.05 | 0.05 | +504442.20% |
| Q1 2013 | 2013-03-31 | 0.02 | −0.00 | −8.56% |
| Q4 2012 | 2012-12-31 | 0.06 | −0.01 | −16.39% |
| Q3 2012 | 2012-09-30 | 0.00 | — | — |
| Q2 2012 | 2012-06-30 | 0.00 | — | — |
| Q1 2012 | 2012-03-31 | 0.02 | — | — |
| Q4 2011 | 2011-12-31 | 0.07 | 0.04 | +162.98% |
| Q4 2010 | 2010-12-31 | 0.03 | — | — |
United Bankshares debt-to-assets ratio trends
Over the last five fiscal years, United Bankshares's debt-to-assets ratio decreased from 0.04 to 0.02, a change of −0.02. The latest reported quarter, Q2 2026, shows 0.01.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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