Umb Financial annual debt-to-assets ratio
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2025
Umb Financial Debt-to-Assets Ratio Growth & History (UMBF)
Umb Financial's debt-to-assets ratio was 0.01 for fiscal 2025.
View full Umb Financial company overviewUmb Financial annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.01 | −0.00 | −14.36% |
| 2024 | 2024-12-31 | 0.01 | −0.04 | −82.85% |
| 2023 | 2023-12-31 | 0.05 | 0.04 | +341.08% |
| 2022 | 2022-12-31 | 0.01 | 0.00 | +46.69% |
| 2021 | 2021-12-31 | 0.01 | −0.00 | −23.58% |
| 2020 | 2020-12-31 | 0.01 | 0.00 | +90.87% |
| 2019 | 2019-12-31 | 0.01 | 0.00 | +52.46% |
| 2018 | 2018-12-31 | 0.00 | −0.00 | −2.78% |
| 2017 | 2017-12-31 | 0.00 | −0.00 | −1.90% |
| 2016 | 2016-12-31 | 0.00 | −0.00 | −22.18% |
| 2015 | 2015-12-31 | 0.00 | 0.00 | +847.55% |
| 2014 | 2014-12-31 | 0.00 | 0.00 | +64.93% |
| 2013 | 2013-12-31 | 0.00 | −0.00 | −22.50% |
| 2012 | 2012-12-31 | 0.00 | −0.00 | −71.22% |
| 2011 | 2011-12-31 | 0.00 | −0.00 | −61.51% |
| 2010 | 2010-12-31 | 0.00 | −0.00 | −24.57% |
| 2009 | 2009-12-31 | 0.00 | — | — |
Umb Financial quarterly debt-to-assets ratio
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Q1.10
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Q2.11
Q3.11
Q4.11
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Q1.17
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Q4.17
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Q4.22
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Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.01 | −0.00 | −27.46% |
| Q1 2026 | 2026-03-31 | 0.01 | −0.00 | −30.42% |
| Q4 2025 | 2025-12-31 | 0.01 | −0.00 | −14.36% |
| Q3 2025 | 2025-09-30 | 0.01 | −0.02 | −78.29% |
| Q2 2025 | 2025-06-30 | 0.01 | −0.03 | −75.81% |
| Q1 2025 | 2025-03-31 | 0.01 | −0.04 | −80.41% |
| Q4 2024 | 2024-12-31 | 0.01 | −0.04 | −82.85% |
| Q3 2024 | 2024-09-30 | 0.03 | −0.03 | −53.31% |
| Q2 2024 | 2024-06-30 | 0.04 | −0.02 | −28.42% |
| Q1 2024 | 2024-03-31 | 0.05 | −0.03 | −38.54% |
| Q4 2023 | 2023-12-31 | 0.05 | 0.04 | +341.08% |
| Q3 2023 | 2023-09-30 | 0.06 | 0.05 | +537.28% |
| Q2 2023 | 2023-06-30 | 0.05 | 0.05 | +628.30% |
| Q1 2023 | 2023-03-31 | 0.08 | 0.07 | +1069.58% |
| Q4 2022 | 2022-12-31 | 0.01 | 0.00 | +46.69% |
| Q3 2022 | 2022-09-30 | 0.01 | 0.00 | +40.67% |
| Q2 2022 | 2022-06-30 | 0.01 | −0.00 | −1.67% |
| Q1 2022 | 2022-03-31 | 0.01 | −0.00 | −14.00% |
| Q4 2021 | 2021-12-31 | 0.01 | −0.00 | −23.58% |
| Q3 2021 | 2021-09-30 | 0.01 | −0.00 | −23.13% |
| Q2 2021 | 2021-06-30 | 0.01 | 0.00 | +155.63% |
| Q1 2021 | 2021-03-31 | 0.01 | 0.00 | +49.69% |
| Q4 2020 | 2020-12-31 | 0.01 | 0.00 | +90.87% |
| Q3 2020 | 2020-09-30 | 0.01 | 0.00 | +40.31% |
| Q2 2020 | 2020-06-30 | 0.00 | −0.00 | −56.36% |
| Q1 2020 | 2020-03-31 | 0.01 | −0.00 | −18.95% |
| Q4 2019 | 2019-12-31 | 0.01 | 0.00 | +52.46% |
| Q3 2019 | 2019-09-30 | 0.01 | 0.00 | +82.92% |
| Q2 2019 | 2019-06-30 | 0.01 | 0.00 | +72.79% |
| Q1 2019 | 2019-03-31 | 0.01 | 0.00 | +71.26% |
| Q4 2018 | 2018-12-31 | 0.00 | −0.00 | −2.78% |
| Q3 2018 | 2018-09-30 | 0.00 | −0.00 | −2.47% |
| Q2 2018 | 2018-06-30 | 0.00 | 0.00 | +2.53% |
| Q1 2018 | 2018-03-31 | 0.00 | 0.00 | +1.37% |
| Q4 2017 | 2017-12-31 | 0.00 | −0.00 | −1.90% |
| Q3 2017 | 2017-09-30 | 0.00 | −0.00 | −1.89% |
| Q2 2017 | 2017-06-30 | 0.00 | −0.00 | −18.33% |
| Q1 2017 | 2017-03-31 | 0.00 | −0.00 | −20.89% |
| Q4 2016 | 2016-12-31 | 0.00 | −0.00 | −22.18% |
| Q3 2016 | 2016-09-30 | 0.00 | −0.00 | −19.69% |
| Q2 2016 | 2016-06-30 | 0.00 | −0.00 | −4.58% |
| Q1 2016 | 2016-03-31 | 0.00 | 0.00 | +929.16% |
| Q4 2015 | 2015-12-31 | 0.00 | 0.00 | +847.55% |
| Q3 2015 | 2015-09-30 | 0.00 | 0.00 | +996.91% |
| Q2 2015 | 2015-06-30 | 0.00 | 0.00 | +1199.34% |
| Q1 2015 | 2015-03-31 | 0.00 | 0.00 | +24.57% |
| Q4 2014 | 2014-12-31 | 0.00 | 0.00 | +64.93% |
| Q3 2014 | 2014-09-30 | 0.00 | 0.00 | +31.51% |
| Q2 2014 | 2014-06-30 | 0.00 | 0.00 | +23.02% |
| Q1 2014 | 2014-03-31 | 0.00 | 0.00 | +19.12% |
| Q4 2013 | 2013-12-31 | 0.00 | −0.00 | −22.50% |
| Q3 2013 | 2013-09-30 | 0.00 | −0.00 | −22.15% |
| Q2 2013 | 2013-06-30 | 0.00 | −0.00 | −74.08% |
| Q1 2013 | 2013-03-31 | 0.00 | −0.00 | −72.92% |
| Q4 2012 | 2012-12-31 | 0.00 | −0.00 | −71.22% |
| Q3 2012 | 2012-09-30 | 0.00 | −0.00 | −86.64% |
| Q2 2012 | 2012-06-30 | 0.00 | −0.00 | −52.72% |
| Q1 2012 | 2012-03-31 | 0.00 | −0.00 | −52.20% |
| Q4 2011 | 2011-12-31 | 0.00 | −0.00 | −61.51% |
| Q3 2011 | 2011-09-30 | 0.00 | −0.00 | −2.42% |
| Q2 2011 | 2011-06-30 | 0.00 | −0.00 | −28.60% |
| Q1 2011 | 2011-03-31 | 0.00 | −0.00 | −44.96% |
| Q4 2010 | 2010-12-31 | 0.00 | −0.00 | −24.57% |
| Q3 2010 | 2010-09-30 | 0.00 | — | — |
| Q2 2010 | 2010-06-30 | 0.00 | — | — |
| Q1 2010 | 2010-03-31 | 0.00 | — | — |
| Q4 2009 | 2009-12-31 | 0.00 | — | — |
Umb Financial debt-to-assets ratio trends
Over the last five fiscal years, Umb Financial's debt-to-assets ratio decreased from 0.01 to 0.01, a change of −0.00. The latest reported quarter, Q2 2026, shows 0.01.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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