Union Bankshares annual return on equity
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Union Bankshares Return on Equity (ROE) Growth & History (UNB)
Union Bankshares's return on equity was 15.04% for fiscal 2025.
View full Union Bankshares company overviewUnion Bankshares annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 15.04% | +1.79 pp |
| 2024 | 2024-12-31 | 13.25% | −5.36 pp |
| 2023 | 2023-12-31 | 18.60% | +0.52 pp |
| 2022 | 2022-12-31 | 18.08% | +2.13 pp |
| 2021 | 2021-12-31 | 15.94% | −0.83 pp |
| 2020 | 2020-12-31 | 16.77% | +1.15 pp |
| 2019 | 2019-12-31 | 15.62% | +4.14 pp |
| 2018 | 2018-12-31 | 11.48% | −3.22 pp |
| 2017 | 2017-12-31 | 14.70% | −0.79 pp |
| 2016 | 2016-12-31 | 15.50% | +0.49 pp |
| 2015 | 2015-12-31 | 15.01% | −0.19 pp |
| 2014 | 2014-12-31 | 15.20% | +0.16 pp |
| 2013 | 2013-12-31 | 15.04% | −0.99 pp |
| 2012 | 2012-12-31 | 16.03% | +3.31 pp |
| 2011 | 2011-12-31 | 12.72% | — |
Union Bankshares quarterly return on equity
Q2.11
Q3.11
Q4.11
Q1.12
Q2.12
Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
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Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
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Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.42% | +0.03 pp |
| Q1 2026 | 2026-03-31 | 3.72% | +0.06 pp |
| Q4 2025 | 2025-12-31 | 3.47% | −0.86 pp |
| Q3 2025 | 2025-09-30 | 4.61% | +2.67 pp |
| Q2 2025 | 2025-06-30 | 3.39% | +0.23 pp |
| Q1 2025 | 2025-03-31 | 3.66% | −0.07 pp |
| Q4 2024 | 2024-12-31 | 4.32% | −0.98 pp |
| Q3 2024 | 2024-09-30 | 1.94% | −2.73 pp |
| Q2 2024 | 2024-06-30 | 3.16% | −1.35 pp |
| Q1 2024 | 2024-03-31 | 3.73% | −1.41 pp |
| Q4 2023 | 2023-12-31 | 5.30% | −1.26 pp |
| Q3 2023 | 2023-09-30 | 4.68% | −2.18 pp |
| Q2 2023 | 2023-06-30 | 4.51% | −0.02 pp |
| Q1 2023 | 2023-03-31 | 5.14% | +1.91 pp |
| Q4 2022 | 2022-12-31 | 6.56% | +2.54 pp |
| Q3 2022 | 2022-09-30 | 6.85% | +2.13 pp |
| Q2 2022 | 2022-06-30 | 4.53% | +0.84 pp |
| Q1 2022 | 2022-03-31 | 3.23% | −0.35 pp |
| Q4 2021 | 2021-12-31 | 4.02% | −0.74 pp |
| Q3 2021 | 2021-09-30 | 4.73% | −0.65 pp |
| Q2 2021 | 2021-06-30 | 3.69% | +0.12 pp |
| Q1 2021 | 2021-03-31 | 3.58% | +0.56 pp |
| Q4 2020 | 2020-12-31 | 4.76% | +0.89 pp |
| Q3 2020 | 2020-09-30 | 5.38% | +1.45 pp |
| Q2 2020 | 2020-06-30 | 3.57% | −0.17 pp |
| Q1 2020 | 2020-03-31 | 3.02% | −0.98 pp |
| Q4 2019 | 2019-12-31 | 3.87% | +4.57 pp |
| Q3 2019 | 2019-09-30 | 3.93% | +0.11 pp |
| Q2 2019 | 2019-06-30 | 3.74% | −0.37 pp |
| Q1 2019 | 2019-03-31 | 3.99% | −0.67 pp |
| Q4 2018 | 2018-12-31 | −0.70% | −3.95 pp |
| Q3 2018 | 2018-09-30 | 3.82% | −0.19 pp |
| Q2 2018 | 2018-06-30 | 4.11% | +0.26 pp |
| Q1 2018 | 2018-03-31 | 4.66% | +1.26 pp |
| Q4 2017 | 2017-12-31 | 3.25% | −0.90 pp |
| Q3 2017 | 2017-09-30 | 4.01% | −0.01 pp |
| Q2 2017 | 2017-06-30 | 3.85% | −0.01 pp |
| Q1 2017 | 2017-03-31 | 3.40% | +0.15 pp |
| Q4 2016 | 2016-12-31 | 4.15% | +0.56 pp |
| Q3 2016 | 2016-09-30 | 4.02% | +0.17 pp |
| Q2 2016 | 2016-06-30 | 3.87% | +0.03 pp |
| Q1 2016 | 2016-03-31 | 3.25% | −0.38 pp |
| Q4 2015 | 2015-12-31 | 3.59% | −0.03 pp |
| Q3 2015 | 2015-09-30 | 3.85% | −0.22 pp |
| Q2 2015 | 2015-06-30 | 3.84% | +0.10 pp |
| Q1 2015 | 2015-03-31 | 3.63% | +0.12 pp |
| Q4 2014 | 2014-12-31 | 3.62% | +0.45 pp |
| Q3 2014 | 2014-09-30 | 4.07% | −0.42 pp |
| Q2 2014 | 2014-06-30 | 3.74% | −0.19 pp |
| Q1 2014 | 2014-03-31 | 3.51% | −0.32 pp |
| Q4 2013 | 2013-12-31 | 3.17% | −1.88 pp |
| Q3 2013 | 2013-09-30 | 4.48% | −0.28 pp |
| Q2 2013 | 2013-06-30 | 3.93% | +0.40 pp |
| Q1 2013 | 2013-03-31 | 3.83% | +0.79 pp |
| Q4 2012 | 2012-12-31 | 5.04% | +0.86 pp |
| Q3 2012 | 2012-09-30 | 4.76% | +1.39 pp |
| Q2 2012 | 2012-06-30 | 3.53% | +1.06 pp |
| Q1 2012 | 2012-03-31 | 3.04% | — |
| Q4 2011 | 2011-12-31 | 4.18% | — |
| Q3 2011 | 2011-09-30 | 3.38% | — |
| Q2 2011 | 2011-06-30 | 2.47% | — |
Union Bankshares return on equity trends
Over the last five fiscal years, Union Bankshares's return on equity decreased from 16.77% to 15.04%, a change of −1.73 percentage points. The latest reported quarter, Q2 2026, shows 3.42%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Union Bankshares source filings ↗