Unity Bancorp annual debt-to-assets ratio
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Unity Bancorp Debt-to-Assets Ratio Growth & History (UNTY)
Unity Bancorp's debt-to-assets ratio was 0.09 for fiscal 2025.
View full Unity Bancorp company overviewUnity Bancorp annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.09 | 0.00 | +2.93% |
| 2024 | 2024-12-31 | 0.09 | −0.06 | −38.47% |
| 2023 | 2023-12-31 | 0.14 | −0.02 | −11.56% |
| 2022 | 2022-12-31 | 0.16 | 0.14 | +496.68% |
| 2021 | 2021-12-31 | 0.03 | −0.08 | −74.82% |
| 2020 | 2020-12-31 | 0.11 | −0.06 | −36.97% |
| 2019 | 2019-12-31 | 0.17 | 0.04 | +29.55% |
| 2018 | 2018-12-31 | 0.13 | −0.06 | −29.62% |
| 2017 | 2017-12-31 | 0.19 | 0.09 | +85.80% |
| 2016 | 2016-12-31 | 0.10 | 0.02 | +19.91% |
| 2015 | 2015-12-31 | 0.08 | −0.04 | −31.56% |
| 2014 | 2014-12-31 | 0.12 | −0.01 | −6.80% |
| 2013 | 2013-12-31 | 0.13 | 0.02 | +20.47% |
| 2012 | 2012-12-31 | 0.11 | — | — |
Unity Bancorp quarterly debt-to-assets ratio
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Q4.13
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Q2.15
Q3.15
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Q2.16
Q3.16
Q4.16
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Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.10 | −0.03 | −22.75% |
| Q1 2026 | 2026-03-31 | 0.09 | — | — |
| Q4 2025 | 2025-12-31 | 0.09 | 0.00 | +2.93% |
| Q3 2025 | 2025-09-30 | 0.08 | — | — |
| Q2 2025 | 2025-06-30 | 0.13 | — | — |
| Q4 2024 | 2024-12-31 | 0.09 | −0.06 | −38.47% |
| Q4 2023 | 2023-12-31 | 0.14 | −0.02 | −11.56% |
| Q1 2023 | 2023-03-31 | 0.00 | −0.00 | −15.83% |
| Q4 2022 | 2022-12-31 | 0.16 | 0.14 | +496.68% |
| Q3 2022 | 2022-09-30 | 0.00 | 0.00 | +1.90% |
| Q2 2022 | 2022-06-30 | 0.00 | 0.00 | +125.83% |
| Q1 2022 | 2022-03-31 | 0.00 | 0.00 | +129.09% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.08 | −74.82% |
| Q3 2021 | 2021-09-30 | 0.00 | 0.00 | +49.14% |
| Q2 2021 | 2021-06-30 | 0.00 | −0.00 | −18.82% |
| Q1 2021 | 2021-03-31 | 0.00 | −0.00 | −26.05% |
| Q4 2020 | 2020-12-31 | 0.11 | −0.06 | −36.97% |
| Q3 2020 | 2020-09-30 | 0.00 | −0.13 | −98.98% |
| Q2 2020 | 2020-06-30 | 0.00 | −0.12 | −98.85% |
| Q1 2020 | 2020-03-31 | 0.00 | −0.12 | −98.75% |
| Q4 2019 | 2019-12-31 | 0.17 | 0.04 | +29.55% |
| Q3 2019 | 2019-09-30 | 0.13 | 0.01 | +10.39% |
| Q2 2019 | 2019-06-30 | 0.12 | −0.03 | −18.35% |
| Q1 2019 | 2019-03-31 | 0.12 | −0.00 | −1.10% |
| Q4 2018 | 2018-12-31 | 0.13 | −0.06 | −29.62% |
| Q3 2018 | 2018-09-30 | 0.12 | 0.00 | +1.39% |
| Q2 2018 | 2018-06-30 | 0.15 | 0.03 | +30.51% |
| Q1 2018 | 2018-03-31 | 0.13 | 0.03 | +28.44% |
| Q4 2017 | 2017-12-31 | 0.19 | 0.09 | +85.80% |
| Q3 2017 | 2017-09-30 | 0.11 | 0.01 | +14.59% |
| Q2 2017 | 2017-06-30 | 0.11 | 0.01 | +10.19% |
| Q1 2017 | 2017-03-31 | 0.10 | 0.01 | +15.48% |
| Q4 2016 | 2016-12-31 | 0.10 | 0.02 | +19.91% |
| Q3 2016 | 2016-09-30 | 0.10 | 0.01 | +16.67% |
| Q2 2016 | 2016-06-30 | 0.10 | −0.01 | −10.01% |
| Q1 2016 | 2016-03-31 | 0.08 | — | — |
| Q4 2015 | 2015-12-31 | 0.08 | −0.04 | −31.56% |
| Q3 2015 | 2015-09-30 | 0.09 | — | — |
| Q2 2015 | 2015-06-30 | 0.11 | — | — |
| Q4 2014 | 2014-12-31 | 0.12 | −0.01 | −6.80% |
| Q4 2013 | 2013-12-31 | 0.13 | 0.02 | +20.47% |
| Q4 2012 | 2012-12-31 | 0.11 | — | — |
Unity Bancorp debt-to-assets ratio trends
Over the last five fiscal years, Unity Bancorp's debt-to-assets ratio decreased from 0.11 to 0.09, a change of −0.02. The latest reported quarter, Q2 2026, shows 0.10.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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