Usio Return on Equity (ROE) Growth & History (USIO)
Usio's return on equity was −13.55% for fiscal 2025.
View full Usio company overviewUsio annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | −13.55% | −32.87 pp |
| 2024 | 2024-12-31 | 19.32% | +22.59 pp |
| 2023 | 2023-12-31 | −3.28% | +30.36 pp |
| 2022 | 2022-12-31 | −33.64% | −31.82 pp |
| 2021 | 2021-12-31 | −1.82% | +22.13 pp |
| 2020 | 2020-12-31 | −23.95% | +35.53 pp |
| 2019 | 2019-12-31 | −59.48% | −26.29 pp |
| 2018 | 2018-12-31 | −33.18% | −6.00 pp |
| 2017 | 2017-12-31 | −27.19% | −13.98 pp |
| 2016 | 2016-12-31 | −13.20% | −25.79 pp |
| 2015 | 2015-12-31 | 12.59% | −87.59 pp |
| 2014 | 2014-12-31 | 100.18% | +157.00 pp |
| 2013 | 2013-12-31 | −56.82% | −149.58 pp |
| 2012 | 2012-12-31 | 92.75% | −54.77 pp |
| 2011 | 2011-12-31 | 147.53% | — |
Usio quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.52% | +3.46 pp |
| Q1 2026 | 2026-03-31 | 0.68% | +1.91 pp |
| Q4 2025 | 2025-12-31 | −8.17% | −11.48 pp |
| Q3 2025 | 2025-09-30 | −2.22% | −18.68 pp |
| Q2 2025 | 2025-06-30 | −1.94% | −2.43 pp |
| Q1 2025 | 2025-03-31 | −1.23% | +0.42 pp |
| Q4 2024 | 2024-12-31 | 3.30% | +3.13 pp |
| Q3 2024 | 2024-09-30 | 16.46% | +21.27 pp |
| Q2 2024 | 2024-06-30 | 0.49% | −0.90 pp |
| Q1 2024 | 2024-03-31 | −1.65% | −1.75 pp |
| Q4 2023 | 2023-12-31 | 0.17% | +1.25 pp |
| Q3 2023 | 2023-09-30 | −4.81% | +7.14 pp |
| Q2 2023 | 2023-06-30 | 1.39% | +13.10 pp |
| Q1 2023 | 2023-03-31 | 0.10% | +9.07 pp |
| Q4 2022 | 2022-12-31 | −1.08% | −1.30 pp |
| Q3 2022 | 2022-09-30 | −11.96% | −12.79 pp |
| Q2 2022 | 2022-06-30 | −11.71% | −13.03 pp |
| Q1 2022 | 2022-03-31 | −8.96% | −4.59 pp |
| Q4 2021 | 2021-12-31 | 0.22% | −0.73 pp |
| Q3 2021 | 2021-09-30 | 0.83% | +9.52 pp |
| Q2 2021 | 2021-06-30 | 1.32% | +21.11 pp |
| Q1 2021 | 2021-03-31 | −4.37% | +7.09 pp |
| Q4 2020 | 2020-12-31 | 0.95% | +19.66 pp |
| Q3 2020 | 2020-09-30 | −8.69% | +4.73 pp |
| Q2 2020 | 2020-06-30 | −19.78% | −7.22 pp |
| Q1 2020 | 2020-03-31 | −11.46% | −0.87 pp |
| Q4 2019 | 2019-12-31 | −18.71% | −9.88 pp |
| Q3 2019 | 2019-09-30 | −13.43% | −5.68 pp |
| Q2 2019 | 2019-06-30 | −12.56% | −3.25 pp |
| Q1 2019 | 2019-03-31 | −10.59% | −2.05 pp |
| Q4 2018 | 2018-12-31 | −8.83% | +1.78 pp |
| Q3 2018 | 2018-09-30 | −7.75% | +1.20 pp |
| Q2 2018 | 2018-06-30 | −9.31% | −3.17 pp |
| Q1 2018 | 2018-03-31 | −8.54% | −5.34 pp |
| Q4 2017 | 2017-12-31 | −10.60% | −7.96 pp |
| Q3 2017 | 2017-09-30 | −8.95% | −2.91 pp |
| Q2 2017 | 2017-06-30 | −6.13% | −2.34 pp |
| Q1 2017 | 2017-03-31 | −3.20% | −2.85 pp |
| Q4 2016 | 2016-12-31 | −2.64% | −4.50 pp |
| Q3 2016 | 2016-09-30 | −6.04% | −7.45 pp |
| Q2 2016 | 2016-06-30 | −3.80% | −4.11 pp |
| Q1 2016 | 2016-03-31 | −0.35% | −9.90 pp |
| Q4 2015 | 2015-12-31 | 1.86% | −52.38 pp |
| Q3 2015 | 2015-09-30 | 1.41% | −36.44 pp |
| Q2 2015 | 2015-06-30 | 0.31% | −41.71 pp |
| Q1 2015 | 2015-03-31 | 9.56% | −11.76 pp |
| Q4 2014 | 2014-12-31 | 54.23% | +45.62 pp |
| Q3 2014 | 2014-09-30 | 37.85% | +90.20 pp |
| Q2 2014 | 2014-06-30 | 42.02% | +72.34 pp |
| Q1 2014 | 2014-03-31 | 21.32% | +36.25 pp |
| Q4 2013 | 2013-12-31 | 8.61% | +11.09 pp |
| Q3 2013 | 2013-09-30 | −52.35% | −99.98 pp |
| Q2 2013 | 2013-06-30 | −30.32% | −102.91 pp |
| Q1 2013 | 2013-03-31 | −14.93% | −24.95 pp |
| Q4 2012 | 2012-12-31 | −2.48% | −144.68 pp |
| Q3 2012 | 2012-09-30 | 47.62% | — |
| Q2 2012 | 2012-06-30 | 72.60% | — |
| Q1 2012 | 2012-03-31 | 10.02% | — |
| Q4 2011 | 2011-12-31 | 142.19% | — |
Usio return on equity trends
Over the last five fiscal years, Usio's return on equity increased from −23.95% to −13.55%, a change of +10.39 percentage points. The latest reported quarter, Q2 2026, shows 1.52%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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