UWM Holdings Return on Equity (ROE) Growth & History (UWMC)
UWM Holdings's return on equity was 1.50% for fiscal 2025.
View full UWM Holdings company overviewUWM Holdings annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 1.50% | +0.87 pp |
| 2024 | 2024-12-31 | 0.64% | +1.10 pp |
| 2023 | 2023-12-31 | −0.47% | −1.78 pp |
| 2022 | 2022-12-31 | 1.32% | −4.88 pp |
| 2021 | 2021-12-31 | 6.20% | +239.14 pp |
| 2020 | 2020-12-31 | −232.94% | — |
UWM Holdings quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | −6.23% | −7.59 pp |
| Q1 2026 | 2026-03-31 | 1.58% | +2.33 pp |
| Q4 2025 | 2025-12-31 | 1.22% | +0.80 pp |
| Q3 2025 | 2025-09-30 | −0.08% | +0.20 pp |
| Q2 2025 | 2025-06-30 | 1.35% | +1.23 pp |
| Q1 2025 | 2025-03-31 | −0.74% | −1.10 pp |
| Q4 2024 | 2024-12-31 | 0.42% | +1.39 pp |
| Q3 2024 | 2024-09-30 | −0.28% | −0.86 pp |
| Q2 2024 | 2024-06-30 | 0.13% | — |
| Q1 2024 | 2024-03-31 | 0.35% | — |
| Q4 2023 | 2023-12-31 | −0.97% | −0.96 pp |
| Q3 2023 | 2023-09-30 | 0.58% | +0.23 pp |
| Q4 2022 | 2022-12-31 | −0.01% | −0.56 pp |
| Q3 2022 | 2022-09-30 | 0.35% | −0.54 pp |
| Q2 2022 | 2022-06-30 | 0.26% | −0.04 pp |
| Q1 2022 | 2022-03-31 | 0.69% | −2.76 pp |
| Q4 2021 | 2021-12-31 | 0.55% | +19.08 pp |
| Q3 2021 | 2021-09-30 | 0.89% | +107.87 pp |
| Q2 2021 | 2021-06-30 | 0.30% | +1.27 pp |
| Q1 2021 | 2021-03-31 | 3.45% | −17.28 pp |
| Q4 2020 | 2020-12-31 | −18.53% | — |
| Q3 2020 | 2020-09-30 | −106.98% | — |
| Q2 2020 | 2020-06-30 | −0.97% | — |
| Q1 2020 | 2020-03-31 | 20.73% | — |
UWM Holdings return on equity trends
Over the last five fiscal years, UWM Holdings's return on equity increased from −232.94% to 1.50%, a change of +234.45 percentage points. The latest reported quarter, Q2 2026, shows −6.23%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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