Virginia National Bankshares Debt-to-Equity Ratio Growth & History (VABK)
Virginia National Bankshares's debt-to-equity ratio was 0.14 for fiscal 2025.
View full Virginia National Bankshares company overviewVirginia National Bankshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.14 | −0.02 | −11.03% |
| 2024 | 2024-12-31 | 0.16 | −0.34 | −68.01% |
| 2023 | 2023-12-31 | 0.50 | 0.45 | +979.88% |
| 2022 | 2022-12-31 | 0.05 | 0.00 | +5.44% |
| 2021 | 2021-12-31 | 0.04 | −0.36 | −89.21% |
| 2020 | 2020-12-31 | 0.41 | 0.36 | +758.75% |
| 2019 | 2019-12-31 | 0.05 | — | — |
Virginia National Bankshares quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.13 | −0.27 | −67.09% |
| Q1 2026 | 2026-03-31 | 0.14 | −0.01 | −7.68% |
| Q4 2025 | 2025-12-31 | 0.14 | −0.02 | −11.03% |
| Q3 2025 | 2025-09-30 | 0.21 | −0.15 | −41.31% |
| Q2 2025 | 2025-06-30 | 0.40 | 0.16 | +69.76% |
| Q1 2025 | 2025-03-31 | 0.15 | −0.02 | −13.45% |
| Q4 2024 | 2024-12-31 | 0.16 | −0.34 | −68.01% |
| Q3 2024 | 2024-09-30 | 0.35 | −0.02 | −4.36% |
| Q2 2024 | 2024-06-30 | 0.23 | −0.23 | −49.43% |
| Q1 2024 | 2024-03-31 | 0.17 | −0.00 | −2.73% |
| Q4 2023 | 2023-12-31 | 0.50 | 0.45 | +979.88% |
| Q3 2023 | 2023-09-30 | 0.37 | 0.32 | +605.90% |
| Q2 2023 | 2023-06-30 | 0.46 | 0.41 | +797.60% |
| Q1 2023 | 2023-03-31 | 0.18 | 0.13 | +256.74% |
| Q4 2022 | 2022-12-31 | 0.05 | 0.00 | +5.44% |
| Q3 2022 | 2022-09-30 | 0.05 | 0.01 | +11.43% |
| Q2 2022 | 2022-06-30 | 0.05 | 0.00 | +4.47% |
| Q1 2022 | 2022-03-31 | 0.05 | 0.01 | +17.85% |
| Q4 2021 | 2021-12-31 | 0.04 | −0.36 | −89.21% |
| Q3 2021 | 2021-09-30 | 0.05 | −0.00 | −0.74% |
| Q2 2021 | 2021-06-30 | 0.05 | −0.00 | −1.51% |
| Q1 2021 | 2021-03-31 | 0.04 | −0.00 | −5.71% |
| Q4 2020 | 2020-12-31 | 0.41 | 0.36 | +758.75% |
| Q3 2020 | 2020-09-30 | 0.05 | −0.00 | −5.92% |
| Q2 2020 | 2020-06-30 | 0.05 | −0.00 | −5.50% |
| Q1 2020 | 2020-03-31 | 0.04 | −0.01 | −20.72% |
| Q4 2019 | 2019-12-31 | 0.05 | — | — |
| Q3 2019 | 2019-09-30 | 0.05 | — | — |
| Q2 2019 | 2019-06-30 | 0.05 | — | — |
| Q1 2019 | 2019-03-31 | 0.06 | — | — |
Virginia National Bankshares debt-to-equity ratio trends
Over the last five fiscal years, Virginia National Bankshares's debt-to-equity ratio decreased from 0.41 to 0.14, a change of −0.26. The latest reported quarter, Q2 2026, shows 0.13.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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