Vanquis Banking Group annual net debt
2021
2022
2023
2024
2025
Vanquis Banking Group Net Debt Growth & History (VANQ)
Vanquis Banking Group's net debt was −£435.8M for fiscal 2025.
View full Vanquis Banking Group company overviewVanquis Banking Group annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −£435.8M | £125.6M | — |
| 2024 | 2024-12-31 | −£561.4M | −£441.5M | — |
| 2023 | 2023-12-31 | −£119.9M | −£519.7M | — |
| 2022 | 2022-12-31 | £399.8M | £213.4M | +114.48% |
| 2021 | 2021-12-31 | £186.4M | — | — |
Vanquis Banking Group quarterly net debt
Q4.24
Q2.25
Q4.25
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | −£435.8M | £125.6M | — |
| Q2 2025 | 2025-06-30 | −£329.3M | — | — |
| Q4 2024 | 2024-12-31 | −£561.4M | — | — |
Vanquis Banking Group net debt trends
Between the periods ended 2021-12-31 and 2025-12-31, Vanquis Banking Group's net debt decreased from £186.4M to −£435.8M, a change of −£622.2M. The latest reported quarter, Q4 2025, shows −£435.8M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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