Western New England Bancorp Debt-to-Equity Ratio Growth & History (WNEB)
Western New England Bancorp's debt-to-equity ratio was 0.46 for fiscal 2025.
View full Western New England Bancorp company overviewWestern New England Bancorp annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.46 | −0.10 | −17.91% |
| 2024 | 2024-12-31 | 0.55 | −0.14 | −20.18% |
| 2023 | 2023-12-31 | 0.69 | 0.47 | +211.95% |
| 2022 | 2022-12-31 | 0.22 | 0.18 | +455.72% |
| 2021 | 2021-12-31 | 0.04 | −0.26 | −86.62% |
| 2020 | 2020-12-31 | 0.30 | −0.77 | −71.90% |
| 2019 | 2019-12-31 | 1.07 | −0.06 | −5.45% |
| 2018 | 2018-12-31 | 1.13 | −0.12 | −9.89% |
| 2017 | 2017-12-31 | 1.25 | 0.00 | +0.38% |
| 2016 | 2016-12-31 | 1.25 | −0.77 | −38.30% |
| 2015 | 2015-12-31 | 2.02 | −0.27 | −11.79% |
| 2014 | 2014-12-31 | 2.29 | 0.37 | +19.04% |
| 2013 | 2013-12-31 | 1.92 | 0.08 | +4.36% |
| 2012 | 2012-12-31 | 1.84 | 0.47 | +34.44% |
| 2011 | 2011-12-31 | 1.37 | 0.01 | +0.77% |
| 2010 | 2010-12-31 | 1.36 | — | — |
Western New England Bancorp quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.25 | −0.26 | −50.48% |
| Q1 2026 | 2026-03-31 | 0.47 | −0.04 | −8.64% |
| Q4 2025 | 2025-12-31 | 0.46 | −0.10 | −17.91% |
| Q3 2025 | 2025-09-30 | 0.50 | −0.14 | −21.74% |
| Q2 2025 | 2025-06-30 | 0.51 | −0.14 | −22.17% |
| Q1 2025 | 2025-03-31 | 0.51 | 0.47 | +957.66% |
| Q4 2024 | 2024-12-31 | 0.55 | −0.14 | −20.18% |
| Q3 2024 | 2024-09-30 | 0.63 | 0.59 | +1544.98% |
| Q2 2024 | 2024-06-30 | 0.65 | 0.62 | +2027.37% |
| Q1 2024 | 2024-03-31 | 0.05 | −0.38 | −88.54% |
| Q4 2023 | 2023-12-31 | 0.69 | 0.47 | +211.95% |
| Q3 2023 | 2023-09-30 | 0.04 | −0.06 | −62.09% |
| Q2 2023 | 2023-06-30 | 0.03 | 0.01 | +38.13% |
| Q1 2023 | 2023-03-31 | 0.42 | — | — |
| Q4 2022 | 2022-12-31 | 0.22 | 0.18 | +455.72% |
| Q3 2022 | 2022-09-30 | 0.10 | — | — |
| Q2 2022 | 2022-06-30 | 0.02 | — | — |
| Q4 2021 | 2021-12-31 | 0.04 | −0.26 | −86.62% |
| Q1 2021 | 2021-03-31 | 0.19 | −0.59 | −75.40% |
| Q4 2020 | 2020-12-31 | 0.30 | −0.77 | −71.90% |
| Q3 2020 | 2020-09-30 | 0.70 | −0.21 | −23.45% |
| Q2 2020 | 2020-06-30 | 0.87 | 0.07 | +8.91% |
| Q1 2020 | 2020-03-31 | 0.78 | −0.11 | −12.84% |
| Q4 2019 | 2019-12-31 | 1.07 | −0.06 | −5.45% |
| Q3 2019 | 2019-09-30 | 0.92 | −0.01 | −1.43% |
| Q2 2019 | 2019-06-30 | 0.79 | −0.37 | −31.49% |
| Q1 2019 | 2019-03-31 | 0.89 | −0.21 | −19.05% |
| Q4 2018 | 2018-12-31 | 1.13 | −0.12 | −9.89% |
| Q3 2018 | 2018-09-30 | 0.93 | −0.25 | −21.43% |
| Q2 2018 | 2018-06-30 | 1.16 | −0.07 | −5.65% |
| Q1 2018 | 2018-03-31 | 1.10 | −0.12 | −9.75% |
| Q4 2017 | 2017-12-31 | 1.25 | 0.00 | +0.38% |
| Q3 2017 | 2017-09-30 | 1.18 | −0.55 | −31.67% |
| Q2 2017 | 2017-06-30 | 1.23 | −0.31 | −20.24% |
| Q1 2017 | 2017-03-31 | 1.22 | −0.52 | −29.93% |
| Q4 2016 | 2016-12-31 | 1.25 | −0.77 | −38.30% |
| Q3 2016 | 2016-09-30 | 1.73 | −0.33 | −15.96% |
| Q2 2016 | 2016-06-30 | 1.54 | −0.66 | −29.83% |
| Q1 2016 | 2016-03-31 | 1.75 | −0.36 | −17.09% |
| Q4 2015 | 2015-12-31 | 2.02 | −0.27 | −11.79% |
| Q3 2015 | 2015-09-30 | 2.06 | −0.20 | −8.66% |
| Q2 2015 | 2015-06-30 | 2.20 | 0.10 | +4.60% |
| Q1 2015 | 2015-03-31 | 2.10 | 0.08 | +3.91% |
| Q4 2014 | 2014-12-31 | 2.29 | 0.37 | +19.04% |
| Q3 2014 | 2014-09-30 | 2.26 | 0.28 | +14.17% |
| Q2 2014 | 2014-06-30 | 2.10 | −0.02 | −0.95% |
| Q1 2014 | 2014-03-31 | 2.03 | 0.10 | +4.95% |
| Q4 2013 | 2013-12-31 | 1.92 | 0.08 | +4.36% |
| Q3 2013 | 2013-09-30 | 1.98 | 0.38 | +23.52% |
| Q2 2013 | 2013-06-30 | 2.12 | 0.47 | +28.56% |
| Q1 2013 | 2013-03-31 | 1.93 | 0.45 | +30.59% |
| Q4 2012 | 2012-12-31 | 1.84 | 0.47 | +34.44% |
| Q3 2012 | 2012-09-30 | 1.60 | 0.28 | +21.39% |
| Q2 2012 | 2012-06-30 | 1.65 | 0.29 | +21.65% |
| Q1 2012 | 2012-03-31 | 1.48 | — | — |
| Q4 2011 | 2011-12-31 | 1.37 | 0.01 | +0.77% |
| Q3 2011 | 2011-09-30 | 1.32 | — | — |
| Q2 2011 | 2011-06-30 | 1.36 | — | — |
| Q4 2010 | 2010-12-31 | 1.36 | — | — |
Western New England Bancorp debt-to-equity ratio trends
Over the last five fiscal years, Western New England Bancorp's debt-to-equity ratio increased from 0.30 to 0.46, a change of 0.16. The latest reported quarter, Q2 2026, shows 0.25.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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