Wintrust Financial Return on Equity (ROE) Growth & History (WTFC)
Wintrust Financial's return on equity was 12.11% for fiscal 2025.
View full Wintrust Financial company overviewWintrust Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 12.11% | +0.28 pp |
| 2024 | 2024-12-31 | 11.84% | −0.38 pp |
| 2023 | 2023-12-31 | 12.21% | +1.25 pp |
| 2022 | 2022-12-31 | 10.97% | +0.14 pp |
| 2021 | 2021-12-31 | 10.82% | +3.32 pp |
| 2020 | 2020-12-31 | 7.51% | −2.72 pp |
| 2019 | 2019-12-31 | 10.22% | −0.77 pp |
| 2018 | 2018-12-31 | 10.99% | +1.91 pp |
| 2017 | 2017-12-31 | 9.09% | +0.89 pp |
| 2016 | 2016-12-31 | 8.20% | +1.11 pp |
| 2015 | 2015-12-31 | 7.09% | −0.54 pp |
| 2014 | 2014-12-31 | 7.63% | +0.22 pp |
| 2013 | 2013-12-31 | 7.41% | +0.76 pp |
| 2012 | 2012-12-31 | 6.64% | +1.44 pp |
| 2011 | 2011-12-31 | 5.21% | +0.29 pp |
| 2010 | 2010-12-31 | 4.92% | −1.71 pp |
| 2009 | 2009-12-31 | 6.63% | — |
Wintrust Financial quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.14% | +0.31 pp |
| Q1 2026 | 2026-03-31 | 3.11% | +0.19 pp |
| Q4 2025 | 2025-12-31 | 3.12% | +0.21 pp |
| Q3 2025 | 2025-09-30 | 3.03% | +0.18 pp |
| Q2 2025 | 2025-06-30 | 2.83% | +0.05 pp |
| Q1 2025 | 2025-03-31 | 2.92% | −0.54 pp |
| Q4 2024 | 2024-12-31 | 2.91% | +0.54 pp |
| Q3 2024 | 2024-09-30 | 2.85% | −0.42 pp |
| Q2 2024 | 2024-06-30 | 2.78% | −0.30 pp |
| Q1 2024 | 2024-03-31 | 3.46% | −0.22 pp |
| Q4 2023 | 2023-12-31 | 2.37% | −0.70 pp |
| Q3 2023 | 2023-09-30 | 3.27% | +0.21 pp |
| Q2 2023 | 2023-06-30 | 3.08% | +1.03 pp |
| Q1 2023 | 2023-03-31 | 3.67% | +0.84 pp |
| Q4 2022 | 2022-12-31 | 3.07% | +0.85 pp |
| Q3 2022 | 2022-09-30 | 3.05% | +0.56 pp |
| Q2 2022 | 2022-06-30 | 2.05% | −0.40 pp |
| Q1 2022 | 2022-03-31 | 2.83% | −0.83 pp |
| Q4 2021 | 2021-12-31 | 2.22% | −0.25 pp |
| Q3 2021 | 2021-09-30 | 2.49% | −0.17 pp |
| Q2 2021 | 2021-06-30 | 2.45% | +1.88 pp |
| Q1 2021 | 2021-03-31 | 3.66% | +1.96 pp |
| Q4 2020 | 2020-12-31 | 2.47% | +0.09 pp |
| Q3 2020 | 2020-09-30 | 2.66% | −0.18 pp |
| Q2 2020 | 2020-06-30 | 0.56% | −1.83 pp |
| Q1 2020 | 2020-03-31 | 1.70% | −0.99 pp |
| Q4 2019 | 2019-12-31 | 2.38% | −0.09 pp |
| Q3 2019 | 2019-09-30 | 2.84% | −0.09 pp |
| Q2 2019 | 2019-06-30 | 2.39% | −0.53 pp |
| Q1 2019 | 2019-03-31 | 2.69% | −0.04 pp |
| Q4 2018 | 2018-12-31 | 2.47% | +0.13 pp |
| Q3 2018 | 2018-09-30 | 2.93% | +0.64 pp |
| Q2 2018 | 2018-06-30 | 2.92% | +0.60 pp |
| Q1 2018 | 2018-03-31 | 2.73% | +0.59 pp |
| Q4 2017 | 2017-12-31 | 2.34% | +0.30 pp |
| Q3 2017 | 2017-09-30 | 2.28% | +0.28 pp |
| Q2 2017 | 2017-06-30 | 2.32% | +0.33 pp |
| Q1 2017 | 2017-03-31 | 2.14% | +0.08 pp |
| Q4 2016 | 2016-12-31 | 2.03% | +0.52 pp |
| Q3 2016 | 2016-09-30 | 2.01% | +0.34 pp |
| Q2 2016 | 2016-06-30 | 1.98% | −0.01 pp |
| Q1 2016 | 2016-03-31 | 2.06% | +0.20 pp |
| Q4 2015 | 2015-12-31 | 1.52% | −0.35 pp |
| Q3 2015 | 2015-09-30 | 1.67% | −0.33 pp |
| Q2 2015 | 2015-06-30 | 1.99% | +0.04 pp |
| Q1 2015 | 2015-03-31 | 1.86% | +0.06 pp |
| Q4 2014 | 2014-12-31 | 1.86% | −0.01 pp |
| Q3 2014 | 2014-09-30 | 2.00% | +0.08 pp |
| Q2 2014 | 2014-06-30 | 1.96% | +0.08 pp |
| Q1 2014 | 2014-03-31 | 1.80% | +0.03 pp |
| Q4 2013 | 2013-12-31 | 1.87% | +0.18 pp |
| Q3 2013 | 2013-09-30 | 1.92% | +0.06 pp |
| Q2 2013 | 2013-06-30 | 1.87% | +0.37 pp |
| Q1 2013 | 2013-03-31 | 1.77% | +0.33 pp |
| Q4 2012 | 2012-12-31 | 1.69% | +0.44 pp |
| Q3 2012 | 2012-09-30 | 1.85% | −0.16 pp |
| Q2 2012 | 2012-06-30 | 1.50% | +0.70 pp |
| Q1 2012 | 2012-03-31 | 1.44% | +0.30 pp |
| Q4 2011 | 2011-12-31 | 1.25% | +0.25 pp |
| Q3 2011 | 2011-09-30 | 2.01% | +0.57 pp |
| Q2 2011 | 2011-06-30 | 0.80% | −0.23 pp |
| Q1 2011 | 2011-03-31 | 1.14% | — |
| Q4 2010 | 2010-12-31 | 1.00% | — |
| Q3 2010 | 2010-09-30 | 1.44% | — |
| Q2 2010 | 2010-06-30 | 1.03% | — |
Wintrust Financial return on equity trends
Over the last five fiscal years, Wintrust Financial's return on equity increased from 7.51% to 12.11%, a change of +4.61 percentage points. The latest reported quarter, Q2 2026, shows 3.14%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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