Xp annual return on equity
2018
2019
2020
2021
2022
2023
2024
2025
Xp Return on Equity (ROE) Growth & History (XP)
Xp's return on equity was 23.72% for fiscal 2025.
View full Xp company overviewXp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 23.72% | +0.86 pp |
| 2024 | 2024-12-31 | 22.86% | +1.49 pp |
| 2023 | 2023-12-31 | 21.38% | −1.39 pp |
| 2022 | 2022-12-31 | 22.77% | −5.62 pp |
| 2021 | 2021-12-31 | 28.39% | +5.32 pp |
| 2020 | 2020-12-31 | 23.07% | −0.52 pp |
| 2019 | 2019-12-31 | 23.59% | −5.17 pp |
| 2018 | 2018-12-31 | 28.76% | — |
Xp quarterly return on equity
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 5.62% | −0.47 pp |
| Q1 2026 | 2026-03-31 | 5.43% | −0.59 pp |
| Q4 2025 | 2025-12-31 | 5.49% | — |
| Q3 2025 | 2025-09-30 | 5.75% | — |
| Q2 2025 | 2025-06-30 | 6.09% | — |
| Q1 2025 | 2025-03-31 | 6.02% | — |
Xp return on equity trends
Over the last five fiscal years, Xp's return on equity increased from 23.07% to 23.72%, a change of +0.65 percentage points. The latest reported quarter, Q2 2026, shows 5.62%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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