Zions Bancorporation, National Association annual free cash flow
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Zions Bancorporation, National Association Free Cash Flow (FCF) History (ZION)
Zions Bancorporation, National Association reported $952.0M in free cash flow for fiscal 2025, a decrease of 9.42% from the previous fiscal year, with a free cash flow margin of 179.96%.
View full Zions Bancorporation, National Association company overviewZions Bancorporation, National Association free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $952.0M | −$99.0M | −9.42% | +179.96% |
| 2024 | 2024-12-31 | $1.05B | $279.0M | +36.14% | +204.87% |
| 2023 | 2023-12-31 | $772.0M | −$508.0M | −39.69% | +153.48% |
| 2022 | 2022-12-31 | $1.28B | $857.0M | +202.60% | +258.59% |
| 2021 | 2021-12-31 | $423.0M | −$125.0M | −22.81% | +94.21% |
| 2020 | 2020-12-31 | $548.0M | −$32.0M | −5.52% | +136.32% |
| 2019 | 2019-12-31 | $580.0M | −$467.0M | −44.60% | +140.10% |
| 2018 | 2018-12-31 | $1.05B | $288.0M | +37.94% | +254.13% |
| 2017 | 2017-12-31 | $759.0M | $359.0M | +89.75% | +29.09% |
| 2016 | 2016-12-31 | $400.0M | $93.0M | +30.29% | +16.79% |
| 2015 | 2015-12-31 | $307.0M | $102.5M | +50.09% | +14.82% |
| 2014 | 2014-12-31 | $204.5M | −$542.0M | −72.60% | +9.41% |
| 2013 | 2013-12-31 | $746.5M | $79.2M | +11.87% | +36.71% |
| 2012 | 2012-12-31 | $667.3M | −$323.8M | −32.67% | +31.01% |
| 2011 | 2011-12-31 | $991.1M | −$401.5M | −28.83% | +43.96% |
| 2010 | 2010-12-31 | $1.39B | $431.2M | +44.86% | +64.24% |
| 2009 | 2009-12-31 | $961.3M | −$121.2M | −11.20% | +35.58% |
| 2008 | 2008-12-31 | $1.08B | — | — | +50.06% |
Zions Bancorporation, National Association quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $389.0M | $482.0M | — | +275.89% |
| Q1 2026 | 2026-03-31 | $398.0M | $246.0M | +161.84% | +297.01% |
| Q4 2025 | 2025-12-31 | $480.0M | −$9.0M | −1.84% | +360.90% |
| Q3 2025 | 2025-09-30 | $413.0M | $316.0M | +325.77% | +310.53% |
| Q2 2025 | 2025-06-30 | −$93.0M | −$327.0M | — | −71.54% |
| Q1 2025 | 2025-03-31 | $152.0M | −$79.0M | −34.20% | +114.29% |
| Q4 2024 | 2024-12-31 | $489.0M | $763.0M | — | +362.22% |
| Q3 2024 | 2024-09-30 | $97.0M | −$183.0M | −65.36% | +75.78% |
| Q2 2024 | 2024-06-30 | $234.0M | −$342.0M | −59.38% | +185.71% |
| Q1 2024 | 2024-03-31 | $231.0M | $41.0M | +21.58% | +186.29% |
| Q4 2023 | 2023-12-31 | −$274.0M | −$732.0M | — | −219.20% |
| Q3 2023 | 2023-09-30 | $280.0M | $160.0M | +133.33% | +222.22% |
| Q2 2023 | 2023-06-30 | $576.0M | $109.0M | +23.34% | +450.00% |
| Q1 2023 | 2023-03-31 | $190.0M | −$45.0M | −19.15% | +153.23% |
| Q4 2022 | 2022-12-31 | $458.0M | $345.0M | +305.31% | +366.40% |
| Q3 2022 | 2022-09-30 | $120.0M | $9.0M | +8.11% | +97.56% |
| Q2 2022 | 2022-06-30 | $467.0M | $699.0M | — | +379.67% |
| Q1 2022 | 2022-03-31 | $235.0M | −$196.0M | −45.48% | +189.52% |
| Q4 2021 | 2021-12-31 | $113.0M | −$10.0M | −8.13% | +94.17% |
| Q3 2021 | 2021-09-30 | $111.0M | $2.0M | +1.83% | +95.69% |
| Q2 2021 | 2021-06-30 | −$232.0M | −$423.0M | — | −209.01% |
| Q1 2021 | 2021-03-31 | $431.0M | $306.0M | +244.80% | +422.55% |
| Q4 2020 | 2020-12-31 | $123.0M | −$205.0M | −62.50% | +119.42% |
| Q3 2020 | 2020-09-30 | $109.0M | $17.0M | +18.48% | +107.92% |
| Q2 2020 | 2020-06-30 | $191.0M | −$36.0M | −15.86% | +203.19% |
| Q1 2020 | 2020-03-31 | $125.0M | $192.0M | — | +120.19% |
| Q4 2019 | 2019-12-31 | $328.0M | $16.0M | +5.13% | — |
| Q3 2019 | 2019-09-30 | $92.0M | −$259.0M | −73.79% | +86.79% |
| Q2 2019 | 2019-06-30 | $227.0M | $90.0M | +65.69% | +32.38% |
| Q1 2019 | 2019-03-31 | −$67.0M | −$314.0M | — | −9.46% |
| Q4 2018 | 2018-12-31 | $312.0M | $222.0M | +246.67% | — |
| Q3 2018 | 2018-09-30 | $351.0M | $163.0M | +86.70% | +50.07% |
| Q2 2018 | 2018-06-30 | $137.0M | −$14.0M | −9.27% | +19.97% |
| Q1 2018 | 2018-03-31 | $247.0M | −$83.0M | −25.15% | +36.32% |
| Q4 2017 | 2017-12-31 | $90.0M | −$37.0M | −29.13% | +13.49% |
| Q3 2017 | 2017-09-30 | $188.0M | $26.0M | +16.05% | +28.44% |
| Q2 2017 | 2017-06-30 | $151.0M | $207.0M | — | +22.88% |
| Q1 2017 | 2017-03-31 | $330.0M | $163.0M | +97.60% | +53.14% |
| Q4 2016 | 2016-12-31 | $127.0M | $100.3M | +374.86% | +20.89% |
| Q3 2016 | 2016-09-30 | $162.0M | −$11.8M | −6.78% | +26.38% |
| Q2 2016 | 2016-06-30 | −$56.0M | −$107.2M | — | −9.48% |
| Q1 2016 | 2016-03-31 | $167.0M | $111.7M | +202.08% | +29.30% |
| Q4 2015 | 2015-12-31 | $26.7M | $35.3M | — | +4.72% |
| Q3 2015 | 2015-09-30 | $173.8M | −$8.3M | −4.58% | +31.52% |
| Q2 2015 | 2015-06-30 | $51.2M | $73.6M | — | +12.22% |
| Q1 2015 | 2015-03-31 | $55.3M | $1.9M | +3.62% | +10.34% |
| Q4 2014 | 2014-12-31 | −$8.5M | −$55.7M | — | −1.56% |
| Q3 2014 | 2014-09-30 | $182.1M | −$70.0M | −27.76% | +34.17% |
| Q2 2014 | 2014-06-30 | −$22.4M | −$283.2M | — | −4.14% |
| Q1 2014 | 2014-03-31 | $53.4M | −$133.1M | −71.39% | +9.62% |
| Q4 2013 | 2013-12-31 | $47.2M | −$65.7M | −58.22% | +11.77% |
| Q3 2013 | 2013-09-30 | $252.1M | $173.7M | +221.47% | +46.88% |
| Q2 2013 | 2013-06-30 | $260.8M | $17.7M | +7.29% | +46.92% |
| Q1 2013 | 2013-03-31 | $186.5M | −$46.4M | −19.94% | +34.58% |
| Q4 2012 | 2012-12-31 | $112.9M | −$109.1M | −49.14% | +23.32% |
| Q3 2012 | 2012-09-30 | $78.4M | −$114.7M | −59.40% | +13.92% |
| Q2 2012 | 2012-06-30 | $243.1M | −$83.9M | −25.66% | +43.79% |
| Q1 2012 | 2012-03-31 | $232.9M | −$16.1M | −6.47% | +42.41% |
| Q4 2011 | 2011-12-31 | $222.0M | $18.8M | +9.27% | +39.62% |
| Q3 2011 | 2011-09-30 | $193.2M | −$153.8M | −44.33% | +32.65% |
| Q2 2011 | 2011-06-30 | $326.9M | $256.0M | +360.73% | +60.04% |
| Q1 2011 | 2011-03-31 | $249.0M | −$406.0M | −61.98% | +44.63% |
| Q4 2010 | 2010-12-31 | $203.1M | −$531.6M | −72.35% | +39.06% |
| Q3 2010 | 2010-09-30 | $347.0M | $141.9M | +69.22% | +61.73% |
| Q2 2010 | 2010-06-30 | $71.0M | — | — | +13.57% |
| Q1 2010 | 2010-03-31 | $655.0M | — | — | +116.36% |
| Q3 2009 | 2009-09-30 | $734.8M | — | — | +98.90% |
| Q2 2009 | 2009-06-30 | $205.1M | — | — | +18.53% |
Zions Bancorporation, National Association free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $548.0M to $952.0M, a compound annual growth rate of 11.68%. Zions Bancorporation, National Association's latest reported quarter, Q2 2026, generated $389.0M in free cash flow, an increase of $482.0M year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Zions Bancorporation, National Association filings at SEC.gov ↗