American Coastal Insurance Free Cash Flow (FCF) History (ACIC)
American Coastal Insurance reported $70.9M in free cash flow for fiscal 2025, a decrease of 70.89% from the previous fiscal year, with a free cash flow margin of 21.13%.
View full American Coastal Insurance company overviewAmerican Coastal Insurance free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $70.9M | −$172.6M | −70.89% | +21.13% |
| 2024 | 2024-12-31 | $243.5M | $379.7M | — | +82.08% |
| 2023 | 2023-12-31 | −$136.2M | $40.0M | — | −51.51% |
| 2022 | 2022-12-31 | −$176.2M | $124.5M | — | −79.47% |
| 2021 | 2021-12-31 | −$300.7M | −$279.3M | — | −131.47% |
| 2020 | 2020-12-31 | −$21.3M | −$148.4M | — | −2.52% |
| 2019 | 2019-12-31 | $127.1M | $105.4M | +486.04% | +15.41% |
| 2018 | 2018-12-31 | $21.7M | −$8.6M | −28.44% | +3.00% |
| 2017 | 2017-12-31 | $30.3M | −$32.3M | −51.58% | +4.63% |
| 2016 | 2016-12-31 | $62.6M | −$24.8M | −28.38% | +12.85% |
| 2015 | 2015-12-31 | $87.4M | $24.8M | +39.68% | +24.44% |
| 2014 | 2014-12-31 | $62.6M | −$45.3M | −42.01% | +22.33% |
| 2013 | 2013-12-31 | $107.9M | $72.4M | +203.81% | +51.85% |
| 2012 | 2012-12-31 | $35.5M | −$3.1M | −8.06% | +27.06% |
| 2011 | 2011-12-31 | $38.6M | $46.6M | — | +40.06% |
| 2010 | 2010-12-31 | −$8.0M | −$14.4M | — | −10.02% |
| 2009 | 2009-12-31 | $6.3M | — | — | +7.17% |
American Coastal Insurance quarterly free cash flow
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $58.3M | −$69.7M | −54.47% | +70.54% |
| Q1 2026 | 2026-03-31 | −$5.9M | −$32.2M | — | −8.24% |
| Q4 2025 | 2025-12-31 | −$47.8M | −$49.4M | — | −55.35% |
| Q3 2025 | 2025-09-30 | −$35.6M | −$26.6M | — | −39.40% |
| Q2 2025 | 2025-06-30 | $127.9M | $1.5M | +1.22% | +147.97% |
| Q1 2025 | 2025-03-31 | $26.3M | −$98.1M | −78.84% | +36.49% |
| Q4 2024 | 2024-12-31 | $1.6M | −$47.3M | −96.75% | +2.01% |
| Q3 2024 | 2024-09-30 | −$9.0M | −$56.8M | — | −10.95% |
| Q2 2024 | 2024-06-30 | $126.4M | $255.2M | — | +184.11% |
| Q1 2024 | 2024-03-31 | $124.5M | $228.8M | — | +186.92% |
| Q4 2023 | 2023-12-31 | $48.9M | $124.2M | — | +101.83% |
| Q3 2023 | 2023-09-30 | $47.9M | $154.6M | — | +91.10% |
| Q2 2023 | 2023-06-30 | −$128.8M | −$157.0M | — | −175.11% |
| Q1 2023 | 2023-03-31 | −$104.3M | −$82.0M | — | −115.50% |
| Q4 2022 | 2022-12-31 | −$75.3M | $112.0M | — | — |
| Q3 2022 | 2022-09-30 | −$106.8M | −$24.2M | — | −86.26% |
| Q2 2022 | 2022-06-30 | $28.2M | −$8.6M | −23.25% | +24.38% |
| Q1 2022 | 2022-03-31 | −$22.3M | $45.2M | — | −38.16% |
| Q4 2021 | 2021-12-31 | −$187.3M | −$10.9M | — | — |
| Q3 2021 | 2021-09-30 | −$82.6M | −$106.1M | — | −50.77% |
| Q2 2021 | 2021-06-30 | $36.8M | −$80.9M | −68.76% | +23.66% |
| Q1 2021 | 2021-03-31 | −$67.5M | −$81.5M | — | −41.73% |
| Q4 2020 | 2020-12-31 | −$176.4M | −$91.9M | — | −73.15% |
| Q3 2020 | 2020-09-30 | $23.4M | −$15.2M | −39.37% | +11.01% |
| Q2 2020 | 2020-06-30 | $117.7M | −$61.1M | −34.16% | +54.40% |
| Q1 2020 | 2020-03-31 | $14.0M | $19.7M | — | +7.93% |
| Q4 2019 | 2019-12-31 | −$84.6M | $12.6M | — | −40.19% |
| Q3 2019 | 2019-09-30 | $38.6M | −$3.7M | −8.67% | +18.61% |
| Q2 2019 | 2019-06-30 | $178.8M | $85.5M | +91.54% | +87.32% |
| Q1 2019 | 2019-03-31 | −$5.8M | $11.0M | — | −2.85% |
| Q4 2018 | 2018-12-31 | −$97.2M | −$47.4M | — | −56.17% |
| Q3 2018 | 2018-09-30 | $42.3M | $16.8M | +65.88% | +22.55% |
| Q2 2018 | 2018-06-30 | $93.4M | $33.6M | +56.29% | +50.97% |
| Q1 2018 | 2018-03-31 | −$16.8M | −$11.6M | — | −9.31% |
| Q4 2017 | 2017-12-31 | −$49.8M | −$25.8M | — | −27.27% |
| Q3 2017 | 2017-09-30 | $25.5M | −$10.9M | −30.03% | +14.90% |
| Q2 2017 | 2017-06-30 | $59.7M | $49.0M | +457.16% | +33.54% |
| Q1 2017 | 2017-03-31 | −$5.1M | −$44.6M | — | −4.19% |
| Q4 2016 | 2016-12-31 | −$24.0M | −$36.4M | — | −18.26% |
| Q3 2016 | 2016-09-30 | $36.5M | $10.1M | +38.46% | +28.66% |
| Q2 2016 | 2016-06-30 | $10.7M | −$21.7M | −66.88% | +8.87% |
| Q1 2016 | 2016-03-31 | $39.4M | $23.1M | +142.18% | +36.65% |
| Q4 2015 | 2015-12-31 | $12.4M | $7.1M | +133.53% | +12.42% |
| Q3 2015 | 2015-09-30 | $26.3M | $15.8M | +150.10% | +29.32% |
| Q2 2015 | 2015-06-30 | $32.4M | $1.9M | +6.28% | +37.93% |
| Q1 2015 | 2015-03-31 | $16.3M | $12,000 | +0.07% | +19.75% |
| Q4 2014 | 2014-12-31 | $5.3M | −$24.1M | −81.91% | +6.99% |
| Q3 2014 | 2014-09-30 | $10.5M | $2.4M | +28.79% | +15.29% |
| Q2 2014 | 2014-06-30 | $30.5M | −$7.7M | −20.21% | +44.99% |
| Q1 2014 | 2014-03-31 | $16.3M | −$15.9M | −49.38% | +24.09% |
| Q4 2013 | 2013-12-31 | $29.4M | $46.1M | — | +46.37% |
| Q3 2013 | 2013-09-30 | $8.2M | $9.3M | — | +15.77% |
| Q2 2013 | 2013-06-30 | $38.2M | $4.0M | +11.65% | +78.47% |
| Q1 2013 | 2013-03-31 | $32.1M | $13.1M | +68.52% | +72.75% |
| Q4 2012 | 2012-12-31 | −$16.7M | −$550,000 | — | −43.96% |
| Q3 2012 | 2012-09-30 | −$1.1M | −$6.3M | — | −3.36% |
| Q2 2012 | 2012-06-30 | $34.2M | −$333,000 | −0.96% | +108.33% |
| Q1 2012 | 2012-03-31 | $19.1M | $4.0M | +26.82% | +64.63% |
| Q4 2011 | 2011-12-31 | −$16.1M | −$996,000 | — | −60.88% |
| Q3 2011 | 2011-09-30 | $5.2M | — | — | +20.32% |
| Q2 2011 | 2011-06-30 | $34.5M | — | — | +143.88% |
| Q1 2011 | 2011-03-31 | $15.0M | — | — | +73.46% |
| Q3 2010 | 2010-09-30 | −$15.1M | — | — | −75.57% |
American Coastal Insurance free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from −$21.3M to $70.9M, a net increase of $92.2M. American Coastal Insurance's latest reported quarter, Q2 2026, generated $58.3M in free cash flow, a decrease of 54.47% year over year.
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review American Coastal Insurance filings at SEC.gov ↗