American Coastal Insurance Free Cash Flow (FCF) History (ACIC)

American Coastal Insurance reported $70.9M in free cash flow for fiscal 2025, a decrease of 70.89% from the previous fiscal year, with a free cash flow margin of 21.13%.

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American Coastal Insurance free cash flow by year

American Coastal Insurance annual free cash flow

Fiscal yearPeriod endedFree cash flowChangeGrowthFCF margin
20252025-12-31$70.9M−$172.6M−70.89%+21.13%
20242024-12-31$243.5M$379.7M+82.08%
20232023-12-31−$136.2M$40.0M−51.51%
20222022-12-31−$176.2M$124.5M−79.47%
20212021-12-31−$300.7M−$279.3M−131.47%
20202020-12-31−$21.3M−$148.4M−2.52%
20192019-12-31$127.1M$105.4M+486.04%+15.41%
20182018-12-31$21.7M−$8.6M−28.44%+3.00%
20172017-12-31$30.3M−$32.3M−51.58%+4.63%
20162016-12-31$62.6M−$24.8M−28.38%+12.85%
20152015-12-31$87.4M$24.8M+39.68%+24.44%
20142014-12-31$62.6M−$45.3M−42.01%+22.33%
20132013-12-31$107.9M$72.4M+203.81%+51.85%
20122012-12-31$35.5M−$3.1M−8.06%+27.06%
20112011-12-31$38.6M$46.6M+40.06%
20102010-12-31−$8.0M−$14.4M−10.02%
20092009-12-31$6.3M+7.17%

American Coastal Insurance free cash flow growth trends

Over the last five reported fiscal years, free cash flow grew from −$21.3M to $70.9M, a net increase of $92.2M. American Coastal Insurance's latest reported quarter, Q2 2026, generated $58.3M in free cash flow, a decrease of 54.47% year over year.

About the metric

What free cash flow means

Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.

Calculation and source

How free cash flow is calculated

TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.

Review American Coastal Insurance filings at SEC.gov ↗