American Coastal Insurance Free Cash Flow (FCF) History (ACIC)

American Coastal Insurance reported $70.9M in free cash flow for fiscal 2025, a decrease of 70.89% from the previous fiscal year, with a free cash flow margin of 21.13%.

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American Coastal Insurance free cash flow by year

American Coastal Insurance annual free cash flow

Fiscal yearPeriod endedFree cash flowChangeGrowthFCF margin
20252025-12-31$70.9M−$172.6M−70.89%+21.13%
20242024-12-31$243.5M$379.7M—+82.08%
20232023-12-31−$136.2M$40.0M—−51.51%
20222022-12-31−$176.2M$124.5M—−79.47%
20212021-12-31−$300.7M−$279.3M—−131.47%
20202020-12-31−$21.3M−$148.4M—−2.52%
20192019-12-31$127.1M$105.4M+486.04%+15.41%
20182018-12-31$21.7M−$8.6M−28.44%+3.00%
20172017-12-31$30.3M−$32.3M−51.58%+4.63%
20162016-12-31$62.6M−$24.8M−28.38%+12.85%
20152015-12-31$87.4M$24.8M+39.68%+24.44%
20142014-12-31$62.6M−$45.3M−42.01%+22.33%
20132013-12-31$107.9M$72.4M+203.81%+51.85%
20122012-12-31$35.5M−$3.1M−8.06%+27.06%
20112011-12-31$38.6M$46.6M—+40.06%
20102010-12-31−$8.0M−$14.4M—−10.02%
20092009-12-31$6.3M——+7.17%

American Coastal Insurance free cash flow growth trends

Over the last five reported fiscal years, free cash flow grew from −$21.3M to $70.9M, a net increase of $92.2M. American Coastal Insurance's latest reported quarter, Q2 2026, generated $58.3M in free cash flow, a decrease of 54.47% year over year.

About the metric

What free cash flow means

Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.

Calculation and source

How free cash flow is calculated

TickerStat calculates free cash flow as reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.

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