Acnb annual debt-to-equity ratio
2010
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2025
Acnb Debt-to-Equity Ratio Growth & History (ACNB)
Acnb's debt-to-equity ratio was 0.77 for fiscal 2025.
View full Acnb company overviewAcnb annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.77 | −0.13 | −14.44% |
| 2024 | 2024-12-31 | 0.90 | −0.02 | −1.64% |
| 2023 | 2023-12-31 | 0.92 | 0.65 | +240.34% |
| 2022 | 2022-12-31 | 0.27 | 0.00 | +0.34% |
| 2021 | 2021-12-31 | 0.27 | −0.10 | −27.25% |
| 2020 | 2020-12-31 | 0.37 | −0.18 | −32.15% |
| 2019 | 2019-12-31 | 0.54 | −0.16 | −22.49% |
| 2018 | 2018-12-31 | 0.70 | −0.15 | −17.72% |
| 2017 | 2017-12-31 | 0.85 | −0.05 | −5.78% |
| 2016 | 2016-12-31 | 0.91 | −0.07 | −6.90% |
| 2015 | 2015-12-31 | 0.97 | −0.18 | −15.40% |
| 2014 | 2014-12-31 | 1.15 | −0.08 | −6.70% |
| 2013 | 2013-12-31 | 1.23 | 0.17 | +16.47% |
| 2012 | 2012-12-31 | 1.06 | −0.14 | −11.87% |
| 2011 | 2011-12-31 | 1.20 | −0.08 | −6.55% |
| 2010 | 2010-12-31 | 1.29 | — | — |
Acnb quarterly debt-to-equity ratio
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Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.77 | 0.01 | +0.75% |
| Q1 2026 | 2026-03-31 | 0.67 | −0.12 | −15.55% |
| Q4 2025 | 2025-12-31 | 0.77 | −0.13 | −14.44% |
| Q3 2025 | 2025-09-30 | 0.83 | −0.13 | −13.41% |
| Q2 2025 | 2025-06-30 | 0.77 | −0.29 | −27.55% |
| Q1 2025 | 2025-03-31 | 0.79 | −0.19 | −19.69% |
| Q4 2024 | 2024-12-31 | 0.90 | −0.02 | −1.64% |
| Q3 2024 | 2024-09-30 | 0.96 | 0.35 | +57.52% |
| Q2 2024 | 2024-06-30 | 1.06 | 0.53 | +100.79% |
| Q1 2024 | 2024-03-31 | 0.98 | 0.67 | +217.06% |
| Q4 2023 | 2023-12-31 | 0.92 | 0.65 | +240.34% |
| Q3 2023 | 2023-09-30 | 0.61 | 0.31 | +105.67% |
| Q2 2023 | 2023-06-30 | 0.53 | 0.30 | +130.17% |
| Q1 2023 | 2023-03-31 | 0.31 | 0.06 | +25.12% |
| Q4 2022 | 2022-12-31 | 0.27 | 0.00 | +0.34% |
| Q3 2022 | 2022-09-30 | 0.30 | −0.04 | −10.67% |
| Q2 2022 | 2022-06-30 | 0.23 | −0.10 | −30.62% |
| Q1 2022 | 2022-03-31 | 0.25 | −0.14 | −36.12% |
| Q4 2021 | 2021-12-31 | 0.27 | −0.10 | −27.25% |
| Q3 2021 | 2021-09-30 | 0.33 | −0.11 | −24.54% |
| Q2 2021 | 2021-06-30 | 0.33 | −0.09 | −21.28% |
| Q1 2021 | 2021-03-31 | 0.39 | −0.03 | −7.81% |
| Q4 2020 | 2020-12-31 | 0.37 | −0.18 | −32.15% |
| Q3 2020 | 2020-09-30 | 0.44 | −0.19 | −30.06% |
| Q2 2020 | 2020-06-30 | 0.42 | −0.17 | −28.46% |
| Q1 2020 | 2020-03-31 | 0.42 | −0.25 | −36.98% |
| Q4 2019 | 2019-12-31 | 0.54 | −0.16 | −22.49% |
| Q3 2019 | 2019-09-30 | 0.63 | −0.12 | −15.90% |
| Q2 2019 | 2019-06-30 | 0.59 | −0.14 | −19.08% |
| Q1 2019 | 2019-03-31 | 0.67 | −0.15 | −18.84% |
| Q4 2018 | 2018-12-31 | 0.70 | −0.15 | −17.72% |
| Q3 2018 | 2018-09-30 | 0.75 | −0.10 | −12.12% |
| Q2 2018 | 2018-06-30 | 0.73 | −0.30 | −29.12% |
| Q1 2018 | 2018-03-31 | 0.82 | −0.15 | −15.27% |
| Q4 2017 | 2017-12-31 | 0.85 | −0.05 | −5.78% |
| Q3 2017 | 2017-09-30 | 0.85 | −0.07 | −8.09% |
| Q2 2017 | 2017-06-30 | 1.02 | 0.04 | +4.56% |
| Q1 2017 | 2017-03-31 | 0.97 | 0.00 | +0.42% |
| Q4 2016 | 2016-12-31 | 0.91 | −0.07 | −6.90% |
| Q3 2016 | 2016-09-30 | 0.93 | −0.06 | −6.16% |
| Q2 2016 | 2016-06-30 | 0.98 | −0.02 | −2.43% |
| Q1 2016 | 2016-03-31 | 0.97 | −0.05 | −5.05% |
| Q4 2015 | 2015-12-31 | 0.97 | −0.18 | −15.40% |
| Q3 2015 | 2015-09-30 | 0.99 | −0.12 | −10.47% |
| Q2 2015 | 2015-06-30 | 1.00 | −0.07 | −6.76% |
| Q1 2015 | 2015-03-31 | 1.02 | −0.04 | −3.55% |
| Q4 2014 | 2014-12-31 | 1.15 | −0.08 | −6.70% |
| Q3 2014 | 2014-09-30 | 1.10 | 0.08 | +8.13% |
| Q2 2014 | 2014-06-30 | 1.08 | 0.05 | +5.17% |
| Q1 2014 | 2014-03-31 | 1.06 | 0.12 | +13.42% |
| Q4 2013 | 2013-12-31 | 1.23 | 0.17 | +16.47% |
| Q3 2013 | 2013-09-30 | 1.02 | −0.19 | −15.56% |
| Q2 2013 | 2013-06-30 | 1.02 | −0.21 | −16.73% |
| Q1 2013 | 2013-03-31 | 0.93 | −0.33 | −26.39% |
| Q4 2012 | 2012-12-31 | 1.06 | −0.14 | −11.87% |
| Q3 2012 | 2012-09-30 | 1.21 | 0.05 | +4.18% |
| Q2 2012 | 2012-06-30 | 1.23 | −0.05 | −3.80% |
| Q1 2012 | 2012-03-31 | 1.26 | — | — |
| Q4 2011 | 2011-12-31 | 1.20 | −0.08 | −6.55% |
| Q3 2011 | 2011-09-30 | 1.16 | — | — |
| Q2 2011 | 2011-06-30 | 1.28 | — | — |
| Q4 2010 | 2010-12-31 | 1.29 | — | — |
Acnb debt-to-equity ratio trends
Over the last five fiscal years, Acnb's debt-to-equity ratio increased from 0.37 to 0.77, a change of 0.40. The latest reported quarter, Q2 2026, shows 0.77.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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