Acnb Return on Equity (ROE) Growth & History (ACNB)
Acnb's return on equity was 10.25% for fiscal 2025.
View full Acnb company overviewAcnb annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 10.25% | −0.72 pp |
| 2024 | 2024-12-31 | 10.97% | −1.16 pp |
| 2023 | 2023-12-31 | 12.13% | −1.70 pp |
| 2022 | 2022-12-31 | 13.83% | +3.32 pp |
| 2021 | 2021-12-31 | 10.50% | +2.28 pp |
| 2020 | 2020-12-31 | 8.22% | −5.04 pp |
| 2019 | 2019-12-31 | 13.26% | −0.24 pp |
| 2018 | 2018-12-31 | 13.50% | +6.36 pp |
| 2017 | 2017-12-31 | 7.14% | −2.12 pp |
| 2016 | 2016-12-31 | 9.26% | −0.55 pp |
| 2015 | 2015-12-31 | 9.80% | +0.31 pp |
| 2014 | 2014-12-31 | 9.49% | +0.54 pp |
| 2013 | 2013-12-31 | 8.95% | +0.01 pp |
| 2012 | 2012-12-31 | 8.94% | +0.05 pp |
| 2011 | 2011-12-31 | 8.89% | −0.36 pp |
| 2010 | 2010-12-31 | 9.25% | — |
Acnb quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.59% | +0.61 pp |
| Q1 2026 | 2026-03-31 | 3.24% | +3.32 pp |
| Q4 2025 | 2025-12-31 | 2.61% | +0.45 pp |
| Q3 2025 | 2025-09-30 | 3.70% | +1.28 pp |
| Q2 2025 | 2025-06-30 | 2.98% | −0.98 pp |
| Q1 2025 | 2025-03-31 | −0.08% | −2.51 pp |
| Q4 2024 | 2024-12-31 | 2.16% | +0.63 pp |
| Q3 2024 | 2024-09-30 | 2.42% | −1.11 pp |
| Q2 2024 | 2024-06-30 | 3.96% | +0.25 pp |
| Q1 2024 | 2024-03-31 | 2.43% | −1.17 pp |
| Q4 2023 | 2023-12-31 | 1.54% | −2.74 pp |
| Q3 2023 | 2023-09-30 | 3.53% | −0.78 pp |
| Q2 2023 | 2023-06-30 | 3.71% | +0.28 pp |
| Q1 2023 | 2023-03-31 | 3.60% | +1.10 pp |
| Q4 2022 | 2022-12-31 | 4.27% | +2.61 pp |
| Q3 2022 | 2022-09-30 | 4.31% | +1.56 pp |
| Q2 2022 | 2022-06-30 | 3.43% | +0.18 pp |
| Q1 2022 | 2022-03-31 | 2.50% | −0.40 pp |
| Q4 2021 | 2021-12-31 | 1.66% | −1.08 pp |
| Q3 2021 | 2021-09-30 | 2.75% | +0.08 pp |
| Q2 2021 | 2021-06-30 | 3.25% | +0.92 pp |
| Q1 2021 | 2021-03-31 | 2.90% | +3.46 pp |
| Q4 2020 | 2020-12-31 | 2.74% | +0.03 pp |
| Q3 2020 | 2020-09-30 | 2.66% | −0.78 pp |
| Q2 2020 | 2020-06-30 | 2.32% | −1.32 pp |
| Q1 2020 | 2020-03-31 | −0.56% | −3.99 pp |
| Q4 2019 | 2019-12-31 | 2.71% | −0.47 pp |
| Q3 2019 | 2019-09-30 | 3.44% | −0.28 pp |
| Q2 2019 | 2019-06-30 | 3.65% | +0.17 pp |
| Q1 2019 | 2019-03-31 | 3.43% | +0.27 pp |
| Q4 2018 | 2018-12-31 | 3.18% | +1.54 pp |
| Q3 2018 | 2018-09-30 | 3.72% | +2.34 pp |
| Q2 2018 | 2018-06-30 | 3.48% | +1.26 pp |
| Q1 2018 | 2018-03-31 | 3.16% | +0.98 pp |
| Q4 2017 | 2017-12-31 | 1.64% | −0.50 pp |
| Q3 2017 | 2017-09-30 | 1.38% | −0.93 pp |
| Q2 2017 | 2017-06-30 | 2.22% | −0.31 pp |
| Q1 2017 | 2017-03-31 | 2.18% | −0.02 pp |
| Q4 2016 | 2016-12-31 | 2.14% | −0.35 pp |
| Q3 2016 | 2016-09-30 | 2.31% | −0.17 pp |
| Q2 2016 | 2016-06-30 | 2.52% | +0.02 pp |
| Q1 2016 | 2016-03-31 | 2.20% | −0.10 pp |
| Q4 2015 | 2015-12-31 | 2.49% | +0.27 pp |
| Q3 2015 | 2015-09-30 | 2.47% | +0.11 pp |
| Q2 2015 | 2015-06-30 | 2.50% | +0.01 pp |
| Q1 2015 | 2015-03-31 | 2.29% | −0.00 pp |
| Q4 2014 | 2014-12-31 | 2.22% | +0.06 pp |
| Q3 2014 | 2014-09-30 | 2.36% | +0.11 pp |
| Q2 2014 | 2014-06-30 | 2.50% | +0.22 pp |
| Q1 2014 | 2014-03-31 | 2.30% | −0.08 pp |
| Q4 2013 | 2013-12-31 | 2.16% | −0.02 pp |
| Q3 2013 | 2013-09-30 | 2.25% | −0.03 pp |
| Q2 2013 | 2013-06-30 | 2.28% | +0.13 pp |
| Q1 2013 | 2013-03-31 | 2.38% | +0.09 pp |
| Q4 2012 | 2012-12-31 | 2.19% | +0.40 pp |
| Q3 2012 | 2012-09-30 | 2.29% | +0.07 pp |
| Q2 2012 | 2012-06-30 | 2.14% | −0.06 pp |
| Q1 2012 | 2012-03-31 | 2.28% | — |
| Q4 2011 | 2011-12-31 | 1.78% | — |
| Q3 2011 | 2011-09-30 | 2.22% | — |
| Q2 2011 | 2011-06-30 | 2.20% | — |
Acnb return on equity trends
Over the last five fiscal years, Acnb's return on equity increased from 8.22% to 10.25%, a change of +2.02 percentage points. The latest reported quarter, Q2 2026, shows 3.59%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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