Affirm Holdings EBITDA Margin Growth & History (AFRM)
Affirm Holdings's ebitda margin was 49.89% for fiscal 2026.
View full Affirm Holdings company overviewAffirm Holdings annual ebitda margin history
2019
2020
2021
2022
2023
2024
2025
2026
| Fiscal year | Period ended | EBITDA margin | Change (percentage points) |
|---|---|---|---|
| 2026 | 2026-06-30 | 49.89% | +37.52 pp |
| 2025 | 2025-06-30 | 12.37% | +66.46 pp |
| 2024 | 2024-06-30 | −54.09% | +115.98 pp |
| 2023 | 2023-06-30 | −170.07% | −24.63 pp |
| 2022 | 2022-06-30 | −145.44% | −60.75 pp |
| 2021 | 2021-06-30 | −84.70% | −49.08 pp |
| 2020 | 2020-06-30 | −35.62% | +51.48 pp |
| 2019 | 2019-06-30 | −87.10% | — |
Affirm Holdings quarterly ebitda margin
Q3.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
| Fiscal quarter | Period ended | EBITDA margin | Change (percentage points) |
|---|---|---|---|
| Q4 2026 | 2026-06-30 | 60.54% | +20.72 pp |
| Q3 2026 | 2026-03-31 | 48.88% | +30.14 pp |
| Q2 2026 | 2025-12-31 | 48.13% | +31.45 pp |
| Q1 2026 | 2025-09-30 | 40.25% | +77.31 pp |
| Q4 2025 | 2025-06-30 | 39.82% | +43.42 pp |
| Q3 2025 | 2025-03-31 | 18.74% | +82.23 pp |
| Q2 2025 | 2024-12-31 | 16.69% | +80.67 pp |
| Q1 2025 | 2024-09-30 | −37.06% | +57.31 pp |
| Q4 2024 | 2024-06-30 | −3.60% | +110.69 pp |
| Q3 2024 | 2024-03-31 | −63.49% | +113.35 pp |
| Q2 2024 | 2023-12-31 | −63.98% | +142.31 pp |
| Q1 2024 | 2023-09-30 | −94.37% | +96.25 pp |
| Q4 2023 | 2023-06-30 | −114.30% | +59.46 pp |
| Q3 2023 | 2023-03-31 | −176.83% | −28.83 pp |
| Q2 2023 | 2022-12-31 | −206.29% | −86.38 pp |
| Q1 2023 | 2022-09-30 | −190.61% | −51.30 pp |
| Q4 2022 | 2022-06-30 | −173.75% | −75.20 pp |
| Q3 2022 | 2022-03-31 | −148.00% | +34.75 pp |
| Q2 2022 | 2021-12-31 | −119.91% | −98.71 pp |
| Q1 2022 | 2021-09-30 | −139.32% | −109.51 pp |
| Q4 2021 | 2021-06-30 | −98.56% | — |
| Q3 2021 | 2021-03-31 | −182.75% | −75.45 pp |
| Q2 2021 | 2020-12-31 | −21.21% | — |
| Q1 2021 | 2020-09-30 | −29.81% | — |
| Q3 2020 | 2020-03-31 | −107.30% | — |
Affirm Holdings ebitda margin trends
Over the last five fiscal years, Affirm Holdings's ebitda margin increased from −84.70% to 49.89%, a change of +134.58 percentage points. The latest reported quarter, Q4 2026, shows 60.54%.
About the metric
What EBITDA margin means
EBITDA margin measures EBITDA as a percentage of revenue. It can help compare operating profitability over time, but it excludes capital intensity, financing costs, taxes, and other items and is generally unsuitable for financial companies.
Calculation and source
How EBITDA margin is calculated
TickerStat calculates EBITDA margin as EBITDA divided by positive reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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