Affirm Holdings annual net debt
2020
2021
2022
2023
2024
2025
2026
Affirm Holdings Net Debt Growth & History (AFRM)
Affirm Holdings's net debt was $8.19B for fiscal 2026.
View full Affirm Holdings company overviewAffirm Holdings annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-06-30 | $8.19B | $1.91B | +30.32% |
| 2025 | 2025-06-30 | $6.29B | $5.42B | +628.27% |
| 2024 | 2024-06-30 | $863.3M | $1.70B | — |
| 2023 | 2023-06-30 | −$839.5M | $350.0M | — |
| 2022 | 2022-06-30 | −$1.19B | $202.1M | — |
| 2021 | 2021-06-30 | −$1.39B | −$1.12B | — |
| 2020 | 2020-06-30 | −$267.1M | — | — |
Affirm Holdings quarterly net debt
Q4.20
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q4 2026 | 2026-06-30 | $8.19B | $1.91B | +30.32% |
| Q3 2026 | 2026-03-31 | $7.19B | $1.36B | +23.31% |
| Q2 2026 | 2025-12-31 | $7.52B | $1.39B | +22.57% |
| Q1 2026 | 2025-09-30 | $6.34B | $7.35B | — |
| Q4 2025 | 2025-06-30 | $6.29B | $5.42B | +628.27% |
| Q3 2025 | 2025-03-31 | $5.83B | $7.06B | — |
| Q2 2025 | 2024-12-31 | $6.14B | $7.13B | — |
| Q1 2025 | 2024-09-30 | −$1.01B | $19.9M | — |
| Q4 2024 | 2024-06-30 | $863.3M | $1.70B | — |
| Q3 2024 | 2024-03-31 | −$1.23B | −$313.2M | — |
| Q2 2024 | 2023-12-31 | −$991.2M | $391.6M | — |
| Q1 2024 | 2023-09-30 | −$1.03B | $437.7M | — |
| Q4 2023 | 2023-06-30 | −$839.5M | $350.0M | — |
| Q3 2023 | 2023-03-31 | −$916.5M | $1.28B | — |
| Q2 2023 | 2022-12-31 | −$1.38B | $1.11B | — |
| Q1 2023 | 2022-09-30 | −$1.47B | −$102.7M | — |
| Q4 2022 | 2022-06-30 | −$1.19B | $202.1M | — |
| Q3 2022 | 2022-03-31 | −$2.19B | −$646.6M | — |
| Q2 2022 | 2021-12-31 | −$2.50B | −$1.98B | — |
| Q1 2022 | 2021-09-30 | −$1.37B | — | — |
| Q4 2021 | 2021-06-30 | −$1.39B | −$1.12B | — |
| Q3 2021 | 2021-03-31 | −$1.55B | — | — |
| Q2 2021 | 2020-12-31 | −$520.7M | — | — |
| Q4 2020 | 2020-06-30 | −$267.1M | — | — |
Affirm Holdings net debt trends
Over the last five fiscal years, Affirm Holdings's net debt increased from −$1.39B to $8.19B, a change of $9.58B. The latest reported quarter, Q4 2026, shows $8.19B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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