Affirm Holdings annual return on equity
2021
2022
2023
2024
2025
2026
Affirm Holdings Return on Equity (ROE) Growth & History (AFRM)
Affirm Holdings's return on equity was 45.13% for fiscal 2026.
View full Affirm Holdings company overviewAffirm Holdings annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2026 | 2026-06-30 | 45.13% | +43.33 pp |
| 2025 | 2025-06-30 | 1.80% | +21.46 pp |
| 2024 | 2024-06-30 | −19.66% | +18.58 pp |
| 2023 | 2023-06-30 | −38.25% | −11.01 pp |
| 2022 | 2022-06-30 | −27.24% | +12.70 pp |
| 2021 | 2021-06-30 | −39.94% | — |
Affirm Holdings quarterly return on equity
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q4 2026 | 2026-06-30 | 34.89% | +32.56 pp |
| Q3 2026 | 2026-03-31 | 2.81% | +2.71 pp |
| Q2 2026 | 2025-12-31 | 3.79% | +0.93 pp |
| Q1 2026 | 2025-09-30 | 2.53% | +6.13 pp |
| Q4 2025 | 2025-06-30 | 2.33% | +4.02 pp |
| Q3 2025 | 2025-03-31 | 0.10% | +5.19 pp |
| Q2 2025 | 2024-12-31 | 2.86% | +9.28 pp |
| Q1 2025 | 2024-09-30 | −3.60% | +3.14 pp |
| Q4 2024 | 2024-06-30 | −1.69% | +6.48 pp |
| Q3 2024 | 2024-03-31 | −5.09% | +3.10 pp |
| Q2 2024 | 2023-12-31 | −6.42% | +6.29 pp |
| Q1 2024 | 2023-09-30 | −6.74% | +2.96 pp |
| Q4 2023 | 2023-06-30 | −8.16% | −0.99 pp |
| Q3 2023 | 2023-03-31 | −8.19% | −6.02 pp |
| Q2 2023 | 2022-12-31 | −12.71% | −6.12 pp |
| Q1 2023 | 2022-09-30 | −9.70% | +2.68 pp |
| Q4 2022 | 2022-06-30 | −7.18% | −2.22 pp |
| Q3 2022 | 2022-03-31 | −2.17% | +25.67 pp |
| Q2 2022 | 2021-12-31 | −6.59% | — |
| Q1 2022 | 2021-09-30 | −12.38% | — |
| Q4 2021 | 2021-06-30 | −4.96% | — |
| Q3 2021 | 2021-03-31 | −27.84% | — |
Affirm Holdings return on equity trends
Over the last five fiscal years, Affirm Holdings's return on equity increased from −39.94% to 45.13%, a change of +85.07 percentage points. The latest reported quarter, Q4 2026, shows 34.89%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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