Affirm Holdings Working Capital Growth & History (AFRM)
Affirm Holdings's working capital was $12.54B for fiscal 2026.
View full Affirm Holdings company overviewAffirm Holdings annual working capital history
| Fiscal year | Period ended | Working capital | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-06-30 | $12.54B | $2.97B | +30.99% |
| 2025 | 2025-06-30 | $9.57B | $1.49B | +18.43% |
| 2024 | 2024-06-30 | $8.08B | $1.28B | +18.78% |
| 2023 | 2023-06-30 | $6.81B | $1.24B | +22.21% |
| 2022 | 2022-06-30 | $5.57B | — | — |
Affirm Holdings quarterly working capital
| Fiscal quarter | Period ended | Working capital | Change | YoY change |
|---|---|---|---|---|
| Q4 2026 | 2026-06-30 | $12.54B | $2.97B | +30.99% |
| Q3 2026 | 2026-03-31 | $11.43B | $2.49B | +27.88% |
| Q2 2026 | 2025-12-31 | $11.30B | — | — |
| Q1 2026 | 2025-09-30 | $9.92B | — | — |
| Q4 2025 | 2025-06-30 | $9.57B | — | — |
| Q3 2025 | 2025-03-31 | $8.94B | — | — |
Affirm Holdings working capital trends
Between the periods ended 2022-06-30 and 2026-06-30, Affirm Holdings's working capital increased from $5.57B to $12.54B, a change of $6.97B. The latest reported quarter, Q4 2026, shows $12.54B.
What working capital means
Working capital is the difference between current assets and current liabilities. It provides a snapshot of short-term operating liquidity, although negative working capital can be normal for some business models and the measure is often not meaningful for banks.
How working capital is calculated
TickerStat calculates working capital as reported current assets minus reported current liabilities at the same balance-sheet date. Missing current classifications are not assumed to be zero. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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