Credit Acceptance annual ebitda margin
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2025
Credit Acceptance EBITDA Margin Growth & History (CACC)
Credit Acceptance's ebitda margin was 24.56% for fiscal 2025.
View full Credit Acceptance company overviewCredit Acceptance annual ebitda margin history
| Fiscal year | Period ended | EBITDA margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 24.56% | +9.01 pp |
| 2024 | 2024-12-31 | 15.55% | −4.25 pp |
| 2023 | 2023-12-31 | 19.80% | −19.53 pp |
| 2022 | 2022-12-31 | 39.33% | −29.13 pp |
| 2021 | 2021-12-31 | 68.46% | +35.01 pp |
| 2020 | 2020-12-31 | 33.45% | −24.53 pp |
| 2019 | 2019-12-31 | 57.97% | −1.17 pp |
| 2018 | 2018-12-31 | 59.15% | +6.01 pp |
| 2017 | 2017-12-31 | 53.14% | −2.30 pp |
| 2016 | 2016-12-31 | 55.44% | −2.75 pp |
| 2015 | 2015-12-31 | 58.18% | −0.75 pp |
| 2014 | 2014-12-31 | 58.94% | −0.23 pp |
| 2013 | 2013-12-31 | 59.17% | +2.01 pp |
| 2012 | 2012-12-31 | 57.16% | −0.06 pp |
| 2011 | 2011-12-31 | 57.22% | −1.12 pp |
| 2010 | 2010-12-31 | 58.34% | −3.18 pp |
| 2009 | 2009-12-31 | 61.52% | — |
Credit Acceptance quarterly ebitda margin
Q3.10
Q1.11
Q2.11
Q3.11
Q4.11
Q1.12
Q2.12
Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | EBITDA margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 28.82% | +8.49 pp |
| Q1 2026 | 2026-03-31 | 30.29% | +5.27 pp |
| Q4 2025 | 2025-12-31 | 27.19% | −6.93 pp |
| Q3 2025 | 2025-09-30 | 25.70% | +6.11 pp |
| Q2 2025 | 2025-06-30 | 20.33% | +30.24 pp |
| Q1 2025 | 2025-03-31 | 25.02% | +7.58 pp |
| Q4 2024 | 2024-12-31 | 34.12% | +9.98 pp |
| Q3 2024 | 2024-09-30 | 19.59% | −1.03 pp |
| Q2 2024 | 2024-06-30 | −9.90% | −16.20 pp |
| Q1 2024 | 2024-03-31 | 17.44% | −10.99 pp |
| Q4 2023 | 2023-12-31 | 24.15% | −11.85 pp |
| Q3 2023 | 2023-09-30 | 20.62% | −6.38 pp |
| Q2 2023 | 2023-06-30 | 6.30% | −25.27 pp |
| Q1 2023 | 2023-03-31 | 28.43% | −34.51 pp |
| Q4 2022 | 2022-12-31 | 35.99% | −26.01 pp |
| Q3 2022 | 2022-09-30 | 27.00% | −44.17 pp |
| Q2 2022 | 2022-06-30 | 31.57% | −49.44 pp |
| Q1 2022 | 2022-03-31 | 62.94% | +3.80 pp |
| Q4 2021 | 2021-12-31 | 62.00% | +13.17 pp |
| Q3 2021 | 2021-09-30 | 71.18% | −4.04 pp |
| Q2 2021 | 2021-06-30 | 81.00% | +49.01 pp |
| Q1 2021 | 2021-03-31 | 59.14% | +87.66 pp |
| Q4 2020 | 2020-12-31 | 48.84% | −7.45 pp |
| Q3 2020 | 2020-09-30 | 75.22% | +16.86 pp |
| Q2 2020 | 2020-06-30 | 32.00% | −26.61 pp |
| Q1 2020 | 2020-03-31 | −28.53% | −87.26 pp |
| Q4 2019 | 2019-12-31 | 56.28% | −2.79 pp |
| Q3 2019 | 2019-09-30 | 58.36% | −1.79 pp |
| Q2 2019 | 2019-06-30 | 58.61% | −4.58 pp |
| Q1 2019 | 2019-03-31 | 58.73% | +4.94 pp |
| Q4 2018 | 2018-12-31 | 59.07% | +16.02 pp |
| Q3 2018 | 2018-09-30 | 60.15% | +3.23 pp |
| Q2 2018 | 2018-06-30 | 63.19% | +5.69 pp |
| Q1 2018 | 2018-03-31 | 53.79% | −1.69 pp |
| Q4 2017 | 2017-12-31 | 43.06% | −12.76 pp |
| Q3 2017 | 2017-09-30 | 56.92% | +0.96 pp |
| Q2 2017 | 2017-06-30 | 57.50% | +0.35 pp |
| Q1 2017 | 2017-03-31 | 55.48% | +2.82 pp |
| Q4 2016 | 2016-12-31 | 55.82% | −2.63 pp |
| Q3 2016 | 2016-09-30 | 55.96% | −0.79 pp |
| Q2 2016 | 2016-06-30 | 57.15% | −1.34 pp |
| Q1 2016 | 2016-03-31 | 52.65% | −6.46 pp |
| Q4 2015 | 2015-12-31 | 58.45% | −5.25 pp |
| Q3 2015 | 2015-09-30 | 56.76% | −7.53 pp |
| Q2 2015 | 2015-06-30 | 58.49% | −2.91 pp |
| Q1 2015 | 2015-03-31 | 59.11% | +13.16 pp |
| Q4 2014 | 2014-12-31 | 63.70% | +3.91 pp |
| Q3 2014 | 2014-09-30 | 64.28% | +4.29 pp |
| Q2 2014 | 2014-06-30 | 61.40% | +3.14 pp |
| Q1 2014 | 2014-03-31 | 45.96% | −12.63 pp |
| Q4 2013 | 2013-12-31 | 59.78% | +1.59 pp |
| Q3 2013 | 2013-09-30 | 59.99% | +5.40 pp |
| Q2 2013 | 2013-06-30 | 58.26% | −1.35 pp |
| Q1 2013 | 2013-03-31 | 58.59% | +2.41 pp |
| Q4 2012 | 2012-12-31 | 58.19% | −0.38 pp |
| Q3 2012 | 2012-09-30 | 54.59% | −5.05 pp |
| Q2 2012 | 2012-06-30 | 59.62% | +4.45 pp |
| Q1 2012 | 2012-03-31 | 56.18% | +0.94 pp |
| Q4 2011 | 2011-12-31 | 58.57% | — |
| Q3 2011 | 2011-09-30 | 59.64% | +0.28 pp |
| Q2 2011 | 2011-06-30 | 55.17% | — |
| Q1 2011 | 2011-03-31 | 55.24% | — |
| Q3 2010 | 2010-09-30 | 59.36% | — |
Credit Acceptance ebitda margin trends
Over the last five fiscal years, Credit Acceptance's ebitda margin decreased from 33.45% to 24.56%, a change of −8.89 percentage points. The latest reported quarter, Q2 2026, shows 28.82%.
About the metric
What EBITDA margin means
EBITDA margin measures EBITDA as a percentage of revenue. It can help compare operating profitability over time, but it excludes capital intensity, financing costs, taxes, and other items and is generally unsuitable for financial companies.
Calculation and source
How EBITDA margin is calculated
TickerStat calculates EBITDA margin as EBITDA divided by positive reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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