Revenue
2009
2010
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2012
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2015
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2018
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2020
2021
2022
2023
2024
2025
Credit Acceptance Corp (CACC)
Price$609.26Cached quote
Net income
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Free cash flow
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total cash / debt
CashTotal debt
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Financial statements
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.32B | $2.16B | $1.90B | $1.83B | $1.86B | $1.67B | $1.49B | $1.29B | $1.11B | $969.2M | $825.3M | $723.5M | $682.1M | $609.2M | $525.2M | $442.1M | $380.7M |
| Operating expenses | $1.75B | $1.83B | $1.53B | $1.12B | $595.1M | $1.12B | $633.1M | $530.7M | $526.2M | $438.0M | $350.8M | $302.6M | $283.9M | $266.1M | $228.8M | $188.6M | $151.6M |
| Operating income | $565.4M | $329.5M | $367.6M | $711.7M | $1.26B | $549.5M | $855.9M | $755.1M | $583.8M | $531.2M | $474.5M | $420.9M | $398.2M | $343.1M | $296.4M | $253.5M | $229.0M |
| Operating margin | 24.40% | 15.24% | 19.33% | 38.84% | 67.94% | 32.92% | 57.48% | 58.73% | 52.59% | 54.81% | 57.49% | 58.18% | 58.38% | 56.32% | 56.44% | 57.34% | 60.17% |
| EBITDA | $569.0M | $336.2M | $376.5M | $720.7M | $1.27B | $558.3M | $863.2M | $760.5M | $589.8M | $537.3M | $480.2M | $426.4M | $403.6M | $348.2M | $300.5M | $257.9M | $234.2M |
| EBITDA margin | 24.56% | 15.55% | 19.80% | 39.33% | 68.46% | 33.45% | 57.97% | 59.15% | 53.14% | 55.44% | 58.18% | 58.94% | 59.17% | 57.16% | 57.22% | 58.34% | 61.52% |
| Net income | $423.9M | $247.9M | $286.1M | $535.8M | $958.3M | $421.0M | $656.1M | $574.0M | $470.2M | $332.8M | $299.7M | $266.2M | $253.1M | $219.7M | $188.0M | $170.1M | $146.3M |
| Net profit margin | 18.29% | 11.46% | 15.04% | 29.24% | 51.63% | 25.22% | 44.06% | 44.64% | 42.36% | 34.34% | 36.31% | 36.79% | 37.11% | 36.06% | 35.80% | 38.48% | 38.42% |
| Basic EPSper basic share | $37.02 | $20.12 | $22.09 | $39.50 | $59.57 | $23.57 | $34.71 | $29.52 | $24.12 | $16.37 | $14.35 | $11.96 | $10.61 | $8.65 | $7.15 | $5.79 | $4.78 |
| Diluted EPSper diluted share | $36.38 | $19.88 | $21.99 | $39.32 | $59.52 | $23.47 | $34.57 | $29.39 | $24.04 | $16.31 | $14.28 | $11.92 | $10.54 | $8.58 | $7.07 | $5.67 | $4.62 |
Owners
Reported shareholders
13.85%of listed shares
Prescott General Partners LLC1.44M shares · Jun 30, 2026
View holders
| Holder | % owned |
|---|---|
Prescott General Partners LLC | 13.85%1.44M shares |
SMITH THOMAS W | ≈6.82%707.35K shares |
BlackRock, Inc. | 6.19%642.1K shares |
Boston Partners | 5.53%573.62K shares |
Gobi Capital LLC | 3.45%358.07K shares |
BECK MACK & OLIVER LLC | 2.95%305.98K shares |
WELLINGTON MANAGEMENT GROUP LLP | 2.51%260.08K shares |
DIMENSIONAL FUND ADVISORS LP | 2.29%237.44K shares |
VANGUARD PORTFOLIO MANAGEMENT LLC | 2.17%225.24K shares |
Universal- Beteiligungs- und Servicegesellschaft mbH | 2.06%213.68K shares |
VANGUARD CAPITAL MANAGEMENT LLC | 2.01%208.41K shares |
Smead Capital Management, Inc. | 1.92%198.81K shares |
STATE STREET CORP | 1.71%176.92K shares |
GOLDMAN SACHS GROUP INC | 1.63%169.01K shares |
FMR LLC | 1.57%162.45K shares |
UBS Group AG | 1.48%153.56K shares |
Axxion S.A. | 1.36%140.74K shares |
Hegde Vinayak | ≈1.35%140.5K shares |
AMERICAN CENTURY COMPANIES INC | 1.15%119.23K shares |
RV Capital AG | 1.04%108.27K shares |
Percentages use 10.38M shares of this listed class outstanding on Jun 30, 2026. ≈ compares the latest reported holding with a share total from a different date; it is not a confirmed current stake.
Gray completes the 100% scale. Reported positions may overlap; holders have different reporting dates.
Source: SEC Form 13F ↗Updated Sep 29, 2026 · Quarterly data
Insider buys & sells
| Transaction | Insider | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|
| Jun 26, 2026Form 4 · 10b5-1 | Elliott Nicholas JChief Transformation Officer | SellCommon Stock | 120 | $634.83 | $76.2K | 20.9K |
| Jun 26, 2026Form 4 · 10b5-1 | Elliott Nicholas JChief Transformation Officer | SellCommon Stock | 180 | $633.93 | $114.1K | 21.0K |
| Jun 26, 2026Form 4 · 10b5-1 | Elliott Nicholas JChief Transformation Officer | SellCommon Stock | 324 | $632.81 | $205.0K | 21.2K |
| Jun 26, 2026Form 4 · 10b5-1 | Elliott Nicholas JChief Transformation Officer | SellCommon Stock | 360 | $631.29 | $227.3K | 21.5K |
| Jun 26, 2026Form 4 · 10b5-1 | Elliott Nicholas JChief Transformation Officer | SellCommon Stock | 17 | $629.78 | $10.7K | 21.9K |
Community posts
Credit Acceptance reaches multistate resolution with $75.5 million in payments
Credit Acceptance ($CACC) reached consent judgments with New York and 40 other state attorneys general involving $60 million of consumer relief and $15.5 million for investigative and legal expenses. The arrangement also includes waiving sp ...
