Card Factory annual debt-to-assets ratio
2021
2022
2023
2024
2025
2026
Card Factory Debt-to-Assets Ratio Growth & History (CARD)
Card Factory's debt-to-assets ratio was 0.32 for fiscal 2026.
View full Card Factory company overviewCard Factory annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-01-31 | 0.32 | 0.02 | +5.32% |
| 2025 | 2025-01-31 | 0.30 | 0.04 | +13.43% |
| 2024 | 2024-01-31 | 0.26 | −0.06 | −17.95% |
| 2023 | 2023-01-31 | 0.32 | −0.11 | −25.25% |
| 2022 | 2022-01-31 | 0.43 | −0.06 | −13.11% |
| 2021 | 2021-01-31 | 0.50 | — | — |
Card Factory quarterly debt-to-assets ratio
Q4.25
Q2.26
Q4.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q4 2026 | 2026-01-31 | 0.32 | 0.02 | +5.32% |
| Q2 2026 | 2025-07-31 | 0.34 | — | — |
| Q4 2025 | 2025-01-31 | 0.30 | — | — |
Card Factory debt-to-assets ratio trends
Over the last five fiscal years, Card Factory's debt-to-assets ratio decreased from 0.50 to 0.32, a change of −0.18. The latest reported quarter, Q4 2026, shows 0.32.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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