Card Factory annual debt-to-equity ratio
2021
2022
2023
2024
2025
2026
Card Factory Debt-to-Equity Ratio Growth & History (CARD)
Card Factory's debt-to-equity ratio was 0.59 for fiscal 2026.
View full Card Factory company overviewCard Factory annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-01-31 | 0.59 | 0.06 | +10.65% |
| 2025 | 2025-01-31 | 0.53 | 0.07 | +15.14% |
| 2024 | 2024-01-31 | 0.46 | −0.18 | −28.38% |
| 2023 | 2023-01-31 | 0.64 | −0.41 | −38.66% |
| 2022 | 2022-01-31 | 1.05 | −0.23 | −17.76% |
| 2021 | 2021-01-31 | 1.28 | — | — |
Card Factory quarterly debt-to-equity ratio
Q4.25
Q2.26
Q4.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q4 2026 | 2026-01-31 | 0.59 | 0.06 | +10.90% |
| Q2 2026 | 2025-07-31 | 0.65 | — | — |
| Q4 2025 | 2025-01-31 | 0.53 | — | — |
Card Factory debt-to-equity ratio trends
Over the last five fiscal years, Card Factory's debt-to-equity ratio decreased from 1.28 to 0.59, a change of −0.69. The latest reported quarter, Q4 2026, shows 0.59.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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