Carter Bankshares annual net debt
2020
2021
2022
2023
2024
2025
Carter Bankshares Net Debt Growth & History (CARE)
Carter Bankshares's net debt was −$94.2M for fiscal 2025.
View full Carter Bankshares company overviewCarter Bankshares annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$94.2M | $26.5M | — |
| 2024 | 2024-12-31 | −$120.8M | −$74.0M | — |
| 2023 | 2023-12-31 | −$46.8M | −$6.5M | — |
| 2022 | 2022-12-31 | −$40.3M | $234.1M | — |
| 2021 | 2021-12-31 | −$274.4M | −$34.1M | — |
| 2020 | 2020-12-31 | −$240.3M | — | — |
Carter Bankshares quarterly net debt
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | −$94.2M | $26.5M | — |
| Q3 2025 | 2025-09-30 | $68.6M | — | — |
| Q2 2025 | 2025-06-30 | $13.6M | — | — |
| Q1 2025 | 2025-03-31 | −$34.0M | — | — |
| Q4 2024 | 2024-12-31 | −$120.8M | −$74.0M | — |
| Q4 2023 | 2023-12-31 | −$46.8M | −$6.5M | — |
| Q4 2022 | 2022-12-31 | −$40.3M | $234.1M | — |
| Q4 2021 | 2021-12-31 | −$274.4M | −$34.1M | — |
| Q4 2020 | 2020-12-31 | −$240.3M | — | — |
Carter Bankshares net debt trends
Over the last five fiscal years, Carter Bankshares's net debt increased from −$240.3M to −$94.2M, a change of $146.1M. The latest reported quarter, Q4 2025, shows −$94.2M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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