Carter Bankshares annual debt-to-equity ratio
2020
2021
2022
2023
2024
2025
Carter Bankshares Debt-to-Equity Ratio Growth & History (CARE)
Carter Bankshares's debt-to-equity ratio was 0.03 for fiscal 2025.
View full Carter Bankshares company overviewCarter Bankshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.03 | −0.00 | −3.81% |
| 2024 | 2024-12-31 | 0.03 | 0.01 | +23.02% |
| 2023 | 2023-12-31 | 0.02 | 0.00 | +9.55% |
| 2022 | 2022-12-31 | 0.02 | 0.01 | +140.76% |
| 2021 | 2021-12-31 | 0.01 | 0.00 | +129.48% |
| 2020 | 2020-12-31 | 0.00 | — | — |
Carter Bankshares quarterly debt-to-equity ratio
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | 0.03 | −0.00 | −3.81% |
| Q3 2025 | 2025-09-30 | 0.43 | — | — |
| Q2 2025 | 2025-06-30 | 0.28 | — | — |
| Q1 2025 | 2025-03-31 | 0.14 | — | — |
| Q4 2024 | 2024-12-31 | 0.03 | 0.01 | +23.02% |
| Q4 2023 | 2023-12-31 | 0.02 | 0.00 | +9.55% |
| Q4 2022 | 2022-12-31 | 0.02 | 0.01 | +140.76% |
| Q4 2021 | 2021-12-31 | 0.01 | 0.00 | +129.48% |
| Q4 2020 | 2020-12-31 | 0.00 | — | — |
Carter Bankshares debt-to-equity ratio trends
Over the last five fiscal years, Carter Bankshares's debt-to-equity ratio increased from 0.00 to 0.03, a change of 0.02. The latest reported quarter, Q4 2025, shows 0.03.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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