Carter Bankshares annual return on equity
2020
2021
2022
2023
2024
2025
Carter Bankshares Return on Equity (ROE) Growth & History (CARE)
Carter Bankshares's return on equity was 7.80% for fiscal 2025.
View full Carter Bankshares company overviewCarter Bankshares annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 7.80% | +1.13 pp |
| 2024 | 2024-12-31 | 6.67% | −0.21 pp |
| 2023 | 2023-12-31 | 6.88% | −6.74 pp |
| 2022 | 2022-12-31 | 13.61% | +6.16 pp |
| 2021 | 2021-12-31 | 7.45% | +17.49 pp |
| 2020 | 2020-12-31 | −10.04% | — |
Carter Bankshares quarterly return on equity
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 5.54% | +3.43 pp |
| Q1 2026 | 2026-03-31 | 18.55% | +16.27 pp |
| Q4 2025 | 2025-12-31 | 2.04% | −0.11 pp |
| Q3 2025 | 2025-09-30 | 1.32% | −0.17 pp |
| Q2 2025 | 2025-06-30 | 2.11% | +0.78 pp |
| Q1 2025 | 2025-03-31 | 2.28% | +0.64 pp |
| Q4 2024 | 2024-12-31 | 2.15% | +2.70 pp |
| Q3 2024 | 2024-09-30 | 1.50% | +0.42 pp |
| Q2 2024 | 2024-06-30 | 1.33% | −0.30 pp |
| Q1 2024 | 2024-03-31 | 1.64% | −3.03 pp |
| Q4 2023 | 2023-12-31 | −0.55% | −5.41 pp |
| Q3 2023 | 2023-09-30 | 1.07% | −3.37 pp |
| Q2 2023 | 2023-06-30 | 1.63% | −1.48 pp |
| Q1 2023 | 2023-03-31 | 4.66% | +2.23 pp |
| Q4 2022 | 2022-12-31 | 4.85% | +3.47 pp |
| Q3 2022 | 2022-09-30 | 4.44% | +1.66 pp |
| Q2 2022 | 2022-06-30 | 3.11% | +1.73 pp |
| Q1 2022 | 2022-03-31 | 2.43% | +0.17 pp |
| Q4 2021 | 2021-12-31 | 1.38% | +0.74 pp |
| Q3 2021 | 2021-09-30 | 2.78% | — |
| Q2 2021 | 2021-06-30 | 1.38% | — |
| Q1 2021 | 2021-03-31 | 2.26% | — |
| Q4 2020 | 2020-12-31 | 0.64% | — |
Carter Bankshares return on equity trends
Over the last five fiscal years, Carter Bankshares's return on equity increased from −10.04% to 7.80%, a change of +17.84 percentage points. The latest reported quarter, Q2 2026, shows 5.54%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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