Pathward Financial annual debt-to-equity ratio
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2025
Pathward Financial Debt-to-Equity Ratio Growth & History (CASH)
Pathward Financial's debt-to-equity ratio was 0.08 for fiscal 2025.
View full Pathward Financial company overviewPathward Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-09-30 | 0.08 | −0.45 | −85.40% |
| 2024 | 2024-09-30 | 0.53 | 0.41 | +334.23% |
| 2023 | 2023-09-30 | 0.12 | 0.01 | +13.57% |
| 2022 | 2022-09-30 | 0.11 | −0.04 | −27.62% |
| 2021 | 2021-09-30 | 0.15 | −0.00 | −0.01% |
| 2020 | 2020-09-30 | 0.15 | −0.88 | −85.51% |
| 2019 | 2019-09-30 | 1.03 | 0.91 | +758.33% |
| 2018 | 2018-09-30 | 0.12 | −0.08 | −39.27% |
| 2017 | 2017-09-30 | 0.20 | −0.08 | −28.68% |
| 2016 | 2016-09-30 | 0.28 | 0.20 | +285.00% |
| 2015 | 2015-09-30 | 0.07 | 0.07 | — |
| 2014 | 2014-09-30 | 0.00 | 0.00 | — |
| 2013 | 2013-09-30 | 0.00 | — | — |
Pathward Financial quarterly debt-to-equity ratio
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
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Q4.20
Q1.21
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Q3.21
Q4.21
Q1.22
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Q3.23
Q4.23
Q1.24
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Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q3 2026 | 2026-06-30 | 0.26 | 0.05 | +24.58% |
| Q2 2026 | 2026-03-31 | 0.10 | 0.03 | +34.91% |
| Q1 2026 | 2025-12-31 | 0.07 | −0.01 | −11.88% |
| Q4 2025 | 2025-09-30 | 0.08 | −0.45 | −85.40% |
| Q3 2025 | 2025-06-30 | 0.21 | 0.13 | +161.98% |
| Q2 2025 | 2025-03-31 | 0.07 | −0.06 | −43.81% |
| Q1 2025 | 2024-12-31 | 0.08 | −0.01 | −11.70% |
| Q4 2024 | 2024-09-30 | 0.53 | 0.41 | +334.23% |
| Q3 2024 | 2024-06-30 | 0.08 | −0.35 | −81.40% |
| Q2 2024 | 2024-03-31 | 0.13 | −0.03 | −18.81% |
| Q1 2024 | 2023-12-31 | 0.09 | −0.01 | −11.80% |
| Q4 2023 | 2023-09-30 | 0.12 | 0.01 | +13.57% |
| Q3 2023 | 2023-06-30 | 0.43 | 0.36 | +533.42% |
| Q2 2023 | 2023-03-31 | 0.16 | −0.01 | −3.64% |
| Q1 2023 | 2022-12-31 | 0.10 | −0.06 | −37.01% |
| Q4 2022 | 2022-09-30 | 0.11 | −0.04 | −27.62% |
| Q3 2022 | 2022-06-30 | 0.07 | −0.08 | −54.40% |
| Q2 2022 | 2022-03-31 | 0.16 | 0.00 | +2.39% |
| Q1 2022 | 2021-12-31 | 0.15 | 0.00 | +0.96% |
| Q4 2021 | 2021-09-30 | 0.15 | −0.00 | −0.01% |
| Q3 2021 | 2021-06-30 | 0.15 | −0.14 | −47.89% |
| Q2 2021 | 2021-03-31 | 0.16 | −1.03 | −86.61% |
| Q1 2021 | 2020-12-31 | 0.15 | −0.14 | −47.40% |
| Q4 2020 | 2020-09-30 | 0.15 | −0.88 | −85.51% |
| Q3 2020 | 2020-06-30 | 0.29 | 0.03 | +12.41% |
| Q2 2020 | 2020-03-31 | 1.19 | 1.07 | +881.49% |
| Q1 2020 | 2019-12-31 | 0.29 | 0.17 | +149.39% |
| Q4 2019 | 2019-09-30 | 1.03 | 0.91 | +758.33% |
| Q3 2019 | 2019-06-30 | 0.26 | 0.06 | +32.79% |
| Q2 2019 | 2019-03-31 | 0.12 | −0.07 | −36.91% |
| Q1 2019 | 2018-12-31 | 0.12 | −0.08 | −40.68% |
| Q4 2018 | 2018-09-30 | 0.12 | −0.08 | −39.27% |
| Q3 2018 | 2018-06-30 | 0.19 | −0.02 | −10.35% |
| Q2 2018 | 2018-03-31 | 0.19 | −0.03 | −14.15% |
| Q1 2018 | 2017-12-31 | 0.20 | −0.05 | −21.42% |
| Q4 2017 | 2017-09-30 | 0.20 | −0.08 | −28.68% |
| Q3 2017 | 2017-06-30 | 0.22 | 0.21 | +3393.06% |
| Q2 2017 | 2017-03-31 | 0.22 | 0.22 | +3281.94% |
| Q1 2017 | 2016-12-31 | 0.25 | 0.24 | +3310.52% |
| Q4 2016 | 2016-09-30 | 0.28 | 0.20 | +285.00% |
| Q3 2016 | 2016-06-30 | 0.01 | 0.01 | — |
| Q2 2016 | 2016-03-31 | 0.01 | 0.01 | — |
| Q1 2016 | 2015-12-31 | 0.01 | 0.01 | — |
| Q4 2015 | 2015-09-30 | 0.07 | 0.07 | — |
| Q3 2015 | 2015-06-30 | 0.00 | 0.00 | — |
| Q2 2015 | 2015-03-31 | 0.00 | 0.00 | — |
| Q1 2015 | 2014-12-31 | 0.00 | 0.00 | — |
| Q4 2014 | 2014-09-30 | 0.00 | 0.00 | — |
| Q3 2014 | 2014-06-30 | 0.00 | — | — |
| Q2 2014 | 2014-03-31 | 0.00 | — | — |
| Q1 2014 | 2013-12-31 | 0.00 | — | — |
| Q4 2013 | 2013-09-30 | 0.00 | — | — |
Pathward Financial debt-to-equity ratio trends
Over the last five fiscal years, Pathward Financial's debt-to-equity ratio decreased from 0.15 to 0.08, a change of −0.07. The latest reported quarter, Q3 2026, shows 0.26.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Pathward Financial source filings ↗