Pathward Financial Return on Equity (ROE) Growth & History (CASH)
Pathward Financial's return on equity was 22.12% for fiscal 2025.
View full Pathward Financial company overviewPathward Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-09-30 | 22.12% | −3.29 pp |
| 2024 | 2024-09-30 | 25.41% | +2.54 pp |
| 2023 | 2023-09-30 | 22.88% | +2.78 pp |
| 2022 | 2022-09-30 | 20.10% | +3.57 pp |
| 2021 | 2021-09-30 | 16.53% | +4.09 pp |
| 2020 | 2020-09-30 | 12.44% | +0.19 pp |
| 2019 | 2019-09-30 | 12.25% | +3.49 pp |
| 2018 | 2018-09-30 | 8.76% | −2.92 pp |
| 2017 | 2017-09-30 | 11.67% | +0.72 pp |
| 2016 | 2016-09-30 | 10.96% | +2.86 pp |
| 2015 | 2015-09-30 | 8.09% | −1.80 pp |
| 2014 | 2014-09-30 | 9.89% | +0.60 pp |
| 2013 | 2013-09-30 | 9.29% | −5.83 pp |
| 2012 | 2012-09-30 | 15.12% | +9.04 pp |
| 2011 | 2011-09-30 | 6.08% | −14.68 pp |
| 2010 | 2010-09-30 | 20.76% | — |
Pathward Financial quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q3 2026 | 2026-06-30 | 3.40% | −1.76 pp |
| Q2 2026 | 2026-03-31 | 8.55% | −0.98 pp |
| Q1 2026 | 2025-12-31 | 4.11% | +0.32 pp |
| Q4 2025 | 2025-09-30 | 4.63% | +0.36 pp |
| Q3 2025 | 2025-06-30 | 5.16% | −0.95 pp |
| Q2 2025 | 2025-03-31 | 9.53% | −0.12 pp |
| Q1 2025 | 2024-12-31 | 3.79% | −1.38 pp |
| Q4 2024 | 2024-09-30 | 4.27% | +0.37 pp |
| Q3 2024 | 2024-06-30 | 6.11% | +0.78 pp |
| Q2 2024 | 2024-03-31 | 9.65% | +1.53 pp |
| Q1 2024 | 2023-12-31 | 5.17% | +0.87 pp |
| Q4 2023 | 2023-09-30 | 3.90% | +0.76 pp |
| Q3 2023 | 2023-06-30 | 5.34% | +2.34 pp |
| Q2 2023 | 2023-03-31 | 8.12% | +2.34 pp |
| Q1 2023 | 2022-12-31 | 4.30% | −2.98 pp |
| Q4 2022 | 2022-09-30 | 3.14% | +1.31 pp |
| Q3 2022 | 2022-06-30 | 2.99% | −1.53 pp |
| Q2 2022 | 2022-03-31 | 5.78% | −1.40 pp |
| Q1 2022 | 2021-12-31 | 7.28% | +3.89 pp |
| Q4 2021 | 2021-09-30 | 1.82% | +0.25 pp |
| Q3 2021 | 2021-06-30 | 4.53% | +2.29 pp |
| Q2 2021 | 2021-03-31 | 7.18% | +0.78 pp |
| Q1 2021 | 2020-12-31 | 3.39% | +0.87 pp |
| Q4 2020 | 2020-09-30 | 1.58% | −0.86 pp |
| Q3 2020 | 2020-06-30 | 2.24% | −1.34 pp |
| Q2 2020 | 2020-03-31 | 6.40% | +2.36 pp |
| Q1 2020 | 2019-12-31 | 2.52% | +0.48 pp |
| Q4 2019 | 2019-09-30 | 2.43% | +0.97 pp |
| Q3 2019 | 2019-06-30 | 3.57% | +2.04 pp |
| Q2 2019 | 2019-03-31 | 4.05% | −3.09 pp |
| Q1 2019 | 2018-12-31 | 2.04% | +0.97 pp |
| Q4 2018 | 2018-09-30 | 1.47% | +1.06 pp |
| Q3 2018 | 2018-06-30 | 1.53% | −0.79 pp |
| Q2 2018 | 2018-03-31 | 7.13% | −1.07 pp |
| Q1 2018 | 2017-12-31 | 1.07% | +0.72 pp |
| Q4 2017 | 2017-09-30 | 0.40% | −1.40 pp |
| Q3 2017 | 2017-06-30 | 2.32% | −0.42 pp |
| Q2 2017 | 2017-03-31 | 8.20% | +3.47 pp |
| Q1 2017 | 2016-12-31 | 0.35% | −1.09 pp |
| Q4 2016 | 2016-09-30 | 1.80% | −0.13 pp |
| Q3 2016 | 2016-06-30 | 2.75% | +0.57 pp |
| Q2 2016 | 2016-03-31 | 4.74% | +2.15 pp |
| Q1 2016 | 2015-12-31 | 1.45% | −0.56 pp |
| Q4 2015 | 2015-09-30 | 1.93% | −0.02 pp |
| Q3 2015 | 2015-06-30 | 2.18% | −0.41 pp |
| Q2 2015 | 2015-03-31 | 2.59% | −0.19 pp |
| Q1 2015 | 2014-12-31 | 2.01% | −0.80 pp |
| Q4 2014 | 2014-09-30 | 1.96% | −0.61 pp |
| Q3 2014 | 2014-06-30 | 2.59% | −0.12 pp |
| Q2 2014 | 2014-03-31 | 2.78% | +0.60 pp |
| Q1 2014 | 2013-12-31 | 2.80% | +0.66 pp |
| Q4 2013 | 2013-09-30 | 2.56% | +1.24 pp |
| Q3 2013 | 2013-06-30 | 2.71% | +0.23 pp |
| Q2 2013 | 2013-03-31 | 2.18% | −9.36 pp |
| Q1 2013 | 2012-12-31 | 2.14% | −1.58 pp |
| Q4 2012 | 2012-09-30 | 1.32% | −1.44 pp |
| Q3 2012 | 2012-06-30 | 2.47% | +3.83 pp |
| Q2 2012 | 2012-03-31 | 11.53% | — |
| Q1 2012 | 2011-12-31 | 3.72% | — |
| Q4 2011 | 2011-09-30 | 2.76% | — |
| Q3 2011 | 2011-06-30 | −1.36% | — |
Pathward Financial return on equity trends
Over the last five fiscal years, Pathward Financial's return on equity increased from 12.44% to 22.12%, a change of +9.68 percentage points. The latest reported quarter, Q3 2026, shows 3.40%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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