Cass Information Systems annual free cash flow
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2025
Cass Information Systems Free Cash Flow (FCF) History (CASS)
Cass Information Systems reported $31.8M in free cash flow for fiscal 2025, an increase of 4.39% from the previous fiscal year, with a free cash flow margin of 16.63%.
View full Cass Information Systems company overviewCass Information Systems free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $31.8M | $1.3M | +4.39% | +16.63% |
| 2024 | 2024-12-31 | $30.4M | $5.4M | +21.75% | +16.76% |
| 2023 | 2023-12-31 | $25.0M | −$20.7M | −45.35% | +14.17% |
| 2022 | 2022-12-31 | $45.7M | $15.6M | +51.57% | +24.88% |
| 2021 | 2021-12-31 | $30.2M | −$15.6M | −34.08% | +19.59% |
| 2020 | 2020-12-31 | $45.8M | $6.4M | +16.18% | +31.41% |
| 2019 | 2019-12-31 | $39.4M | −$4.5M | −10.32% | +25.02% |
| 2018 | 2018-12-31 | $43.9M | $9.2M | +26.39% | +29.63% |
| 2017 | 2017-12-31 | $34.8M | $4.3M | +13.96% | +25.69% |
| 2016 | 2016-12-31 | $30.5M | $2.8M | +9.94% | +24.59% |
| 2015 | 2015-12-31 | $27.7M | −$806,000 | −2.82% | +23.13% |
| 2014 | 2014-12-31 | $28.6M | $4.5M | +18.82% | +24.36% |
| 2013 | 2013-12-31 | $24.0M | −$8.2M | −25.44% | +20.93% |
| 2012 | 2012-12-31 | $32.2M | $8.5M | +35.89% | +28.29% |
| 2011 | 2011-12-31 | $23.7M | $1.1M | +5.01% | +21.82% |
| 2010 | 2010-12-31 | $22.6M | $4.6M | +25.46% | +22.51% |
| 2009 | 2009-12-31 | $18.0M | — | — | +20.01% |
Cass Information Systems quarterly free cash flow
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $13.8M | $16.5M | — | +27.42% |
| Q1 2026 | 2026-03-31 | $12.7M | −$6.3M | −33.37% | +25.74% |
| Q4 2025 | 2025-12-31 | $4.1M | −$14.3M | −77.60% | +8.35% |
| Q3 2025 | 2025-09-30 | $11.3M | $13.5M | — | +22.63% |
| Q2 2025 | 2025-06-30 | −$2.6M | −$10.5M | — | −5.92% |
| Q1 2025 | 2025-03-31 | $19.0M | $12.7M | +199.56% | +40.14% |
| Q4 2024 | 2024-12-31 | $18.4M | $13.4M | +269.30% | +40.37% |
| Q3 2024 | 2024-09-30 | −$2.2M | −$11.7M | — | −4.81% |
| Q2 2024 | 2024-06-30 | $7.9M | $4.6M | +143.22% | +17.78% |
| Q1 2024 | 2024-03-31 | $6.3M | −$999,000 | −13.61% | +14.03% |
| Q4 2023 | 2023-12-31 | $5.0M | −$4.2M | −45.80% | +16.65% |
| Q3 2023 | 2023-09-30 | $9.4M | $563,000 | +6.35% | +19.09% |
| Q2 2023 | 2023-06-30 | $3.2M | −$11.7M | −78.28% | +6.75% |
| Q1 2023 | 2023-03-31 | $7.3M | −$5.4M | −42.37% | +14.98% |
| Q4 2022 | 2022-12-31 | $9.2M | $7.0M | +319.73% | +18.63% |
| Q3 2022 | 2022-09-30 | $8.9M | $750,000 | +9.25% | +18.55% |
| Q2 2022 | 2022-06-30 | $14.9M | $10.9M | +267.04% | +33.72% |
| Q1 2022 | 2022-03-31 | $12.7M | −$3.1M | −19.43% | +30.08% |
| Q4 2021 | 2021-12-31 | $2.2M | −$5.2M | −70.43% | +5.39% |
| Q3 2021 | 2021-09-30 | $8.1M | $1.0M | +14.48% | +20.79% |
| Q2 2021 | 2021-06-30 | $4.1M | −$9.4M | −69.73% | +10.77% |
| Q1 2021 | 2021-03-31 | $15.8M | −$2.0M | −11.36% | +43.27% |
| Q4 2020 | 2020-12-31 | $7.4M | $5.9M | +392.96% | +19.95% |
| Q3 2020 | 2020-09-30 | $7.1M | −$5.6M | −44.33% | +19.82% |
| Q2 2020 | 2020-06-30 | $13.4M | $4.1M | +43.29% | +39.15% |
| Q1 2020 | 2020-03-31 | $17.8M | $2.0M | +12.92% | +46.35% |
| Q4 2019 | 2019-12-31 | $1.5M | −$7.6M | −83.44% | +3.87% |
| Q3 2019 | 2019-09-30 | $12.7M | $182,000 | +1.45% | +31.39% |
| Q2 2019 | 2019-06-30 | $9.4M | $3.9M | +69.84% | +23.82% |
| Q1 2019 | 2019-03-31 | $15.8M | −$983,000 | −5.86% | +40.88% |
| Q4 2018 | 2018-12-31 | $9.1M | −$511,000 | −5.32% | +23.75% |
| Q3 2018 | 2018-09-30 | $12.5M | $6.9M | +123.08% | +33.34% |
| Q2 2018 | 2018-06-30 | $5.5M | −$9.3M | −62.67% | +15.19% |
| Q1 2018 | 2018-03-31 | $16.8M | $12.0M | +254.29% | +46.61% |
| Q4 2017 | 2017-12-31 | $9.6M | $1.2M | +13.84% | +27.41% |
| Q3 2017 | 2017-09-30 | $5.6M | −$1.3M | −19.04% | +16.39% |
| Q2 2017 | 2017-06-30 | $14.8M | $5.8M | +63.69% | +43.96% |
| Q1 2017 | 2017-03-31 | $4.7M | −$1.3M | −22.14% | +14.66% |
| Q4 2016 | 2016-12-31 | $8.4M | $2.2M | +34.79% | +26.64% |
| Q3 2016 | 2016-09-30 | $6.9M | −$905,000 | −11.53% | +21.96% |
| Q2 2016 | 2016-06-30 | $9.0M | $3.7M | +68.83% | +29.20% |
| Q1 2016 | 2016-03-31 | $6.1M | −$2.2M | −26.57% | +20.42% |
| Q4 2015 | 2015-12-31 | $6.3M | $1.5M | +30.90% | +21.25% |
| Q3 2015 | 2015-09-30 | $7.8M | −$265,000 | −3.27% | +25.66% |
| Q2 2015 | 2015-06-30 | $5.4M | −$2.4M | −31.18% | +17.78% |
| Q1 2015 | 2015-03-31 | $8.3M | $407,000 | +5.17% | +27.79% |
| Q4 2014 | 2014-12-31 | $4.8M | −$759,000 | −13.70% | +16.17% |
| Q3 2014 | 2014-09-30 | $8.1M | $1.9M | +30.74% | +27.41% |
| Q2 2014 | 2014-06-30 | $7.8M | −$1.8M | −18.85% | +26.56% |
| Q1 2014 | 2014-03-31 | $7.9M | $5.2M | +192.57% | +27.41% |
| Q4 2013 | 2013-12-31 | $5.5M | −$2.9M | −34.27% | +19.70% |
| Q3 2013 | 2013-09-30 | $6.2M | −$1.7M | −21.02% | +21.36% |
| Q2 2013 | 2013-06-30 | $9.6M | $3.3M | +52.30% | +32.51% |
| Q1 2013 | 2013-03-31 | $2.7M | −$7.0M | −72.09% | +9.40% |
| Q4 2012 | 2012-12-31 | $8.4M | $6.0M | +243.60% | +29.72% |
| Q3 2012 | 2012-09-30 | $7.9M | $91,000 | +1.17% | +28.16% |
| Q2 2012 | 2012-06-30 | $6.3M | $1.1M | +20.38% | +21.71% |
| Q1 2012 | 2012-03-31 | $9.6M | $1.4M | +16.66% | +33.67% |
| Q4 2011 | 2011-12-31 | $2.5M | — | — | +9.15% |
| Q3 2011 | 2011-09-30 | $7.8M | −$120,000 | −1.52% | +27.86% |
| Q2 2011 | 2011-06-30 | $5.2M | — | — | +19.05% |
| Q1 2011 | 2011-03-31 | $8.3M | — | — | +31.15% |
| Q3 2010 | 2010-09-30 | $7.9M | — | — | +30.76% |
Cass Information Systems free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $45.8M to $31.8M, a compound annual decline of 7.04%. Cass Information Systems's latest reported quarter, Q2 2026, generated $13.8M in free cash flow, an increase of $16.5M year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
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