Cass Information Systems annual free cash flow
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2025
Cass Information Systems Free Cash Flow (FCF) History (CASS)
Cass Information Systems reported $31.8M in free cash flow for fiscal 2025, an increase of 4.39% from the previous fiscal year, with a free cash flow margin of 29.42%.
View full Cass Information Systems company overviewCass Information Systems free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $31.8M | $1.3M | +4.39% | +29.42% |
| 2024 | 2024-12-31 | $30.4M | $5.4M | +21.75% | +27.69% |
| 2023 | 2023-12-31 | $25.0M | −$20.7M | −45.35% | +23.57% |
| 2022 | 2022-12-31 | $45.7M | $15.6M | +51.57% | +37.60% |
| 2021 | 2021-12-31 | $30.2M | −$15.6M | −34.08% | +27.76% |
| 2020 | 2020-12-31 | $45.8M | $6.4M | +16.18% | +46.29% |
| 2019 | 2019-12-31 | $39.4M | −$4.5M | −10.32% | +36.04% |
| 2018 | 2018-12-31 | $43.9M | $9.2M | +26.39% | +29.63% |
| 2017 | 2017-12-31 | $34.8M | $4.3M | +13.96% | +25.69% |
| 2016 | 2016-12-31 | $30.5M | $2.8M | +9.94% | +24.30% |
| 2015 | 2015-12-31 | $27.7M | −$806,000 | −2.82% | +22.97% |
| 2014 | 2014-12-31 | $28.6M | $4.5M | +18.82% | +24.36% |
| 2013 | 2013-12-31 | $24.0M | −$8.2M | −25.44% | +20.93% |
| 2012 | 2012-12-31 | $32.2M | $8.5M | +35.89% | +28.90% |
| 2011 | 2011-12-31 | $23.7M | $1.1M | +5.01% | +22.26% |
| 2010 | 2010-12-31 | $22.6M | $4.6M | +25.46% | +23.47% |
| 2009 | 2009-12-31 | $18.0M | — | — | +20.48% |
Cass Information Systems quarterly free cash flow
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $13.8M | $16.5M | — | +50.45% |
| Q1 2026 | 2026-03-31 | $12.7M | −$6.3M | −33.37% | +47.70% |
| Q4 2025 | 2025-12-31 | $4.1M | −$14.3M | −77.60% | +15.54% |
| Q3 2025 | 2025-09-30 | $11.3M | $13.5M | — | +41.11% |
| Q2 2025 | 2025-06-30 | −$2.6M | −$10.5M | — | −9.67% |
| Q1 2025 | 2025-03-31 | $19.0M | $12.7M | +199.56% | +70.96% |
| Q4 2024 | 2024-12-31 | $18.4M | $13.4M | +269.30% | +69.48% |
| Q3 2024 | 2024-09-30 | −$2.2M | −$11.7M | — | −7.96% |
| Q2 2024 | 2024-06-30 | $7.9M | $4.6M | +143.22% | +28.59% |
| Q1 2024 | 2024-03-31 | $6.3M | −$999,000 | −13.61% | +22.86% |
| Q4 2023 | 2023-12-31 | $5.0M | −$4.2M | −45.80% | +41.78% |
| Q3 2023 | 2023-09-30 | $9.4M | $563,000 | +6.35% | +29.65% |
| Q2 2023 | 2023-06-30 | $3.2M | −$11.7M | −78.28% | +10.36% |
| Q1 2023 | 2023-03-31 | $7.3M | −$5.4M | −42.37% | +23.65% |
| Q4 2022 | 2022-12-31 | $9.2M | $7.0M | +319.73% | +29.79% |
| Q3 2022 | 2022-09-30 | $8.9M | $750,000 | +9.25% | +29.04% |
| Q2 2022 | 2022-06-30 | $14.9M | $10.9M | +267.04% | +49.40% |
| Q1 2022 | 2022-03-31 | $12.7M | −$3.1M | −19.43% | +42.45% |
| Q4 2021 | 2021-12-31 | $2.2M | −$5.2M | −70.43% | +7.65% |
| Q3 2021 | 2021-09-30 | $8.1M | $1.0M | +14.48% | +29.59% |
| Q2 2021 | 2021-06-30 | $4.1M | −$9.4M | −69.73% | +15.14% |
| Q1 2021 | 2021-03-31 | $15.8M | −$2.0M | −11.36% | +61.47% |
| Q4 2020 | 2020-12-31 | $7.4M | $5.9M | +392.96% | +369.72% |
| Q3 2020 | 2020-09-30 | $7.1M | −$5.6M | −44.33% | +28.54% |
| Q2 2020 | 2020-06-30 | $13.4M | $4.1M | +43.29% | +39.61% |
| Q1 2020 | 2020-03-31 | $17.8M | $2.0M | +12.92% | +46.74% |
| Q4 2019 | 2019-12-31 | $1.5M | −$7.6M | −83.44% | — |
| Q3 2019 | 2019-09-30 | $12.7M | $182,000 | +1.45% | +31.39% |
| Q2 2019 | 2019-06-30 | $9.4M | $3.9M | +69.84% | +23.82% |
| Q1 2019 | 2019-03-31 | $15.8M | −$983,000 | −5.86% | +41.15% |
| Q4 2018 | 2018-12-31 | $9.1M | −$511,000 | −5.32% | +23.75% |
| Q3 2018 | 2018-09-30 | $12.5M | $6.9M | +123.08% | +33.34% |
| Q2 2018 | 2018-06-30 | $5.5M | −$9.3M | −62.67% | +15.19% |
| Q1 2018 | 2018-03-31 | $16.8M | $12.0M | +254.29% | +46.61% |
| Q4 2017 | 2017-12-31 | $9.6M | $1.2M | +13.84% | +27.41% |
| Q3 2017 | 2017-09-30 | $5.6M | −$1.3M | −19.04% | +16.39% |
| Q2 2017 | 2017-06-30 | $14.8M | $5.8M | +63.69% | +43.96% |
| Q1 2017 | 2017-03-31 | $4.7M | −$1.3M | −22.14% | +14.66% |
| Q4 2016 | 2016-12-31 | $8.4M | $2.2M | +34.79% | +26.23% |
| Q3 2016 | 2016-09-30 | $6.9M | −$905,000 | −11.53% | +21.96% |
| Q2 2016 | 2016-06-30 | $9.0M | $3.7M | +68.83% | +29.20% |
| Q1 2016 | 2016-03-31 | $6.1M | −$2.2M | −26.57% | +19.76% |
| Q4 2015 | 2015-12-31 | $6.3M | $1.5M | +30.90% | +20.66% |
| Q3 2015 | 2015-09-30 | $7.8M | −$265,000 | −3.27% | +25.66% |
| Q2 2015 | 2015-06-30 | $5.4M | −$2.4M | −31.18% | +17.78% |
| Q1 2015 | 2015-03-31 | $8.3M | $407,000 | +5.17% | +27.79% |
| Q4 2014 | 2014-12-31 | $4.8M | −$759,000 | −13.70% | +16.17% |
| Q3 2014 | 2014-09-30 | $8.1M | $1.9M | +30.74% | +27.41% |
| Q2 2014 | 2014-06-30 | $7.8M | −$1.8M | −18.85% | +26.56% |
| Q1 2014 | 2014-03-31 | $7.9M | $5.2M | +192.57% | +27.41% |
| Q4 2013 | 2013-12-31 | $5.5M | −$2.9M | −34.27% | +19.70% |
| Q3 2013 | 2013-09-30 | $6.2M | −$1.7M | −21.02% | +21.36% |
| Q2 2013 | 2013-06-30 | $9.6M | $3.3M | +52.30% | +32.84% |
| Q1 2013 | 2013-03-31 | $2.7M | −$7.0M | −72.09% | +9.46% |
| Q4 2012 | 2012-12-31 | $8.4M | $6.0M | +243.60% | +31.50% |
| Q3 2012 | 2012-09-30 | $7.9M | $91,000 | +1.17% | +28.16% |
| Q2 2012 | 2012-06-30 | $6.3M | $1.1M | +20.38% | +22.16% |
| Q1 2012 | 2012-03-31 | $9.6M | $1.4M | +16.66% | +33.91% |
| Q4 2011 | 2011-12-31 | $2.5M | −$5.4M | −68.89% | +9.25% |
| Q3 2011 | 2011-09-30 | $7.8M | — | — | +28.42% |
| Q2 2011 | 2011-06-30 | $5.2M | — | — | +19.66% |
| Q1 2011 | 2011-03-31 | $8.3M | — | — | +31.69% |
| Q3 2010 | 2010-09-30 | $7.9M | — | — | +31.95% |
Cass Information Systems free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $45.8M to $31.8M, a compound annual decline of 7.04%. Cass Information Systems's latest reported quarter, Q2 2026, generated $13.8M in free cash flow, an increase of $16.5M year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Cass Information Systems filings at SEC.gov ↗