C & F Financial annual debt-to-equity ratio
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
C & F Financial Debt-to-Equity Ratio Growth & History (CFFI)
C & F Financial's debt-to-equity ratio was 0.12 for fiscal 2025.
View full C & F Financial company overviewC & F Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.12 | −0.06 | −33.49% |
| 2024 | 2024-12-31 | 0.17 | −0.13 | −43.64% |
| 2023 | 2023-12-31 | 0.31 | 0.08 | +32.29% |
| 2022 | 2022-12-31 | 0.23 | 0.02 | +10.64% |
| 2021 | 2021-12-31 | 0.21 | 0.06 | +39.90% |
| 2020 | 2020-12-31 | 0.15 | 0.03 | +29.72% |
| 2019 | 2019-12-31 | 0.12 | 0.02 | +18.52% |
| 2018 | 2018-12-31 | 0.10 | −0.05 | −32.54% |
| 2017 | 2017-12-31 | 0.15 | 0.06 | +63.87% |
| 2016 | 2016-12-31 | 0.09 | −0.00 | −3.76% |
| 2015 | 2015-12-31 | 0.09 | −0.02 | −20.99% |
| 2014 | 2014-12-31 | 0.12 | −1.38 | −92.22% |
| 2013 | 2013-12-31 | 1.50 | 0.11 | +8.11% |
| 2012 | 2012-12-31 | 1.39 | −0.07 | −5.09% |
| 2011 | 2011-12-31 | 1.46 | −0.08 | −5.46% |
| 2010 | 2010-12-31 | 1.55 | — | — |
C & F Financial quarterly debt-to-equity ratio
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Q2.11
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Q1.12
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Q2.13
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Q2.24
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Q4.24
Q1.25
Q2.25
Q3.25
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.43 | 0.25 | +139.75% |
| Q1 2026 | 2026-03-31 | 0.08 | −0.08 | −50.77% |
| Q4 2025 | 2025-12-31 | 0.12 | −0.06 | −33.49% |
| Q3 2025 | 2025-09-30 | 0.08 | −0.14 | −63.10% |
| Q2 2025 | 2025-06-30 | 0.18 | 0.06 | +54.76% |
| Q1 2025 | 2025-03-31 | 0.15 | 0.02 | +19.08% |
| Q4 2024 | 2024-12-31 | 0.17 | −0.13 | −43.64% |
| Q3 2024 | 2024-09-30 | 0.21 | −0.26 | −55.32% |
| Q2 2024 | 2024-06-30 | 0.11 | −0.50 | −81.36% |
| Q1 2024 | 2024-03-31 | 0.13 | −0.59 | −82.11% |
| Q4 2023 | 2023-12-31 | 0.31 | 0.08 | +32.29% |
| Q3 2023 | 2023-09-30 | 0.48 | 0.28 | +135.11% |
| Q2 2023 | 2023-06-30 | 0.62 | 0.43 | +225.84% |
| Q1 2023 | 2023-03-31 | 0.72 | 0.56 | +344.42% |
| Q4 2022 | 2022-12-31 | 0.23 | 0.02 | +10.64% |
| Q3 2022 | 2022-09-30 | 0.20 | 0.02 | +12.52% |
| Q2 2022 | 2022-06-30 | 0.19 | 0.07 | +61.13% |
| Q1 2022 | 2022-03-31 | 0.16 | 0.04 | +33.86% |
| Q4 2021 | 2021-12-31 | 0.21 | 0.06 | +39.90% |
| Q3 2021 | 2021-09-30 | 0.18 | −0.19 | −50.78% |
| Q2 2021 | 2021-06-30 | 0.12 | −0.03 | −21.96% |
| Q1 2021 | 2021-03-31 | 0.12 | 0.02 | +17.38% |
| Q4 2020 | 2020-12-31 | 0.15 | 0.03 | +29.72% |
| Q3 2020 | 2020-09-30 | 0.37 | 0.24 | +196.68% |
| Q2 2020 | 2020-06-30 | 0.15 | 0.02 | +17.23% |
| Q1 2020 | 2020-03-31 | 0.10 | −0.03 | −23.25% |
| Q4 2019 | 2019-12-31 | 0.12 | 0.02 | +18.52% |
| Q3 2019 | 2019-09-30 | 0.12 | 0.02 | +23.44% |
| Q2 2019 | 2019-06-30 | 0.13 | −0.00 | −0.40% |
| Q1 2019 | 2019-03-31 | 0.13 | −0.00 | −3.07% |
| Q4 2018 | 2018-12-31 | 0.10 | −0.05 | −32.54% |
| Q3 2018 | 2018-09-30 | 0.10 | −0.03 | −20.87% |
| Q2 2018 | 2018-06-30 | 0.13 | 0.04 | +40.68% |
| Q1 2018 | 2018-03-31 | 0.14 | 0.04 | +44.23% |
| Q4 2017 | 2017-12-31 | 0.15 | 0.06 | +63.87% |
| Q3 2017 | 2017-09-30 | 0.13 | 0.04 | +47.70% |
| Q2 2017 | 2017-06-30 | 0.09 | −0.00 | −2.17% |
| Q1 2017 | 2017-03-31 | 0.10 | 0.00 | +2.05% |
| Q4 2016 | 2016-12-31 | 0.09 | −0.00 | −3.76% |
| Q3 2016 | 2016-09-30 | 0.09 | −0.01 | −5.77% |
| Q2 2016 | 2016-06-30 | 0.09 | −0.01 | −5.89% |
| Q1 2016 | 2016-03-31 | 0.09 | −0.01 | −10.62% |
| Q4 2015 | 2015-12-31 | 0.09 | −0.02 | −20.99% |
| Q3 2015 | 2015-09-30 | 0.09 | −1.30 | −93.46% |
| Q2 2015 | 2015-06-30 | 0.10 | −1.32 | −93.01% |
| Q1 2015 | 2015-03-31 | 0.11 | −1.16 | −91.68% |
| Q4 2014 | 2014-12-31 | 0.12 | −1.38 | −92.22% |
| Q3 2014 | 2014-09-30 | 1.39 | 0.05 | +4.02% |
| Q2 2014 | 2014-06-30 | 1.42 | 0.04 | +2.54% |
| Q1 2014 | 2014-03-31 | 1.26 | −0.13 | −9.53% |
| Q4 2013 | 2013-12-31 | 1.50 | 0.11 | +8.11% |
| Q3 2013 | 2013-09-30 | 1.34 | −0.19 | −12.19% |
| Q2 2013 | 2013-06-30 | 1.38 | −0.27 | −16.30% |
| Q1 2013 | 2013-03-31 | 1.40 | 0.01 | +0.87% |
| Q4 2012 | 2012-12-31 | 1.39 | −0.07 | −5.09% |
| Q3 2012 | 2012-09-30 | 1.53 | 0.04 | +2.60% |
| Q2 2012 | 2012-06-30 | 1.65 | 0.23 | +16.40% |
| Q1 2012 | 2012-03-31 | 1.39 | — | — |
| Q4 2011 | 2011-12-31 | 1.46 | −0.08 | −5.46% |
| Q3 2011 | 2011-09-30 | 1.49 | — | — |
| Q2 2011 | 2011-06-30 | 1.42 | — | — |
| Q4 2010 | 2010-12-31 | 1.55 | — | — |
C & F Financial debt-to-equity ratio trends
Over the last five fiscal years, C & F Financial's debt-to-equity ratio decreased from 0.15 to 0.12, a change of −0.04. The latest reported quarter, Q2 2026, shows 0.43.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review C & F Financial source filings ↗