C & F Financial annual return on equity
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
C & F Financial Return on Equity (ROE) Growth & History (CFFI)
C & F Financial's return on equity was 11.00% for fiscal 2025.
View full C & F Financial company overviewC & F Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 11.00% | +2.05 pp |
| 2024 | 2024-12-31 | 8.95% | −2.49 pp |
| 2023 | 2023-12-31 | 11.44% | −2.92 pp |
| 2022 | 2022-12-31 | 14.37% | +0.18 pp |
| 2021 | 2021-12-31 | 14.19% | +1.85 pp |
| 2020 | 2020-12-31 | 12.34% | +0.43 pp |
| 2019 | 2019-12-31 | 11.91% | −0.37 pp |
| 2018 | 2018-12-31 | 12.27% | +7.59 pp |
| 2017 | 2017-12-31 | 4.68% | −5.28 pp |
| 2016 | 2016-12-31 | 9.96% | +0.12 pp |
| 2015 | 2015-12-31 | 9.84% | −0.59 pp |
| 2014 | 2014-12-31 | 10.43% | −2.97 pp |
| 2013 | 2013-12-31 | 13.40% | −3.11 pp |
| 2012 | 2012-12-31 | 16.51% | +2.77 pp |
| 2011 | 2011-12-31 | 13.74% | +4.81 pp |
| 2010 | 2010-12-31 | 8.93% | — |
C & F Financial quarterly return on equity
Q2.11
Q3.11
Q4.11
Q1.12
Q2.12
Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
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Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
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Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.15% | −0.09 pp |
| Q1 2026 | 2026-03-31 | 2.56% | +0.23 pp |
| Q4 2025 | 2025-12-31 | 2.60% | −0.06 pp |
| Q3 2025 | 2025-09-30 | 2.87% | +0.45 pp |
| Q2 2025 | 2025-06-30 | 3.24% | +0.94 pp |
| Q1 2025 | 2025-03-31 | 2.33% | +0.76 pp |
| Q4 2024 | 2024-12-31 | 2.66% | +0.23 pp |
| Q3 2024 | 2024-09-30 | 2.42% | −0.46 pp |
| Q2 2024 | 2024-06-30 | 2.30% | −0.81 pp |
| Q1 2024 | 2024-03-31 | 1.57% | −1.66 pp |
| Q4 2023 | 2023-12-31 | 2.43% | −2.99 pp |
| Q3 2023 | 2023-09-30 | 2.88% | −0.52 pp |
| Q2 2023 | 2023-06-30 | 3.12% | −0.28 pp |
| Q1 2023 | 2023-03-31 | 3.23% | +0.50 pp |
| Q4 2022 | 2022-12-31 | 5.42% | +2.56 pp |
| Q3 2022 | 2022-09-30 | 3.41% | −0.38 pp |
| Q2 2022 | 2022-06-30 | 3.40% | −0.61 pp |
| Q1 2022 | 2022-03-31 | 2.74% | −0.86 pp |
| Q4 2021 | 2021-12-31 | 2.86% | −1.33 pp |
| Q3 2021 | 2021-09-30 | 3.78% | +0.12 pp |
| Q2 2021 | 2021-06-30 | 4.01% | +1.94 pp |
| Q1 2021 | 2021-03-31 | 3.60% | +1.52 pp |
| Q4 2020 | 2020-12-31 | 4.19% | +1.51 pp |
| Q3 2020 | 2020-09-30 | 3.66% | +0.61 pp |
| Q2 2020 | 2020-06-30 | 2.07% | −1.66 pp |
| Q1 2020 | 2020-03-31 | 2.08% | −0.38 pp |
| Q4 2019 | 2019-12-31 | 2.67% | +0.05 pp |
| Q3 2019 | 2019-09-30 | 3.05% | −0.40 pp |
| Q2 2019 | 2019-06-30 | 3.73% | +0.22 pp |
| Q1 2019 | 2019-03-31 | 2.46% | −0.28 pp |
| Q4 2018 | 2018-12-31 | 2.62% | +4.92 pp |
| Q3 2018 | 2018-09-30 | 3.45% | +1.38 pp |
| Q2 2018 | 2018-06-30 | 3.51% | +0.62 pp |
| Q1 2018 | 2018-03-31 | 2.74% | +0.79 pp |
| Q4 2017 | 2017-12-31 | −2.30% | −4.51 pp |
| Q3 2017 | 2017-09-30 | 2.07% | −0.23 pp |
| Q2 2017 | 2017-06-30 | 2.89% | −0.58 pp |
| Q1 2017 | 2017-03-31 | 1.95% | +0.07 pp |
| Q4 2016 | 2016-12-31 | 2.21% | +0.44 pp |
| Q3 2016 | 2016-09-30 | 2.30% | −0.43 pp |
| Q2 2016 | 2016-06-30 | 3.47% | +0.19 pp |
| Q1 2016 | 2016-03-31 | 1.88% | −0.26 pp |
| Q4 2015 | 2015-12-31 | 1.77% | −0.19 pp |
| Q3 2015 | 2015-09-30 | 2.72% | −0.00 pp |
| Q2 2015 | 2015-06-30 | 3.28% | +0.12 pp |
| Q1 2015 | 2015-03-31 | 2.13% | −0.37 pp |
| Q4 2014 | 2014-12-31 | 1.97% | −0.60 pp |
| Q3 2014 | 2014-09-30 | 2.72% | −0.40 pp |
| Q2 2014 | 2014-06-30 | 3.16% | −0.81 pp |
| Q1 2014 | 2014-03-31 | 2.51% | −1.36 pp |
| Q4 2013 | 2013-12-31 | 2.56% | −1.31 pp |
| Q3 2013 | 2013-09-30 | 3.13% | −1.58 pp |
| Q2 2013 | 2013-06-30 | 3.97% | −0.36 pp |
| Q1 2013 | 2013-03-31 | 3.86% | −0.00 pp |
| Q4 2012 | 2012-12-31 | 3.87% | +0.27 pp |
| Q3 2012 | 2012-09-30 | 4.71% | +1.06 pp |
| Q2 2012 | 2012-06-30 | 4.32% | +1.11 pp |
| Q1 2012 | 2012-03-31 | 3.87% | — |
| Q4 2011 | 2011-12-31 | 3.60% | — |
| Q3 2011 | 2011-09-30 | 3.65% | — |
| Q2 2011 | 2011-06-30 | 3.21% | — |
C & F Financial return on equity trends
Over the last five fiscal years, C & F Financial's return on equity decreased from 12.34% to 11.00%, a change of −1.34 percentage points. The latest reported quarter, Q2 2026, shows 3.15%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review C & F Financial source filings ↗