Capitol Federal Financial Debt-to-Equity Ratio Growth & History (CFFN)
Capitol Federal Financial's debt-to-equity ratio was 1.87 for fiscal 2025.
View full Capitol Federal Financial company overviewCapitol Federal Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-09-30 | 1.87 | −0.25 | −11.80% |
| 2024 | 2024-09-30 | 2.12 | −0.65 | −23.39% |
| 2023 | 2023-09-30 | 2.77 | 0.81 | +41.60% |
| 2022 | 2022-09-30 | 1.96 | 1.94 | +18843.86% |
| 2021 | 2021-09-30 | 0.01 | −0.00 | −9.87% |
| 2020 | 2020-09-30 | 0.01 | — | — |
| 2013 | 2013-09-30 | 1.74 | 0.13 | +8.02% |
| 2012 | 2012-09-30 | 1.61 | 0.11 | +7.37% |
| 2011 | 2011-09-30 | 1.50 | — | — |
Capitol Federal Financial quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q3 2026 | 2026-06-30 | 1.60 | −0.38 | −19.09% |
| Q2 2026 | 2026-03-31 | 1.66 | −0.40 | −19.46% |
| Q1 2026 | 2025-12-31 | 1.76 | −0.35 | −16.60% |
| Q4 2025 | 2025-09-30 | 1.87 | −0.25 | −11.80% |
| Q3 2025 | 2025-06-30 | 1.98 | −0.27 | −11.85% |
| Q2 2025 | 2025-03-31 | 2.07 | −0.23 | −9.96% |
| Q1 2025 | 2024-12-31 | 2.11 | −0.19 | −8.22% |
| Q4 2024 | 2024-09-30 | 2.12 | −0.65 | −23.39% |
| Q3 2024 | 2024-06-30 | 2.25 | — | — |
| Q2 2024 | 2024-03-31 | 2.29 | — | — |
| Q1 2024 | 2023-12-31 | 2.30 | — | — |
| Q4 2023 | 2023-09-30 | 2.77 | 0.81 | +41.60% |
| Q4 2022 | 2022-09-30 | 1.96 | 1.94 | +18843.86% |
| Q4 2021 | 2021-09-30 | 0.01 | −0.00 | −9.87% |
| Q4 2020 | 2020-09-30 | 0.01 | — | — |
| Q3 2020 | 2020-06-30 | 0.01 | — | — |
| Q2 2020 | 2020-03-31 | 0.01 | — | — |
| Q1 2020 | 2019-12-31 | 0.01 | — | — |
| Q4 2013 | 2013-09-30 | 1.74 | 0.13 | +8.02% |
| Q4 2012 | 2012-09-30 | 1.61 | 0.11 | +7.37% |
| Q4 2011 | 2011-09-30 | 1.50 | — | — |
Capitol Federal Financial debt-to-equity ratio trends
Over the last five fiscal years, Capitol Federal Financial's debt-to-equity ratio increased from 0.01 to 1.87, a change of 1.86. The latest reported quarter, Q3 2026, shows 1.60.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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