Capitol Federal Financial Return on Equity (ROE) Growth & History (CFFN)
Capitol Federal Financial's return on equity was 6.54% for fiscal 2025.
View full Capitol Federal Financial company overviewCapitol Federal Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-09-30 | 6.54% | +2.88 pp |
| 2024 | 2024-09-30 | 3.66% | +13.16 pp |
| 2023 | 2023-09-30 | −9.50% | −16.72 pp |
| 2022 | 2022-09-30 | 7.22% | +1.20 pp |
| 2021 | 2021-09-30 | 6.02% | +1.10 pp |
| 2020 | 2020-09-30 | 4.92% | −1.98 pp |
| 2019 | 2019-09-30 | 6.91% | −0.26 pp |
| 2018 | 2018-09-30 | 7.17% | +1.07 pp |
| 2017 | 2017-09-30 | 6.09% | +0.15 pp |
| 2016 | 2016-09-30 | 5.94% | +0.58 pp |
| 2015 | 2015-09-30 | 5.37% | +0.40 pp |
| 2014 | 2014-09-30 | 4.97% | +0.94 pp |
| 2013 | 2013-09-30 | 4.03% | +0.05 pp |
| 2012 | 2012-09-30 | 3.98% | +1.33 pp |
| 2011 | 2011-09-30 | 2.65% | −4.48 pp |
| 2010 | 2010-09-30 | 7.13% | — |
Capitol Federal Financial quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q3 2026 | 2026-06-30 | 2.30% | +0.54 pp |
| Q2 2026 | 2026-03-31 | 1.95% | +0.46 pp |
| Q1 2026 | 2025-12-31 | 1.94% | +0.45 pp |
| Q4 2025 | 2025-09-30 | 1.80% | +0.62 pp |
| Q3 2025 | 2025-06-30 | 1.76% | +0.82 pp |
| Q2 2025 | 2025-03-31 | 1.49% | +0.16 pp |
| Q1 2025 | 2024-12-31 | 1.50% | +1.25 pp |
| Q4 2024 | 2024-09-30 | 1.17% | +14.51 pp |
| Q3 2024 | 2024-06-30 | 0.94% | +0.16 pp |
| Q2 2024 | 2024-03-31 | 1.34% | +0.00 pp |
| Q1 2024 | 2023-12-31 | 0.24% | −1.27 pp |
| Q4 2023 | 2023-09-30 | −13.34% | −15.09 pp |
| Q3 2023 | 2023-06-30 | 0.78% | −1.06 pp |
| Q2 2023 | 2023-03-31 | 1.33% | −0.47 pp |
| Q1 2023 | 2022-12-31 | 1.51% | −0.29 pp |
| Q4 2022 | 2022-09-30 | 1.75% | +0.25 pp |
| Q3 2022 | 2022-06-30 | 1.83% | +0.39 pp |
| Q2 2022 | 2022-03-31 | 1.81% | +0.21 pp |
| Q1 2022 | 2021-12-31 | 1.80% | +0.33 pp |
| Q4 2021 | 2021-09-30 | 1.50% | +0.08 pp |
| Q3 2021 | 2021-06-30 | 1.45% | −0.06 pp |
| Q2 2021 | 2021-03-31 | 1.60% | +1.27 pp |
| Q1 2021 | 2020-12-31 | 1.48% | −0.23 pp |
| Q4 2020 | 2020-09-30 | 1.41% | −0.27 pp |
| Q3 2020 | 2020-06-30 | 1.50% | −0.20 pp |
| Q2 2020 | 2020-03-31 | 0.33% | −1.49 pp |
| Q1 2020 | 2019-12-31 | 1.70% | −0.08 pp |
| Q4 2019 | 2019-09-30 | 1.68% | +0.12 pp |
| Q3 2019 | 2019-06-30 | 1.71% | +0.05 pp |
| Q2 2019 | 2019-03-31 | 1.82% | +0.10 pp |
| Q1 2019 | 2018-12-31 | 1.78% | −0.56 pp |
| Q4 2018 | 2018-09-30 | 1.57% | +0.05 pp |
| Q3 2018 | 2018-06-30 | 1.65% | +0.09 pp |
| Q2 2018 | 2018-03-31 | 1.72% | +0.15 pp |
| Q1 2018 | 2017-12-31 | 2.34% | +0.85 pp |
| Q4 2017 | 2017-09-30 | 1.51% | +0.02 pp |
| Q3 2017 | 2017-06-30 | 1.56% | +0.08 pp |
| Q2 2017 | 2017-03-31 | 1.57% | +0.03 pp |
| Q1 2017 | 2016-12-31 | 1.49% | +0.01 pp |
| Q4 2016 | 2016-09-30 | 1.49% | +0.17 pp |
| Q3 2016 | 2016-06-30 | 1.48% | +0.13 pp |
| Q2 2016 | 2016-03-31 | 1.54% | +0.23 pp |
| Q1 2016 | 2015-12-31 | 1.48% | +0.09 pp |
| Q4 2015 | 2015-09-30 | 1.32% | −0.03 pp |
| Q3 2015 | 2015-06-30 | 1.35% | +0.03 pp |
| Q2 2015 | 2015-03-31 | 1.31% | +0.04 pp |
| Q1 2015 | 2014-12-31 | 1.38% | +0.27 pp |
| Q4 2014 | 2014-09-30 | 1.35% | +0.36 pp |
| Q3 2014 | 2014-06-30 | 1.32% | +0.22 pp |
| Q2 2014 | 2014-03-31 | 1.27% | +0.20 pp |
| Q1 2014 | 2013-12-31 | 1.11% | +0.10 pp |
| Q4 2013 | 2013-09-30 | 0.99% | +0.01 pp |
| Q3 2013 | 2013-06-30 | 1.10% | +0.10 pp |
| Q2 2013 | 2013-03-31 | 1.07% | +0.06 pp |
| Q1 2013 | 2012-12-31 | 1.01% | +0.04 pp |
| Q4 2012 | 2012-09-30 | 0.97% | +0.11 pp |
| Q3 2012 | 2012-06-30 | 1.00% | −0.19 pp |
| Q2 2012 | 2012-03-31 | 1.01% | — |
| Q1 2012 | 2011-12-31 | 0.97% | — |
| Q4 2011 | 2011-09-30 | 0.87% | — |
| Q3 2011 | 2011-06-30 | 1.19% | — |
Capitol Federal Financial return on equity trends
Over the last five fiscal years, Capitol Federal Financial's return on equity increased from 4.92% to 6.54%, a change of +1.62 percentage points. The latest reported quarter, Q3 2026, shows 2.30%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Capitol Federal Financial source filings ↗