Citizens annual debt-to-equity ratio
2013
2014
2015
2016
2017
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2019
2020
2021
2022
2023
2024
2025
Citizens Debt-to-Equity Ratio Growth & History (CIA)
Citizens's debt-to-equity ratio was 0.03 for fiscal 2025.
View full Citizens company overviewCitizens annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.03 | −0.01 | −15.42% |
| 2024 | 2024-12-31 | 0.04 | −0.02 | −29.75% |
| 2023 | 2023-12-31 | 0.05 | −0.03 | −33.41% |
| 2022 | 2022-12-31 | 0.08 | −0.03 | −26.91% |
| 2021 | 2021-12-31 | 0.11 | 0.07 | +172.32% |
| 2020 | 2020-12-31 | 0.04 | 0.04 | +814.52% |
| 2019 | 2019-12-31 | 0.00 | 0.00 | — |
| 2018 | 2018-12-31 | 0.00 | 0.00 | — |
| 2017 | 2017-12-31 | 0.00 | 0.00 | — |
| 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| 2014 | 2014-12-31 | 0.00 | 0.00 | — |
| 2013 | 2013-12-31 | 0.00 | — | — |
Citizens quarterly debt-to-equity ratio
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Q2.14
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Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
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Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
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Q2.18
Q3.18
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Q1.19
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Q3.19
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Q4.25
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | 0.03 | −0.01 | −15.42% |
| Q4 2024 | 2024-12-31 | 0.04 | −0.02 | −29.75% |
| Q4 2023 | 2023-12-31 | 0.05 | −0.03 | −33.41% |
| Q4 2022 | 2022-12-31 | 0.08 | −0.03 | −26.91% |
| Q4 2021 | 2021-12-31 | 0.11 | 0.07 | +172.32% |
| Q4 2020 | 2020-12-31 | 0.04 | 0.04 | +814.52% |
| Q3 2020 | 2020-09-30 | 0.04 | 0.04 | +637.80% |
| Q2 2020 | 2020-06-30 | 0.04 | 0.04 | +511.34% |
| Q4 2019 | 2019-12-31 | 0.00 | 0.00 | — |
| Q3 2019 | 2019-09-30 | 0.01 | 0.01 | — |
| Q2 2019 | 2019-06-30 | 0.01 | 0.01 | — |
| Q1 2019 | 2019-03-31 | 0.01 | 0.01 | — |
| Q4 2018 | 2018-12-31 | 0.00 | 0.00 | — |
| Q3 2018 | 2018-09-30 | 0.00 | 0.00 | — |
| Q2 2018 | 2018-06-30 | 0.00 | 0.00 | — |
| Q1 2018 | 2018-03-31 | 0.00 | 0.00 | — |
| Q4 2017 | 2017-12-31 | 0.00 | 0.00 | — |
| Q3 2017 | 2017-09-30 | 0.00 | 0.00 | — |
| Q2 2017 | 2017-06-30 | 0.00 | 0.00 | — |
| Q1 2017 | 2017-03-31 | 0.00 | 0.00 | — |
| Q4 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| Q3 2016 | 2016-09-30 | 0.00 | 0.00 | — |
| Q2 2016 | 2016-06-30 | 0.00 | 0.00 | — |
| Q1 2016 | 2016-03-31 | 0.00 | 0.00 | — |
| Q4 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| Q3 2015 | 2015-09-30 | 0.00 | 0.00 | — |
| Q2 2015 | 2015-06-30 | 0.00 | 0.00 | — |
| Q1 2015 | 2015-03-31 | 0.00 | 0.00 | — |
| Q4 2014 | 2014-12-31 | 0.00 | 0.00 | — |
| Q3 2014 | 2014-09-30 | 0.00 | — | — |
| Q2 2014 | 2014-06-30 | 0.00 | — | — |
| Q1 2014 | 2014-03-31 | 0.00 | — | — |
| Q4 2013 | 2013-12-31 | 0.00 | — | — |
Citizens debt-to-equity ratio trends
Over the last five fiscal years, Citizens's debt-to-equity ratio decreased from 0.04 to 0.03, a change of −0.01. The latest reported quarter, Q4 2025, shows 0.03.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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