Citizens annual return on equity
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Citizens Return on Equity (ROE) Growth & History (CIA)
Citizens's return on equity was 6.55% for fiscal 2025.
View full Citizens company overviewCitizens annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 6.55% | −1.24 pp |
| 2024 | 2024-12-31 | 7.80% | −8.50 pp |
| 2023 | 2023-12-31 | 16.30% | −6.54 pp |
| 2022 | 2022-12-31 | 22.84% | −13.43 pp |
| 2021 | 2021-12-31 | 36.27% | +40.19 pp |
| 2020 | 2020-12-31 | −3.92% | −3.31 pp |
| 2019 | 2019-12-31 | −0.61% | +4.77 pp |
| 2018 | 2018-12-31 | −5.38% | +10.75 pp |
| 2017 | 2017-12-31 | −16.13% | −16.93 pp |
| 2016 | 2016-12-31 | 0.79% | +2.03 pp |
| 2015 | 2015-12-31 | −1.23% | +1.10 pp |
| 2014 | 2014-12-31 | −2.33% | −4.20 pp |
| 2013 | 2013-12-31 | 1.87% | +0.10 pp |
| 2012 | 2012-12-31 | 1.77% | −1.85 pp |
| 2011 | 2011-12-31 | 3.63% | −3.23 pp |
| 2010 | 2010-12-31 | 6.85% | — |
Citizens quarterly return on equity
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Q1.13
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Q4.17
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Q3.18
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Q1.23
Q2.23
Q3.23
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Q3.24
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Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | −0.18% | −3.07 pp |
| Q1 2026 | 2026-03-31 | 0.96% | +1.72 pp |
| Q4 2025 | 2025-12-31 | 3.19% | +1.45 pp |
| Q3 2025 | 2025-09-30 | 1.06% | −0.34 pp |
| Q2 2025 | 2025-06-30 | 2.89% | +0.84 pp |
| Q1 2025 | 2025-03-31 | −0.76% | −3.23 pp |
| Q4 2024 | 2024-12-31 | 1.73% | −4.88 pp |
| Q3 2024 | 2024-09-30 | 1.40% | −0.40 pp |
| Q2 2024 | 2024-06-30 | 2.05% | −2.02 pp |
| Q1 2024 | 2024-03-31 | 2.47% | −0.98 pp |
| Q4 2023 | 2023-12-31 | 6.61% | −4.83 pp |
| Q3 2023 | 2023-09-30 | 1.80% | −1.11 pp |
| Q2 2023 | 2023-06-30 | 4.07% | +2.07 pp |
| Q1 2023 | 2023-03-31 | 3.45% | −2.27 pp |
| Q4 2022 | 2022-12-31 | 11.44% | −9.46 pp |
| Q3 2022 | 2022-09-30 | 2.91% | +3.96 pp |
| Q2 2022 | 2022-06-30 | 2.00% | +0.03 pp |
| Q1 2022 | 2022-03-31 | 5.72% | +7.04 pp |
| Q4 2021 | 2021-12-31 | 20.90% | +20.38 pp |
| Q3 2021 | 2021-09-30 | −1.05% | +1.65 pp |
| Q2 2021 | 2021-06-30 | 1.97% | +2.38 pp |
| Q1 2021 | 2021-03-31 | −1.32% | +0.19 pp |
| Q4 2020 | 2020-12-31 | 0.51% | −1.39 pp |
| Q3 2020 | 2020-09-30 | −2.70% | −3.52 pp |
| Q2 2020 | 2020-06-30 | −0.41% | +1.63 pp |
| Q1 2020 | 2020-03-31 | −1.51% | +0.40 pp |
| Q4 2019 | 2019-12-31 | 1.90% | +2.66 pp |
| Q3 2019 | 2019-09-30 | 0.82% | +4.51 pp |
| Q2 2019 | 2019-06-30 | −2.04% | −0.78 pp |
| Q1 2019 | 2019-03-31 | −1.90% | −1.92 pp |
| Q4 2018 | 2018-12-31 | −0.76% | +17.36 pp |
| Q3 2018 | 2018-09-30 | −3.69% | −5.01 pp |
| Q2 2018 | 2018-06-30 | −1.26% | −1.48 pp |
| Q1 2018 | 2018-03-31 | 0.02% | −0.80 pp |
| Q4 2017 | 2017-12-31 | −18.13% | −18.17 pp |
| Q3 2017 | 2017-09-30 | 1.32% | +0.27 pp |
| Q2 2017 | 2017-06-30 | 0.22% | −0.36 pp |
| Q1 2017 | 2017-03-31 | 0.82% | +1.78 pp |
| Q4 2016 | 2016-12-31 | 0.05% | +0.93 pp |
| Q3 2016 | 2016-09-30 | 1.05% | +0.95 pp |
| Q2 2016 | 2016-06-30 | 0.58% | +1.27 pp |
| Q1 2016 | 2016-03-31 | −0.96% | −1.18 pp |
| Q4 2015 | 2015-12-31 | −0.88% | +3.34 pp |
| Q3 2015 | 2015-09-30 | 0.10% | −0.77 pp |
| Q2 2015 | 2015-06-30 | −0.69% | −1.13 pp |
| Q1 2015 | 2015-03-31 | 0.22% | −0.26 pp |
| Q4 2014 | 2014-12-31 | −4.22% | −4.55 pp |
| Q3 2014 | 2014-09-30 | 0.87% | +0.14 pp |
| Q2 2014 | 2014-06-30 | 0.44% | −0.07 pp |
| Q1 2014 | 2014-03-31 | 0.47% | +0.15 pp |
| Q4 2013 | 2013-12-31 | 0.32% | +0.44 pp |
| Q3 2013 | 2013-09-30 | 0.73% | −0.39 pp |
| Q2 2013 | 2013-06-30 | 0.51% | +0.35 pp |
| Q1 2013 | 2013-03-31 | 0.32% | −0.28 pp |
| Q4 2012 | 2012-12-31 | −0.11% | −0.83 pp |
| Q3 2012 | 2012-09-30 | 1.12% | +0.29 pp |
| Q2 2012 | 2012-06-30 | 0.16% | −1.13 pp |
| Q1 2012 | 2012-03-31 | 0.61% | — |
| Q4 2011 | 2011-12-31 | 0.72% | — |
| Q3 2011 | 2011-09-30 | 0.83% | — |
| Q2 2011 | 2011-06-30 | 1.29% | — |
Citizens return on equity trends
Over the last five fiscal years, Citizens's return on equity increased from −3.92% to 6.55%, a change of +10.47 percentage points. The latest reported quarter, Q2 2026, shows −0.18%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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