Capital One Financial annual debt-to-equity ratio
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2025
Capital One Financial Debt-to-Equity Ratio Growth & History (COF)
Capital One Financial's debt-to-equity ratio was 0.46 for fiscal 2025.
View full Capital One Financial company overviewCapital One Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.46 | −0.31 | −40.28% |
| 2024 | 2024-12-31 | 0.77 | −0.11 | −12.56% |
| 2023 | 2023-12-31 | 0.88 | −0.07 | −7.69% |
| 2022 | 2022-12-31 | 0.95 | 0.22 | +30.65% |
| 2021 | 2021-12-31 | 0.73 | 0.03 | +4.12% |
| 2020 | 2020-12-31 | 0.70 | −0.29 | −29.18% |
| 2019 | 2019-12-31 | 0.99 | −0.19 | −15.84% |
| 2018 | 2018-12-31 | 1.18 | −0.06 | −4.87% |
| 2017 | 2017-12-31 | 1.24 | −0.04 | −2.78% |
| 2016 | 2016-12-31 | 1.27 | 0.02 | +1.78% |
| 2015 | 2015-12-31 | 1.25 | 0.17 | +16.24% |
| 2014 | 2014-12-31 | 1.08 | 0.10 | +10.14% |
| 2013 | 2013-12-31 | 0.98 | −0.26 | −20.91% |
| 2012 | 2012-12-31 | 1.23 | −0.10 | −7.57% |
| 2011 | 2011-12-31 | 1.34 | −0.24 | −15.18% |
| 2010 | 2010-12-31 | 1.57 | 0.78 | +99.26% |
| 2009 | 2009-12-31 | 0.79 | — | — |
Capital One Financial quarterly debt-to-equity ratio
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Q2.25
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Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.39 | −0.08 | −17.28% |
| Q1 2026 | 2026-03-31 | 0.46 | −0.20 | −29.69% |
| Q4 2025 | 2025-12-31 | 0.46 | −0.31 | −40.28% |
| Q3 2025 | 2025-09-30 | 0.45 | −0.33 | −42.31% |
| Q2 2025 | 2025-06-30 | 0.47 | −0.35 | −42.61% |
| Q1 2025 | 2025-03-31 | 0.66 | −0.21 | −24.55% |
| Q4 2024 | 2024-12-31 | 0.77 | −0.11 | −12.56% |
| Q3 2024 | 2024-09-30 | 0.78 | −0.13 | −14.56% |
| Q2 2024 | 2024-06-30 | 0.83 | −0.09 | −10.21% |
| Q1 2024 | 2024-03-31 | 0.87 | −0.02 | −2.38% |
| Q4 2023 | 2023-12-31 | 0.88 | −0.07 | −7.69% |
| Q3 2023 | 2023-09-30 | 0.92 | −0.16 | −14.53% |
| Q2 2023 | 2023-06-30 | 0.92 | −0.18 | −16.52% |
| Q1 2023 | 2023-03-31 | 0.89 | 0.09 | +10.87% |
| Q4 2022 | 2022-12-31 | 0.95 | 0.22 | +30.65% |
| Q3 2022 | 2022-09-30 | 1.07 | 0.48 | +81.93% |
| Q2 2022 | 2022-06-30 | 1.10 | 0.54 | +96.22% |
| Q1 2022 | 2022-03-31 | 0.81 | 0.18 | +28.11% |
| Q4 2021 | 2021-12-31 | 0.73 | 0.03 | +4.12% |
| Q3 2021 | 2021-09-30 | 0.59 | −0.14 | −19.43% |
| Q2 2021 | 2021-06-30 | 0.56 | −0.24 | −29.80% |
| Q1 2021 | 2021-03-31 | 0.63 | −0.35 | −35.86% |
| Q4 2020 | 2020-12-31 | 0.70 | −0.29 | −29.18% |
| Q3 2020 | 2020-09-30 | 0.73 | −0.16 | −17.80% |
| Q2 2020 | 2020-06-30 | 0.80 | −0.11 | −12.43% |
| Q1 2020 | 2020-03-31 | 0.98 | 0.00 | +0.39% |
| Q4 2019 | 2019-12-31 | 0.99 | −0.19 | −15.84% |
| Q3 2019 | 2019-09-30 | 0.89 | −0.14 | −13.56% |
| Q2 2019 | 2019-06-30 | 0.91 | −0.15 | −14.32% |
| Q1 2019 | 2019-03-31 | 0.98 | −0.05 | −5.27% |
| Q4 2018 | 2018-12-31 | 1.18 | −0.06 | −4.87% |
| Q3 2018 | 2018-09-30 | 1.03 | −0.15 | −13.04% |
| Q2 2018 | 2018-06-30 | 1.07 | 0.05 | +5.03% |
| Q1 2018 | 2018-03-31 | 1.03 | 0.02 | +2.18% |
| Q4 2017 | 2017-12-31 | 1.24 | −0.04 | −2.78% |
| Q3 2017 | 2017-09-30 | 1.19 | −0.06 | −4.45% |
| Q2 2017 | 2017-06-30 | 1.02 | −0.21 | −17.36% |
| Q1 2017 | 2017-03-31 | 1.01 | −0.05 | −4.74% |
| Q4 2016 | 2016-12-31 | 1.27 | 0.02 | +1.78% |
| Q3 2016 | 2016-09-30 | 1.24 | 0.34 | +38.31% |
| Q2 2016 | 2016-06-30 | 1.23 | 0.25 | +25.42% |
| Q1 2016 | 2016-03-31 | 1.06 | 0.16 | +17.98% |
| Q4 2015 | 2015-12-31 | 1.25 | 0.17 | +16.24% |
| Q3 2015 | 2015-09-30 | 0.90 | −0.06 | −6.56% |
| Q2 2015 | 2015-06-30 | 0.98 | 0.09 | +9.87% |
| Q1 2015 | 2015-03-31 | 0.90 | 0.19 | +27.50% |
| Q4 2014 | 2014-12-31 | 1.08 | 0.10 | +10.14% |
| Q3 2014 | 2014-09-30 | 0.96 | 0.20 | +26.02% |
| Q2 2014 | 2014-06-30 | 0.89 | 0.01 | +1.12% |
| Q1 2014 | 2014-03-31 | 0.70 | −0.20 | −22.49% |
| Q4 2013 | 2013-12-31 | 0.98 | −0.26 | −20.91% |
| Q3 2013 | 2013-09-30 | 0.76 | −0.20 | −21.19% |
| Q2 2013 | 2013-06-30 | 0.88 | −0.08 | −8.48% |
| Q1 2013 | 2013-03-31 | 0.91 | 0.02 | +2.01% |
| Q4 2012 | 2012-12-31 | 1.23 | −0.10 | −7.57% |
| Q3 2012 | 2012-09-30 | 0.97 | −0.20 | −17.24% |
| Q2 2012 | 2012-06-30 | 0.96 | −0.35 | −26.69% |
| Q1 2012 | 2012-03-31 | 0.89 | −0.55 | −38.39% |
| Q4 2011 | 2011-12-31 | 1.34 | −0.24 | −15.18% |
| Q3 2011 | 2011-09-30 | 1.17 | −0.53 | −31.34% |
| Q2 2011 | 2011-06-30 | 1.32 | 0.72 | +121.52% |
| Q1 2011 | 2011-03-31 | 1.44 | — | — |
| Q4 2010 | 2010-12-31 | 1.57 | 0.78 | +99.26% |
| Q3 2010 | 2010-09-30 | 1.70 | — | — |
| Q2 2010 | 2010-06-30 | 0.59 | — | — |
| Q4 2009 | 2009-12-31 | 0.79 | — | — |
Capital One Financial debt-to-equity ratio trends
Over the last five fiscal years, Capital One Financial's debt-to-equity ratio decreased from 0.70 to 0.46, a change of −0.24. The latest reported quarter, Q2 2026, shows 0.39.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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